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AFG vs. HIG
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

AFG vs. HIG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Financial Group, Inc. (AFG) and The Hartford Financial Services Group, Inc. (HIG). The values are adjusted to include any dividend payments, if applicable.

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AFG vs. HIG - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
AFG
American Financial Group, Inc.
-4.83%5.45%23.79%-7.61%10.91%93.83%-16.18%27.10%-13.04%29.20%
HIG
The Hartford Financial Services Group, Inc.
-1.45%28.09%38.54%8.55%12.31%44.23%-16.98%39.71%-19.24%20.25%

Fundamentals

Market Cap

AFG:

$10.65B

HIG:

$38.22B

EPS

AFG:

$10.09

HIG:

$13.45

PE Ratio

AFG:

12.65

HIG:

10.05

PEG Ratio

AFG:

0.39

HIG:

0.46

PS Ratio

AFG:

1.31

HIG:

1.36

PB Ratio

AFG:

2.21

HIG:

2.05

Total Revenue (TTM)

AFG:

$8.14B

HIG:

$28.34B

Gross Profit (TTM)

AFG:

$968.00M

HIG:

$13.10B

EBITDA (TTM)

AFG:

$1.22B

HIG:

$5.22B

Returns By Period

In the year-to-date period, AFG achieves a -4.83% return, which is significantly lower than HIG's -1.45% return. Both investments have delivered pretty close results over the past 10 years, with AFG having a 14.07% annualized return and HIG not far behind at 13.60%.


AFG

1D
0.45%
1M
-3.96%
YTD
-4.83%
6M
-8.89%
1Y
2.35%
3Y*
7.83%
5Y*
13.54%
10Y*
14.07%

HIG

1D
0.59%
1M
-3.57%
YTD
-1.45%
6M
2.26%
1Y
11.12%
3Y*
27.12%
5Y*
16.99%
10Y*
13.60%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

AFG vs. HIG — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

AFG
AFG Risk / Return Rank: 4343
Overall Rank
AFG Sharpe Ratio Rank: 4545
Sharpe Ratio Rank
AFG Sortino Ratio Rank: 3737
Sortino Ratio Rank
AFG Omega Ratio Rank: 3737
Omega Ratio Rank
AFG Calmar Ratio Rank: 4949
Calmar Ratio Rank
AFG Martin Ratio Rank: 4848
Martin Ratio Rank

HIG
HIG Risk / Return Rank: 6060
Overall Rank
HIG Sharpe Ratio Rank: 6161
Sharpe Ratio Rank
HIG Sortino Ratio Rank: 5353
Sortino Ratio Rank
HIG Omega Ratio Rank: 5252
Omega Ratio Rank
HIG Calmar Ratio Rank: 6565
Calmar Ratio Rank
HIG Martin Ratio Rank: 6868
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

AFG vs. HIG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Financial Group, Inc. (AFG) and The Hartford Financial Services Group, Inc. (HIG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


AFGHIGDifference

Sharpe ratio

Return per unit of total volatility

0.10

0.53

-0.43

Sortino ratio

Return per unit of downside risk

0.30

0.86

-0.56

Omega ratio

Gain probability vs. loss probability

1.04

1.11

-0.07

Calmar ratio

Return relative to maximum drawdown

0.26

1.04

-0.78

Martin ratio

Return relative to average drawdown

0.50

2.90

-2.41

AFG vs. HIG - Sharpe Ratio Comparison

The current AFG Sharpe Ratio is 0.10, which is lower than the HIG Sharpe Ratio of 0.53. The chart below compares the historical Sharpe Ratios of AFG and HIG, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


AFGHIGDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.10

0.53

-0.43

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.59

0.78

-0.19

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.47

0.47

0.00

Sharpe Ratio (All Time)

Calculated using the full available price history

0.34

0.16

+0.17

Correlation

The correlation between AFG and HIG is 0.57, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

AFG vs. HIG - Dividend Comparison

AFG's dividend yield for the trailing twelve months is around 5.37%, more than HIG's 1.66% yield.


TTM20252024202320222021202020192018201720162015
AFG
American Financial Group, Inc.
5.37%5.33%6.89%6.81%10.42%20.43%4.39%4.51%4.92%4.41%2.44%2.82%
HIG
The Hartford Financial Services Group, Inc.
1.66%1.57%1.76%2.17%2.08%2.08%2.65%1.97%2.47%1.67%1.80%1.79%

Drawdowns

AFG vs. HIG - Drawdown Comparison

The maximum AFG drawdown since its inception was -62.94%, smaller than the maximum HIG drawdown of -96.25%. Use the drawdown chart below to compare losses from any high point for AFG and HIG.


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Drawdown Indicators


AFGHIGDifference

Max Drawdown

Largest peak-to-trough decline

-62.94%

-96.25%

+33.31%

Max Drawdown (1Y)

Largest decline over 1 year

-13.19%

-12.04%

-1.15%

Max Drawdown (5Y)

Largest decline over 5 years

-23.85%

-18.63%

-5.22%

Max Drawdown (10Y)

Largest decline over 10 years

-58.98%

-57.59%

-1.39%

Current Drawdown

Current decline from peak

-10.72%

-5.38%

-5.34%

Average Drawdown

Average peak-to-trough decline

-16.79%

-31.01%

+14.22%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.78%

4.30%

+2.48%

Volatility

AFG vs. HIG - Volatility Comparison

American Financial Group, Inc. (AFG) and The Hartford Financial Services Group, Inc. (HIG) have volatilities of 5.65% and 5.46%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


AFGHIGDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.65%

5.46%

+0.19%

Volatility (6M)

Calculated over the trailing 6-month period

14.46%

12.95%

+1.51%

Volatility (1Y)

Calculated over the trailing 1-year period

23.01%

21.17%

+1.84%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

23.03%

21.93%

+1.10%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

30.26%

29.07%

+1.19%

Financials

AFG vs. HIG - Financials Comparison

This section allows you to compare key financial metrics between American Financial Group, Inc. and The Hartford Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


1.00B2.00B3.00B4.00B5.00B6.00B7.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
2.06B
7.31B
(AFG) Total Revenue
(HIG) Total Revenue
Values in USD except per share items

AFG vs. HIG - Profitability Comparison

The chart below illustrates the profitability comparison between American Financial Group, Inc. and The Hartford Financial Services Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober0
49.0%
Portfolio components
AFG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, American Financial Group, Inc. reported a gross profit of 0.00 and revenue of 2.06B. Therefore, the gross margin over that period was 0.0%.

HIG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Hartford Financial Services Group, Inc. reported a gross profit of 3.58B and revenue of 7.31B. Therefore, the gross margin over that period was 49.0%.

AFG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, American Financial Group, Inc. reported an operating income of 402.00M and revenue of 2.06B, resulting in an operating margin of 19.5%.

HIG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Hartford Financial Services Group, Inc. reported an operating income of 1.41B and revenue of 7.31B, resulting in an operating margin of 19.3%.

AFG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, American Financial Group, Inc. reported a net income of 299.00M and revenue of 2.06B, resulting in a net margin of 14.5%.

HIG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Hartford Financial Services Group, Inc. reported a net income of 1.13B and revenue of 7.31B, resulting in a net margin of 15.5%.