AANTX vs. VTTSX
AANTX (American Funds 2060 Target Date Retirement Fund) and VTTSX (Vanguard Target Retirement 2060 Fund) are both Target Retirement Date funds. Over the past 10 years, AANTX returned 12.26%/yr vs 12.26%/yr for VTTSX. With a 0.98 correlation, they move nearly in lockstep. AANTX charges 0.34%/yr vs 0.08%/yr for VTTSX.
Performance
AANTX vs. VTTSX - Performance Comparison
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Returns By Period
In the year-to-date period, AANTX achieves a 10.84% return, which is significantly lower than VTTSX's 11.43% return. Over a longer period, both investments have demonstrated similar performance, with their 10-year annualized returns being quite close: AANTX at 12.26% and VTTSX at 12.26%.
AANTX
- 1D
- -0.18%
- 1M
- 2.27%
- YTD
- 10.84%
- 6M
- 10.35%
- 1Y
- 24.63%
- 3Y*
- 19.06%
- 5Y*
- 9.62%
- 10Y*
- 12.26%
VTTSX
- 1D
- -0.15%
- 1M
- 1.55%
- YTD
- 11.43%
- 6M
- 10.78%
- 1Y
- 26.52%
- 3Y*
- 19.16%
- 5Y*
- 10.12%
- 10Y*
- 12.26%
AANTX vs. VTTSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AANTX American Funds 2060 Target Date Retirement Fund | 10.84% | 20.36% | 15.28% | 21.14% | -19.92% | 16.90% | 18.94% | 23.64% | -5.93% | 22.21% |
VTTSX Vanguard Target Retirement 2060 Fund | 11.43% | 21.43% | 14.61% | 20.19% | -17.48% | 16.45% | 16.33% | 26.18% | -8.78% | 21.40% |
Correlation
The correlation between AANTX and VTTSX is 0.97 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.97 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.98 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.98 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.98 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2016 | 0.98 |
The correlation between AANTX and VTTSX has been stable across timeframes, ranging from 0.97 to 0.98 - a consistent structural relationship.
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Return for Risk
AANTX vs. VTTSX — Risk / Return Rank
AANTX
VTTSX
AANTX vs. VTTSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2060 Target Date Retirement Fund (AANTX) and Vanguard Target Retirement 2060 Fund (VTTSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AANTX | VTTSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.29 | ||
| Sortino ratioReturn per unit of downside risk | -0.35 | ||
| Omega ratioGain probability vs. loss probability | 1.37 | 1.42 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.60 | 3.09 | -0.49 |
| Martin ratioReturn relative to average drawdown | 11.60 | 13.39 | -1.79 |
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Drawdowns
AANTX vs. VTTSX - Drawdown Comparison
The maximum AANTX drawdown since its inception was -29.42%, smaller than the maximum VTTSX drawdown of -31.38%. Use the drawdown chart below to compare losses from any high point for AANTX and VTTSX.
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Drawdown Indicators
| AANTX | VTTSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.42% | -31.38% | +1.96% |
Max Drawdown (1Y)Largest decline over 1 year | -9.83% | -8.93% | -0.90% |
Max Drawdown (3Y)Largest decline over 3 years | -15.52% | -14.51% | -1.01% |
Max Drawdown (5Y)Largest decline over 5 years | -27.49% | -25.40% | -2.09% |
Max Drawdown (10Y)Largest decline over 10 years | -29.42% | -31.38% | +1.96% |
Current DrawdownCurrent decline from peak | -0.22% | -0.66% | +0.44% |
Average DrawdownAverage peak-to-trough decline | -4.83% | -4.03% | -0.80% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.20% | 2.06% | +0.14% |
Volatility
AANTX vs. VTTSX - Volatility Comparison
American Funds 2060 Target Date Retirement Fund (AANTX) has a higher volatility of 5.18% compared to Vanguard Target Retirement 2060 Fund (VTTSX) at 4.77%. This indicates that AANTX's price experiences larger fluctuations and is considered to be riskier than VTTSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AANTX | VTTSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.18% | 4.77% | +0.41% |
Volatility (6M)Calculated over the trailing 6-month period | 10.64% | 9.99% | +0.65% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.90% | 12.14% | +0.76% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.85% | 14.29% | +0.56% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.18% | 15.15% | +0.03% |
AANTX vs. VTTSX - Expense Ratio Comparison
AANTX has a 0.34% expense ratio, which is higher than VTTSX's 0.08% expense ratio.
Dividends
AANTX vs. VTTSX - Dividend Comparison
AANTX's dividend yield for the trailing twelve months is around 4.80%, more than VTTSX's 1.84% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AANTX American Funds 2060 Target Date Retirement Fund | 4.80% | 5.32% | 3.07% | 2.12% | 6.21% | 3.50% | 2.57% | 2.52% | 3.50% | 1.56% | 2.33% | 0.00% |
VTTSX Vanguard Target Retirement 2060 Fund | 1.84% | 2.06% | 2.20% | 2.14% | 2.09% | 5.67% | 1.83% | 2.11% | 2.33% | 1.77% | 1.98% | 1.92% |
Frequently Asked Questions
With a correlation of 0.97, AANTX and VTTSX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
AANTX has higher volatility (5.18%) compared to VTTSX (4.77%). In terms of maximum drawdown, AANTX dropped -29.42% vs VTTSX's -31.38%.
VTTSX currently has the higher Sharpe Ratio (2.28 vs 1.99), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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