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AFG vs. HIG
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Performance

AFG vs. HIG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Financial Group, Inc. (AFG) and The Hartford Financial Services Group, Inc. (HIG). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

AFG:

0.54

HIG:

1.16

Sortino Ratio

AFG:

0.71

HIG:

1.51

Omega Ratio

AFG:

1.09

HIG:

1.22

Calmar Ratio

AFG:

0.51

HIG:

1.86

Martin Ratio

AFG:

1.01

HIG:

4.63

Ulcer Index

AFG:

9.94%

HIG:

5.52%

Daily Std Dev

AFG:

24.71%

HIG:

23.78%

Max Drawdown

AFG:

-76.72%

HIG:

-96.25%

Current Drawdown

AFG:

-12.78%

HIG:

-5.82%

Fundamentals

Market Cap

AFG:

$10.64B

HIG:

$35.51B

EPS

AFG:

$9.52

HIG:

$10.02

PE Ratio

AFG:

13.39

HIG:

12.47

PEG Ratio

AFG:

2.78

HIG:

1.41

PS Ratio

AFG:

1.33

HIG:

1.32

PB Ratio

AFG:

2.42

HIG:

2.15

Total Revenue (TTM)

AFG:

$4.23B

HIG:

$20.29B

Gross Profit (TTM)

AFG:

$2.65B

HIG:

$15.07B

EBITDA (TTM)

AFG:

$827.00M

HIG:

$2.86B

Returns By Period

In the year-to-date period, AFG achieves a -5.04% return, which is significantly lower than HIG's 13.85% return. Over the past 10 years, AFG has outperformed HIG with an annualized return of 14.37%, while HIG has yielded a comparatively lower 13.34% annualized return.


AFG

YTD
-5.04%
1M
1.00%
6M
-1.78%
1Y
13.12%
3Y*
3.40%
5Y*
28.69%
10Y*
14.37%

HIG

YTD
13.85%
1M
-4.50%
6M
14.64%
1Y
27.23%
3Y*
25.99%
5Y*
29.65%
10Y*
13.34%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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American Financial Group, Inc.

Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

AFG vs. HIG — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

AFG
The Risk-Adjusted Performance Rank of AFG is 5858
Overall Rank
The Sharpe Ratio Rank of AFG is 6565
Sharpe Ratio Rank
The Sortino Ratio Rank of AFG is 5050
Sortino Ratio Rank
The Omega Ratio Rank of AFG is 5050
Omega Ratio Rank
The Calmar Ratio Rank of AFG is 6868
Calmar Ratio Rank
The Martin Ratio Rank of AFG is 5858
Martin Ratio Rank

HIG
The Risk-Adjusted Performance Rank of HIG is 8080
Overall Rank
The Sharpe Ratio Rank of HIG is 8282
Sharpe Ratio Rank
The Sortino Ratio Rank of HIG is 7272
Sortino Ratio Rank
The Omega Ratio Rank of HIG is 7575
Omega Ratio Rank
The Calmar Ratio Rank of HIG is 9090
Calmar Ratio Rank
The Martin Ratio Rank of HIG is 8282
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

AFG vs. HIG - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for American Financial Group, Inc. (AFG) and The Hartford Financial Services Group, Inc. (HIG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current AFG Sharpe Ratio is 0.54, which is lower than the HIG Sharpe Ratio of 1.16. The chart below compares the historical Sharpe Ratios of AFG and HIG, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Correlation

The correlation between AFG and HIG is 0.54, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

AFG vs. HIG - Dividend Comparison

AFG's dividend yield for the trailing twelve months is around 7.21%, more than HIG's 1.64% yield.


TTM20242023202220212020201920182017201620152014
AFG
American Financial Group, Inc.
7.21%6.89%6.81%10.42%20.43%4.39%4.51%4.92%4.41%2.44%2.82%3.15%
HIG
The Hartford Financial Services Group, Inc.
1.64%1.76%2.17%2.08%2.08%2.65%1.97%2.47%1.67%1.80%1.79%1.58%

Drawdowns

AFG vs. HIG - Drawdown Comparison

The maximum AFG drawdown since its inception was -76.72%, smaller than the maximum HIG drawdown of -96.25%. Use the drawdown chart below to compare losses from any high point for AFG and HIG.


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Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

AFG vs. HIG - Volatility Comparison

The current volatility for American Financial Group, Inc. (AFG) is 5.59%, while The Hartford Financial Services Group, Inc. (HIG) has a volatility of 5.93%. This indicates that AFG experiences smaller price fluctuations and is considered to be less risky than HIG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

AFG vs. HIG - Financials Comparison

This section allows you to compare key financial metrics between American Financial Group, Inc. and The Hartford Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.001.00B2.00B3.00B4.00B5.00B6.00B7.00BJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025
1.86B
6.77B
(AFG) Total Revenue
(HIG) Total Revenue
Values in USD except per share items

AFG vs. HIG - Profitability Comparison

The chart below illustrates the profitability comparison between American Financial Group, Inc. and The Hartford Financial Services Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

20.0%40.0%60.0%80.0%100.0%JulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025
15.8%
100.0%
(AFG) Gross Margin
(HIG) Gross Margin
AFG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2025, American Financial Group, Inc. reported a gross profit of 293.00M and revenue of 1.86B. Therefore, the gross margin over that period was 15.8%.

HIG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2025, The Hartford Financial Services Group, Inc. reported a gross profit of 6.77B and revenue of 6.77B. Therefore, the gross margin over that period was 100.0%.

AFG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2025, American Financial Group, Inc. reported an operating income of 197.00M and revenue of 1.86B, resulting in an operating margin of 10.6%.

HIG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2025, The Hartford Financial Services Group, Inc. reported an operating income of 783.00M and revenue of 6.77B, resulting in an operating margin of 11.6%.

AFG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2025, American Financial Group, Inc. reported a net income of 154.00M and revenue of 1.86B, resulting in a net margin of 8.3%.

HIG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2025, The Hartford Financial Services Group, Inc. reported a net income of 630.00M and revenue of 6.77B, resulting in a net margin of 9.3%.