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Unicaja Banco SA (UNI.MC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

ES0180907000

Sector

Financial Services

Highlights

Market Cap

€2.98B

EPS (TTM)

€0.17

Total Revenue (TTM)

€2.41B

Gross Profit (TTM)

€2.41B

EBITDA (TTM)

€465.51M

Year Range

€0.87 - €1.55

Target Price

€1.34

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of €10,000 in Unicaja Banco SA, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%0.00%10.00%20.00%30.00%SeptemberOctoberNovemberDecember2025February
32.62%
15.67%
UNI.MC (Unicaja Banco SA)
Benchmark (^GSPC)

Returns By Period

Unicaja Banco SA had a return of 20.96% year-to-date (YTD) and 75.31% in the last 12 months.


UNI.MC

YTD

20.96%

1M

15.52%

6M

32.62%

1Y

75.31%

5Y*

13.00%

10Y*

N/A

^GSPC (Benchmark)

YTD

3.96%

1M

2.77%

6M

10.09%

1Y

21.57%

5Y*

12.62%

10Y*

11.30%

*Annualized

Monthly Returns

The table below presents the monthly returns of UNI.MC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20257.85%20.96%
2024-0.28%6.41%21.44%10.92%9.79%-5.42%-2.51%-1.37%-6.53%0.62%5.73%8.55%54.05%
20239.31%7.36%-18.34%-3.28%-3.10%8.08%10.08%-3.78%-0.09%-3.63%3.77%-12.66%-10.28%
20224.83%-7.96%12.47%-2.29%3.05%0.53%-9.53%6.16%3.34%-3.30%10.49%4.15%21.32%
2021-20.14%27.15%18.11%-3.62%11.02%-5.05%-10.35%1.03%15.23%2.67%-15.89%11.70%22.69%
2020-6.87%-7.38%-36.53%-6.80%-0.77%-7.18%3.40%28.17%6.22%-14.67%21.23%7.91%-26.14%
2019-10.87%0.49%-6.99%6.89%-12.17%-10.08%-8.93%-6.30%8.96%11.17%12.69%5.86%-13.28%
20187.99%0.85%-2.03%7.06%-0.45%-1.15%-1.16%-6.51%4.08%-19.50%-5.84%7.97%-11.52%
20175.04%8.22%-2.25%-3.85%1.60%3.47%12.30%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 92, UNI.MC is among the top 8% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of UNI.MC is 9292
Overall Rank
The Sharpe Ratio Rank of UNI.MC is 9797
Sharpe Ratio Rank
The Sortino Ratio Rank of UNI.MC is 9393
Sortino Ratio Rank
The Omega Ratio Rank of UNI.MC is 9393
Omega Ratio Rank
The Calmar Ratio Rank of UNI.MC is 9090
Calmar Ratio Rank
The Martin Ratio Rank of UNI.MC is 8686
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Unicaja Banco SA (UNI.MC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for UNI.MC, currently valued at 2.88, compared to the broader market-2.000.002.004.002.881.83
The chart of Sortino ratio for UNI.MC, currently valued at 3.37, compared to the broader market-6.00-4.00-2.000.002.004.006.003.372.47
The chart of Omega ratio for UNI.MC, currently valued at 1.47, compared to the broader market0.501.001.502.001.471.33
The chart of Calmar ratio for UNI.MC, currently valued at 2.01, compared to the broader market0.002.004.006.002.012.76
The chart of Martin ratio for UNI.MC, currently valued at 7.35, compared to the broader market-10.000.0010.0020.0030.007.3511.27
UNI.MC
^GSPC

The current Unicaja Banco SA Sharpe ratio is 2.88. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Unicaja Banco SA with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50SeptemberOctoberNovemberDecember2025February
2.88
1.94
UNI.MC (Unicaja Banco SA)
Benchmark (^GSPC)

Dividends

Dividend History

Unicaja Banco SA provided a 5.77% dividend yield over the last twelve months, with an annual payout of €0.09 per share. The company has been increasing its dividends for 3 consecutive years.


0.00%1.00%2.00%3.00%4.00%5.00%6.00%7.00%€0.00€0.02€0.04€0.06€0.082018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021202020192018
Dividend€0.09€0.09€0.04€0.02€0.01€0.00€0.03€0.02

Dividend yield

5.77%6.98%4.41%1.96%0.87%0.00%3.17%1.51%

Monthly Dividends

The table displays the monthly dividend distributions for Unicaja Banco SA. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025€0.00€0.00€0.00
2024€0.00€0.00€0.00€0.04€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.05€0.09
2023€0.00€0.00€0.00€0.04€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.04
2022€0.00€0.00€0.00€0.02€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.02
2021€0.00€0.00€0.00€0.01€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.01
2020€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00
2019€0.00€0.00€0.00€0.00€0.03€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.03
2018€0.02€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.02

Dividend Yield & Payout


Dividend Yield
100.0%200.0%300.0%400.0%500.0%600.0%5.8%
Unicaja Banco SA has a dividend yield of 5.77%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%26.3%
Unicaja Banco SA has a payout ratio of 26.32%, which is quite average when compared to the overall market. This suggests that Unicaja Banco SA strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February0
-1.01%
UNI.MC (Unicaja Banco SA)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Unicaja Banco SA. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Unicaja Banco SA was 73.39%, occurring on May 22, 2020. Recovery took 1202 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-73.39%May 10, 2018520May 22, 20201202Jan 29, 20251722
-11.68%Aug 16, 201753Oct 27, 201752Jan 12, 2018105
-9.74%Feb 19, 201824Mar 22, 201824Apr 27, 201848
-3.54%Jul 19, 20174Jul 24, 20179Aug 4, 201713
-3.44%Jan 23, 201811Feb 6, 20184Feb 12, 201815

Volatility

Volatility Chart

The current Unicaja Banco SA volatility is 6.83%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%SeptemberOctoberNovemberDecember2025February
6.83%
3.50%
UNI.MC (Unicaja Banco SA)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Unicaja Banco SA over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Unicaja Banco SA.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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