Saratoga Investment Quality Bond Portfolio (SIBPX)
The investment seeks current income and reasonable stability of principal. The Portfolio is a "fund of funds." The Portfolio's main investment strategy is to invest in unaffiliated registered investment companies and exchange-traded funds ("ETFs") (the "underlying funds"). The Portfolio will normally invest at least 80% of its total assets in underlying funds which invest in investment grade fixed-income securities or mortgage pass-through securities rated within the four highest grades by Moody's, S&P or Fitch or, if not rated, securities considered by an underlying fund's adviser to be of comparable quality.
Fund Info
US8034312046
803431204
Sep 1, 1994
$250
Expense Ratio
SIBPX has a high expense ratio of 1.54%, indicating higher-than-average management fees.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Saratoga Investment Quality Bond Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Saratoga Investment Quality Bond Portfolio had a return of 0.54% year-to-date (YTD) and 2.74% in the last 12 months. Over the past 10 years, Saratoga Investment Quality Bond Portfolio had an annualized return of 0.46%, while the S&P 500 had an annualized return of 11.31%, indicating that Saratoga Investment Quality Bond Portfolio did not perform as well as the benchmark.
SIBPX
0.54%
0.54%
-1.60%
2.74%
0.21%
0.46%
^GSPC (Benchmark)
4.46%
2.46%
9.31%
23.49%
13.03%
11.31%
Monthly Returns
The table below presents the monthly returns of SIBPX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.54% | 0.54% | |||||||||||
| 2024 | 0.00% | -1.28% | 0.51% | -1.89% | 1.30% | 0.73% | 2.13% | 1.06% | 1.14% | -2.25% | 0.75% | -1.33% | 0.77% |
| 2023 | 0.56% | -0.19% | 0.69% | 0.29% | -0.72% | -0.66% | 0.10% | 0.10% | -0.73% | -0.20% | 1.94% | 1.74% | 2.92% |
| 2022 | -0.53% | -0.42% | -0.75% | -0.32% | 0.11% | -0.43% | 0.11% | -0.32% | -0.54% | -0.11% | 0.48% | 0.20% | -2.51% |
| 2021 | -0.30% | -0.08% | -0.09% | 0.01% | -0.09% | -0.10% | -0.10% | -0.10% | -0.20% | -0.31% | -0.21% | -1.46% | -3.00% |
| 2020 | 0.82% | 0.76% | -0.48% | 1.11% | 0.50% | 0.46% | 0.34% | -0.19% | -0.09% | -0.28% | 0.23% | 0.14% | 3.35% |
| 2019 | 0.65% | 0.04% | 0.79% | 0.07% | 0.82% | 0.63% | -0.07% | 0.98% | -0.24% | 0.27% | -0.13% | -0.03% | 3.84% |
| 2018 | -0.52% | -0.43% | 0.04% | -0.34% | 0.18% | -0.13% | 0.10% | 0.22% | -0.05% | -0.16% | -0.11% | 0.49% | -0.71% |
| 2017 | 0.44% | 0.14% | 0.02% | 0.22% | 0.04% | -0.30% | 0.24% | 0.35% | -0.31% | -0.01% | -0.26% | -0.59% | -0.04% |
| 2016 | 0.95% | 0.42% | 0.81% | 0.07% | -0.26% | 1.10% | 0.04% | -0.29% | 0.31% | -0.27% | -1.15% | -0.52% | 1.20% |
| 2015 | 0.98% | -0.25% | 0.36% | 0.00% | -0.10% | -0.44% | -0.10% | -0.23% | 0.26% | -0.18% | -0.19% | -1.31% | -1.20% |
| 2014 | 0.60% | 0.40% | -0.34% | 0.29% | 0.48% | -0.11% | -0.31% | 0.39% | -0.42% | 0.39% | 0.17% | -0.63% | 0.89% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SIBPX is 27, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Saratoga Investment Quality Bond Portfolio (SIBPX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Saratoga Investment Quality Bond Portfolio provided a 2.17% dividend yield over the last twelve months, with an annual payout of $0.20 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.20 | $0.21 | $0.15 | $0.01 | $0.01 | $0.06 | $0.09 | $0.11 | $0.09 | $0.09 | $0.07 | $0.17 |
Dividend yield | 2.17% | 2.30% | 1.55% | 0.13% | 0.07% | 0.60% | 0.99% | 1.21% | 0.92% | 0.89% | 0.68% | 1.73% |
Monthly Dividends
The table displays the monthly dividend distributions for Saratoga Investment Quality Bond Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.01 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.05 | $0.21 |
| 2023 | $0.01 | $0.01 | $0.01 | $0.02 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.03 | $0.01 | $0.15 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 | $0.01 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 |
| 2020 | $0.01 | $0.00 | $0.00 | $0.01 | $0.01 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 | $0.06 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.02 | $0.01 | $0.01 | $0.01 | $0.09 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.00 | $0.01 | $0.01 | $0.01 | $0.06 | $0.11 |
| 2017 | $0.00 | $0.00 | $0.02 | $0.01 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.01 | $0.02 | $0.00 | $0.09 |
| 2016 | $0.00 | $0.00 | $0.01 | $0.01 | $0.02 | $0.02 | $0.01 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.09 |
| 2015 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.00 | $0.01 | $0.01 | $0.00 | $0.00 | $0.00 | $0.07 |
| 2014 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.08 | $0.17 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Saratoga Investment Quality Bond Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Saratoga Investment Quality Bond Portfolio was 6.78%, occurring on Oct 18, 2023. Recovery took 220 trading sessions.
The current Saratoga Investment Quality Bond Portfolio drawdown is 2.81%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -6.78% | Aug 7, 2020 | 805 | Oct 18, 2023 | 220 | Sep 4, 2024 | 1025 |
| -5.94% | Feb 1, 1999 | 336 | May 18, 2000 | 156 | Jan 2, 2001 | 492 |
| -5.33% | Sep 16, 2008 | 33 | Oct 30, 2008 | 32 | Dec 16, 2008 | 65 |
| -4.62% | Nov 8, 2001 | 94 | Mar 25, 2002 | 110 | Aug 30, 2002 | 204 |
| -4.61% | Nov 5, 2010 | 36 | Dec 28, 2010 | 400 | Jul 31, 2012 | 436 |
Volatility
Volatility Chart
The current Saratoga Investment Quality Bond Portfolio volatility is 1.05%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.