AAETX vs. VTHRX
Compare and contrast key facts about American Funds 2030 Target Date Retirement Fund (AAETX) and Vanguard Target Retirement 2030 Fund (VTHRX).
AAETX is managed by American Funds. It was launched on Jan 31, 2007. VTHRX is managed by Vanguard. It was launched on Jun 7, 2006.
Performance
AAETX vs. VTHRX - Performance Comparison
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AAETX vs. VTHRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAETX American Funds 2030 Target Date Retirement Fund | -1.39% | 15.41% | 10.50% | 14.08% | -14.74% | 12.79% | 14.81% | 19.64% | -4.56% | 18.11% |
VTHRX Vanguard Target Retirement 2030 Fund | -1.04% | 16.25% | 10.43% | 16.24% | -16.28% | 11.37% | 14.11% | 21.08% | -5.85% | 15.24% |
Returns By Period
In the year-to-date period, AAETX achieves a -1.39% return, which is significantly lower than VTHRX's -1.04% return. Both investments have delivered pretty close results over the past 10 years, with AAETX having a 8.52% annualized return and VTHRX not far behind at 8.19%.
AAETX
- 1D
- 1.60%
- 1M
- -4.11%
- YTD
- -1.39%
- 6M
- 0.48%
- 1Y
- 12.43%
- 3Y*
- 11.17%
- 5Y*
- 5.88%
- 10Y*
- 8.52%
VTHRX
- 1D
- 1.80%
- 1M
- -4.21%
- YTD
- -1.04%
- 6M
- 0.92%
- 1Y
- 14.44%
- 3Y*
- 11.80%
- 5Y*
- 5.88%
- 10Y*
- 8.19%
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AAETX vs. VTHRX - Expense Ratio Comparison
AAETX has a 0.33% expense ratio, which is higher than VTHRX's 0.08% expense ratio.
Return for Risk
AAETX vs. VTHRX — Risk / Return Rank
AAETX
VTHRX
AAETX vs. VTHRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2030 Target Date Retirement Fund (AAETX) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAETX | VTHRX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.41 | 1.46 | -0.05 |
Sortino ratioReturn per unit of downside risk | 2.07 | 2.09 | -0.03 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.30 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.98 | 2.05 | -0.07 |
Martin ratioReturn relative to average drawdown | 8.41 | 8.88 | -0.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAETX | VTHRX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.41 | 1.46 | -0.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.61 | 0.57 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.80 | 0.73 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.47 | +0.02 |
Correlation
The correlation between AAETX and VTHRX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAETX vs. VTHRX - Dividend Comparison
AAETX's dividend yield for the trailing twelve months is around 6.42%, more than VTHRX's 4.07% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAETX American Funds 2030 Target Date Retirement Fund | 6.42% | 6.33% | 3.73% | 2.69% | 4.39% | 6.47% | 3.57% | 3.95% | 4.46% | 2.46% | 3.46% | 5.52% |
VTHRX Vanguard Target Retirement 2030 Fund | 4.07% | 4.03% | 3.63% | 2.59% | 2.53% | 17.56% | 2.56% | 2.38% | 2.71% | 0.06% | 2.38% | 3.72% |
Drawdowns
AAETX vs. VTHRX - Drawdown Comparison
The maximum AAETX drawdown since its inception was -49.49%, roughly equal to the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for AAETX and VTHRX.
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Drawdown Indicators
| AAETX | VTHRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.49% | -49.57% | +0.08% |
Max Drawdown (1Y)Largest decline over 1 year | -6.53% | -7.25% | +0.72% |
Max Drawdown (5Y)Largest decline over 5 years | -21.01% | -22.75% | +1.74% |
Max Drawdown (10Y)Largest decline over 10 years | -22.37% | -24.86% | +2.49% |
Current DrawdownCurrent decline from peak | -4.56% | -4.88% | +0.32% |
Average DrawdownAverage peak-to-trough decline | -6.46% | -6.23% | -0.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.54% | 1.67% | -0.13% |
Volatility
AAETX vs. VTHRX - Volatility Comparison
The current volatility for American Funds 2030 Target Date Retirement Fund (AAETX) is 3.47%, while Vanguard Target Retirement 2030 Fund (VTHRX) has a volatility of 4.07%. This indicates that AAETX experiences smaller price fluctuations and is considered to be less risky than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAETX | VTHRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.47% | 4.07% | -0.60% |
Volatility (6M)Calculated over the trailing 6-month period | 5.56% | 6.19% | -0.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.10% | 10.19% | -1.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.72% | 10.33% | -0.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.66% | 11.24% | -0.58% |