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Union Bank of India (UNIONBANK.NS)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

INE692A01016

Sector

Financial Services

Highlights

Market Cap

₹899.62B

EPS (TTM)

₹21.46

PE Ratio

5.49

Total Revenue (TTM)

₹920.14B

Gross Profit (TTM)

₹1.10T

EBITDA (TTM)

₹64.65B

Year Range

₹100.81 - ₹168.06

Target Price

₹143.70

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of ₹10,000 in Union Bank of India, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-20.00%-10.00%0.00%10.00%SeptemberOctoberNovemberDecember2025February
-8.30%
13.28%
UNIONBANK.NS (Union Bank of India)
Benchmark (^GSPC)

Returns By Period

Union Bank of India had a return of -2.73% year-to-date (YTD) and -17.18% in the last 12 months. Over the past 10 years, Union Bank of India had an annualized return of -2.49%, while the S&P 500 had an annualized return of 11.26%, indicating that Union Bank of India did not perform as well as the benchmark.


UNIONBANK.NS

YTD

-2.73%

1M

6.89%

6M

-8.30%

1Y

-17.18%

5Y*

24.64%

10Y*

-2.49%

^GSPC (Benchmark)

YTD

4.01%

1M

1.13%

6M

9.82%

1Y

22.80%

5Y*

12.93%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of UNIONBANK.NS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-4.05%-2.73%
202417.42%4.61%4.92%0.46%3.86%-14.65%1.22%-9.84%1.01%-4.56%3.80%-1.03%3.74%
2023-2.36%-14.33%-1.04%13.97%-6.26%1.62%27.33%-3.48%23.75%-4.42%6.15%10.43%53.12%
20229.22%-15.30%-3.61%-1.55%-0.66%-4.48%11.53%10.86%5.43%20.72%51.48%-1.53%95.55%
2021-1.58%30.76%-16.13%0.44%1.46%11.10%-4.41%-3.93%2.40%27.31%-6.83%0.93%37.56%
2020-8.94%-25.55%-22.75%-5.05%-13.21%34.46%-8.81%4.14%-19.37%-1.23%16.42%12.68%-42.43%
2019-3.67%-13.41%33.43%-12.66%-9.22%6.93%-16.59%-12.94%-10.28%8.62%9.94%-13.08%-36.20%
2018-5.58%-22.53%-10.94%1.49%-4.93%-9.65%5.49%3.82%-26.74%16.58%2.48%9.36%-40.47%
201717.14%1.87%6.13%9.94%-9.28%-5.21%7.23%-13.76%-7.08%39.32%-7.00%-12.07%17.22%
2016-11.97%-18.27%22.30%-2.60%-7.06%10.06%-0.70%11.22%-3.07%6.37%4.00%-18.99%-15.89%
2015-12.64%-16.16%-10.75%-8.12%20.58%-11.26%19.54%0.54%-1.27%-10.62%10.63%-14.20%-35.29%
2014-15.15%-4.90%33.53%10.01%36.32%17.55%-20.59%9.23%-9.62%19.49%-4.59%11.22%88.80%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of UNIONBANK.NS is 29, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of UNIONBANK.NS is 2929
Overall Rank
The Sharpe Ratio Rank of UNIONBANK.NS is 2727
Sharpe Ratio Rank
The Sortino Ratio Rank of UNIONBANK.NS is 2525
Sortino Ratio Rank
The Omega Ratio Rank of UNIONBANK.NS is 2525
Omega Ratio Rank
The Calmar Ratio Rank of UNIONBANK.NS is 3333
Calmar Ratio Rank
The Martin Ratio Rank of UNIONBANK.NS is 3333
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Union Bank of India (UNIONBANK.NS) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for UNIONBANK.NS, currently valued at -0.38, compared to the broader market-2.000.002.00-0.381.74
The chart of Sortino ratio for UNIONBANK.NS, currently valued at -0.28, compared to the broader market-4.00-2.000.002.004.006.00-0.282.36
The chart of Omega ratio for UNIONBANK.NS, currently valued at 0.96, compared to the broader market0.501.001.502.000.961.32
The chart of Calmar ratio for UNIONBANK.NS, currently valued at -0.22, compared to the broader market0.002.004.006.00-0.222.62
The chart of Martin ratio for UNIONBANK.NS, currently valued at -0.64, compared to the broader market-10.000.0010.0020.0030.00-0.6410.69
UNIONBANK.NS
^GSPC

The current Union Bank of India Sharpe ratio is -0.38. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Union Bank of India with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.004.00SeptemberOctoberNovemberDecember2025February
-0.38
2.18
UNIONBANK.NS (Union Bank of India)
Benchmark (^GSPC)

Dividends

Dividend History

Union Bank of India provided a 3.07% dividend yield over the last twelve months, with an annual payout of ₹3.60 per share. The company has been increasing its dividends for 2 consecutive years.


0.00%1.00%2.00%3.00%4.00%₹0.00₹1.00₹2.00₹3.00₹4.00₹5.00₹6.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend₹3.60₹3.60₹3.00₹1.90₹0.00₹0.00₹0.00₹0.00₹0.00₹1.95₹6.00₹4.00

Dividend yield

3.07%2.99%2.52%2.36%0.00%0.00%0.00%0.00%0.00%1.58%4.04%1.67%

Monthly Dividends

The table displays the monthly dividend distributions for Union Bank of India. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025₹0.00₹0.00₹0.00
2024₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹3.60₹0.00₹0.00₹0.00₹0.00₹0.00₹3.60
2023₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹3.00₹0.00₹0.00₹0.00₹0.00₹0.00₹3.00
2022₹0.00₹0.00₹0.00₹0.00₹0.00₹1.90₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹1.90
2021₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00
2020₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00
2019₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00
2018₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00
2017₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00
2016₹0.00₹0.00₹0.00₹0.00₹0.00₹1.95₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹1.95
2015₹0.00₹0.00₹0.00₹0.00₹0.00₹6.00₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹6.00
2014₹2.70₹0.00₹0.00₹0.00₹0.00₹1.30₹0.00₹0.00₹0.00₹0.00₹0.00₹0.00₹4.00

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%3.1%
Union Bank of India has a dividend yield of 3.07%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%16.8%
Union Bank of India has a payout ratio of 16.79%, which is below the market average. This means Union Bank of India returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-70.00%-60.00%-50.00%-40.00%-30.00%-20.00%-10.00%0.00%SeptemberOctoberNovemberDecember2025February
-62.15%
-0.79%
UNIONBANK.NS (Union Bank of India)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Union Bank of India. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Union Bank of India was 93.40%, occurring on May 22, 2020. The portfolio has not yet recovered.

The current Union Bank of India drawdown is 62.15%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-93.4%Oct 27, 20102368May 22, 2020
-54.99%Jan 3, 2008133Jul 16, 2008219Jun 12, 2009352
-43.7%May 5, 20049May 17, 2004132Nov 17, 2004141
-37.51%Sep 20, 2005205Jul 19, 200650Sep 28, 2006255
-36.94%Sep 29, 2006106Mar 7, 200784Jul 9, 2007190

Volatility

Volatility Chart

The current Union Bank of India volatility is 13.68%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%SeptemberOctoberNovemberDecember2025February
13.68%
3.15%
UNIONBANK.NS (Union Bank of India)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Union Bank of India over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Union Bank of India.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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