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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Principal LifeTime Strategic Income Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
Principal LifeTime Strategic Income Fund (PLSIX) has returned -1.90% so far this year and 7.11% over the past 12 months. Over the last ten years, PLSIX has returned 4.73% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.
Principal LifeTime Strategic Income Fund
- 1D
- 0.18%
- 1M
- -4.13%
- YTD
- -1.90%
- 6M
- -0.59%
- 1Y
- 7.11%
- 3Y*
- 7.77%
- 5Y*
- 3.39%
- 10Y*
- 4.73%
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Mar 2, 2001, PLSIX's average daily return is +0.01%, while the average monthly return is +0.24%. At this rate, your investment would double in approximately 24.1 years.
Historically, 65% of months were positive and 35% were negative. The best month was Nov 2023 with a return of +5.4%, while the worst month was Oct 2008 at -9.8%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 9 months.
On a daily basis, PLSIX closed higher 49% of trading days. The best single day was Nov 10, 2022 with a return of +2.8%, while the worst single day was Dec 31, 2008 at -5.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.29% | 1.02% | -4.13% | -1.90% | |||||||||
| 2025 | 1.80% | 0.80% | -1.40% | 0.18% | 1.69% | 2.36% | 0.34% | 1.62% | 1.34% | 0.58% | 0.66% | 0.09% | 10.46% |
| 2024 | 0.09% | 0.92% | 1.82% | -2.32% | 2.19% | 0.71% | 2.04% | 1.57% | 1.37% | -1.86% | 2.24% | -0.76% | 8.16% |
| 2023 | 4.27% | -2.19% | 1.85% | 0.96% | -1.23% | 2.11% | 1.31% | -1.11% | -2.72% | -1.73% | 5.39% | 3.92% | 10.93% |
| 2022 | -2.95% | -1.60% | -0.60% | -4.57% | 0.36% | -4.32% | 4.24% | -2.71% | -5.66% | 2.07% | 4.24% | -1.85% | -13.11% |
| 2021 | -0.63% | 0.24% | 0.24% | 1.83% | 0.55% | 0.70% | 0.85% | 0.46% | -1.37% | 1.23% | -1.37% | 1.66% | 4.40% |
Benchmark Metrics
Principal LifeTime Strategic Income Fund has an annualized alpha of 0.79%, beta of 0.24, and R² of 0.58 versus S&P 500 Index. Calculated based on daily prices since March 05, 2001.
- This fund participated in 39.78% of S&P 500 Index downside but only 31.79% of its upside — more exposed to losses than it benefited from rallies.
- Beta of 0.24 indicates this fund moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.79%
- Beta
- 0.24
- R²
- 0.58
- Upside Capture
- 31.79%
- Downside Capture
- 39.78%
Expense Ratio
PLSIX has an expense ratio of 0.02%, which is considered low.
Return for Risk
Risk / Return Rank
PLSIX ranks 60 for risk / return — better than 60% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Principal LifeTime Strategic Income Fund (PLSIX) and compare them to a chosen benchmark (S&P 500 Index).
| PLSIX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.13 | 0.90 | +0.23 |
Sortino ratioReturn per unit of downside risk | 1.59 | 1.39 | +0.20 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.21 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 1.40 | -0.01 |
Martin ratioReturn relative to average drawdown | 6.12 | 6.61 | -0.49 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore PLSIX risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
Principal LifeTime Strategic Income Fund provided a 5.90% dividend yield over the last twelve months, with an annual payout of $0.67 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.67 | $0.67 | $0.69 | $0.28 | $0.53 | $0.95 | $0.48 | $0.65 | $0.85 | $0.59 | $0.30 | $0.25 |
Dividend yield | 5.90% | 5.79% | 6.17% | 2.59% | 5.27% | 7.76% | 3.80% | 5.45% | 7.67% | 4.76% | 2.50% | 2.11% |
Monthly Dividends
The table displays the monthly dividend distributions for Principal LifeTime Strategic Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.67 | $0.67 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.69 | $0.69 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.28 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.53 | $0.53 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.95 | $0.95 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Principal LifeTime Strategic Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Principal LifeTime Strategic Income Fund was 40.52%, occurring on Mar 9, 2009. Recovery took 2069 trading sessions.
The current Principal LifeTime Strategic Income Fund drawdown is 4.13%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -40.52% | Dec 6, 2006 | 566 | Mar 9, 2009 | 2069 | May 25, 2017 | 2635 |
| -17.93% | Nov 10, 2021 | 234 | Oct 14, 2022 | 435 | Jul 11, 2024 | 669 |
| -12.44% | Feb 21, 2020 | 22 | Mar 23, 2020 | 53 | Jun 8, 2020 | 75 |
| -8.22% | May 23, 2001 | 345 | Oct 9, 2002 | 157 | May 27, 2003 | 502 |
| -6.16% | Jan 29, 2018 | 229 | Dec 24, 2018 | 58 | Mar 20, 2019 | 287 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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