AAETX vs. SCHD
Compare and contrast key facts about American Funds 2030 Target Date Retirement Fund (AAETX) and Schwab US Dividend Equity ETF (SCHD).
AAETX is managed by American Funds. It was launched on Jan 31, 2007. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: AAETX or SCHD.
Performance
AAETX vs. SCHD - Performance Comparison
Returns By Period
In the year-to-date period, AAETX achieves a 11.15% return, which is significantly lower than SCHD's 17.35% return. Over the past 10 years, AAETX has underperformed SCHD with an annualized return of 7.33%, while SCHD has yielded a comparatively higher 11.54% annualized return.
AAETX
11.15%
-0.61%
6.41%
16.91%
7.61%
7.33%
SCHD
17.35%
2.29%
13.68%
26.18%
12.87%
11.54%
Key characteristics
| AAETX | SCHD | |
|---|---|---|
| Sharpe Ratio | 2.35 | 2.40 |
| Sortino Ratio | 3.36 | 3.44 |
| Omega Ratio | 1.44 | 1.42 |
| Calmar Ratio | 2.26 | 3.63 |
| Martin Ratio | 15.36 | 12.99 |
| Ulcer Index | 1.12% | 2.05% |
| Daily Std Dev | 7.29% | 11.09% |
| Max Drawdown | -48.18% | -33.37% |
| Current Drawdown | -1.27% | -0.62% |
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AAETX vs. SCHD - Expense Ratio Comparison
AAETX has a 0.33% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Correlation
The correlation between AAETX and SCHD is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
AAETX vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2030 Target Date Retirement Fund (AAETX) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
AAETX vs. SCHD - Dividend Comparison
AAETX's dividend yield for the trailing twelve months is around 1.78%, less than SCHD's 3.37% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAETX American Funds 2030 Target Date Retirement Fund | 1.78% | 1.98% | 1.78% | 0.98% | 1.38% | 1.33% | 1.35% | 1.04% | 1.11% | 0.85% | 5.04% | 3.43% |
SCHD Schwab US Dividend Equity ETF | 3.37% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
Drawdowns
AAETX vs. SCHD - Drawdown Comparison
The maximum AAETX drawdown since its inception was -48.18%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for AAETX and SCHD. For additional features, visit the drawdowns tool.
Volatility
AAETX vs. SCHD - Volatility Comparison
The current volatility for American Funds 2030 Target Date Retirement Fund (AAETX) is 1.92%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.48%. This indicates that AAETX experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.