AANTX vs. VTIAX

Last updated Jun 25, 2026

AANTX (American Funds 2060 Target Date Retirement Fund) and VTIAX (Vanguard Total International Stock Index Fund Admiral Shares) are both mutual funds - AANTX is a Target Retirement Date fund managed by American Funds, while VTIAX is a Foreign Large Cap Equities fund tracking the FTSE Global All Cap ex US Index. Over the past 10 years, AANTX returned 12.08%/yr vs 10.14%/yr for VTIAX. Their correlation of 0.88 suggests significant overlap in exposure. AANTX charges 0.34%/yr vs 0.09%/yr for VTIAX.

Performance

AANTX vs. VTIAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Funds 2060 Target Date Retirement Fund (AANTX) and Vanguard Total International Stock Index Fund Admiral Shares (VTIAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, AANTX achieves a 9.06% return, which is significantly lower than VTIAX's 12.34% return. Over the past 10 years, AANTX has outperformed VTIAX with an annualized return of 12.08%, while VTIAX has yielded a comparatively lower 10.14% annualized return.

AANTX

• 1D: -1.60%
• 1M: 0.64%
• YTD: 9.06%
• 6M: 8.26%
• 1Y: 20.92%
• 3Y*: 18.42%
• 5Y*: 9.13%
• 10Y*: 12.08%

VTIAX

• 1D: -3.00%
• 1M: 0.18%
• YTD: 12.34%
• 6M: 12.20%
• 1Y: 27.43%
• 3Y*: 18.81%
• 5Y*: 8.28%
• 10Y*: 10.14%

*Multi-year figures are annualized to reflect compound growth (CAGR)

AANTX vs. VTIAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
AANTX American Funds 2060 Target Date Retirement Fund	9.06%	20.36%	15.28%	21.14%	-19.92%	16.90%	18.94%	23.64%	-5.93%	22.21%
VTIAX Vanguard Total International Stock Index Fund Admiral Shares	12.34%	32.18%	5.34%	15.28%	-16.02%	8.59%	11.27%	21.52%	-14.46%	27.54%

Correlation

The correlation between AANTX and VTIAX is 0.89, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.89
Correlation (3Y) Calculated over the trailing 3-year period	0.85
Correlation (5Y) Calculated over the trailing 5-year period	0.87
Correlation (10Y) Calculated over the trailing 10-year period	0.88
Correlation (All Time) Calculated using the full available price history since Jan 4, 2016	0.88

The correlation between AANTX and VTIAX has been stable across timeframes, ranging from 0.85 to 0.89 - a consistent structural relationship.

Return for Risk

AANTX vs. VTIAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

AANTX

AANTX Risk / Return Rank: 44
AANTX Sharpe Ratio Rank: 43
AANTX Sortino Ratio Rank: 41
AANTX Omega Ratio Rank: 43
AANTX Calmar Ratio Rank: 41
AANTX Martin Ratio Rank: 54

VTIAX

VTIAX Risk / Return Rank: 50
VTIAX Sharpe Ratio Rank: 50
VTIAX Sortino Ratio Rank: 45
VTIAX Omega Ratio Rank: 51
VTIAX Calmar Ratio Rank: 51
VTIAX Martin Ratio Rank: 53

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

AANTX vs. VTIAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Funds 2060 Target Date Retirement Fund (AANTX) and Vanguard Total International Stock Index Fund Admiral Shares (VTIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	AANTX	VTIAX	Difference
Sharpe ratio: Return per unit of total volatility	1.75	1.92	-0.17
Sortino ratio: Return per unit of downside risk	2.45	2.59	-0.14
Omega ratio: Gain probability vs. loss probability	1.33	1.36	-0.04
Calmar ratio: Return relative to maximum drawdown	2.31	2.62	-0.31
Martin ratio: Return relative to average drawdown	10.29	10.17	+0.12

AANTX vs. VTIAX - Sharpe Ratio Comparison

The current AANTX Sharpe Ratio is 1.75, which is comparable to the VTIAX Sharpe Ratio of 1.92. The chart below compares the historical Sharpe Ratios of AANTX and VTIAX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

AANTX vs. VTIAX - Drawdown Comparison

The maximum AANTX drawdown since its inception was -29.42%, smaller than the maximum VTIAX drawdown of -35.83%. Use the drawdown chart below to compare losses from any high point for AANTX and VTIAX.

Drawdown Indicators

	AANTX	VTIAX	Difference
Max Drawdown Largest peak-to-trough decline	-29.42%	-35.83%	+6.41%
Max Drawdown (1Y) Largest decline over 1 year	-9.83%	-11.28%	+1.45%
Max Drawdown (3Y) Largest decline over 3 years	-15.52%	-13.13%	-2.39%
Max Drawdown (5Y) Largest decline over 5 years	-27.49%	-29.52%	+2.03%
Max Drawdown (10Y) Largest decline over 10 years	-29.42%	-35.83%	+6.41%
Current Drawdown Current decline from peak	-1.82%	-3.00%	+1.18%
Average Drawdown Average peak-to-trough decline	-4.83%	-8.05%	+3.22%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.21%	2.90%	-0.69%

Volatility

AANTX vs. VTIAX - Volatility Comparison

The current volatility for American Funds 2060 Target Date Retirement Fund (AANTX) is 5.44%, while Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) has a volatility of 6.80%. This indicates that AANTX experiences smaller price fluctuations and is considered to be less risky than VTIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	AANTX	VTIAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.44%	6.80%	-1.36%
Volatility (6M) Calculated over the trailing 6-month period	10.74%	13.40%	-2.66%
Volatility (1Y) Calculated over the trailing 1-year period	12.99%	15.39%	-2.40%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	14.86%	15.27%	-0.41%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.14%	15.82%	-0.68%

AANTX vs. VTIAX - Expense Ratio Comparison

AANTX has a 0.34% expense ratio, which is higher than VTIAX's 0.09% expense ratio.

Dividends

AANTX vs. VTIAX - Dividend Comparison

AANTX's dividend yield for the trailing twelve months is around 4.88%, more than VTIAX's 2.56% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AANTX American Funds 2060 Target Date Retirement Fund	4.88%	5.32%	3.07%	2.12%	6.21%	3.50%	2.57%	2.52%	3.50%	1.56%	2.33%	0.00%
VTIAX Vanguard Total International Stock Index Fund Admiral Shares	2.56%	3.15%	3.33%	3.22%	3.04%	3.05%	2.10%	3.04%	3.16%	2.73%	2.93%	2.84%

Frequently Asked Questions

Can I hold both AANTX and VTIAX in my portfolio?

AANTX and VTIAX have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, AANTX or VTIAX?

VTIAX has higher volatility (6.80%) compared to AANTX (5.44%). In terms of maximum drawdown, AANTX dropped -29.42% vs VTIAX's -35.83%.

Which has better risk-adjusted returns?

VTIAX currently has the higher Sharpe Ratio (1.92 vs 1.75), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.