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ProCredit Holding AG & Co KGaA (PCZ.DE)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

DE0006223407

Sector

Financial Services

Highlights

Market Cap

€475.90M

EPS (TTM)

€1.81

PE Ratio

4.19

Total Revenue (TTM)

€387.95M

Gross Profit (TTM)

€459.52M

Year Range

€6.73 - €10.05

Target Price

€17.40

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of €10,000 in ProCredit Holding AG & Co KGaA, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%-5.00%0.00%5.00%10.00%15.00%SeptemberOctoberNovemberDecember2025February
13.54%
15.67%
PCZ.DE (ProCredit Holding AG & Co KGaA)
Benchmark (^GSPC)

Returns By Period

ProCredit Holding AG & Co KGaA had a return of 22.56% year-to-date (YTD) and 41.58% in the last 12 months.


PCZ.DE

YTD

22.56%

1M

14.90%

6M

13.54%

1Y

41.58%

5Y*

8.55%

10Y*

N/A

^GSPC (Benchmark)

YTD

3.96%

1M

2.77%

6M

10.09%

1Y

21.57%

5Y*

12.62%

10Y*

11.30%

*Annualized

Monthly Returns

The table below presents the monthly returns of PCZ.DE, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202512.82%22.56%
2024-3.21%0.26%16.28%4.60%2.93%-0.25%-7.63%0.94%-0.70%-4.71%-2.96%-0.76%2.97%
202340.48%-3.82%20.24%3.63%4.46%14.63%-1.86%-3.52%-4.49%-0.29%24.19%-3.80%117.16%
2022-9.23%-36.40%-22.25%-1.39%10.70%-9.16%-1.68%-8.55%-12.77%20.72%10.95%-0.53%-53.49%
2021-8.05%19.71%10.37%-2.10%-0.87%-2.79%-5.26%-5.05%5.85%-2.26%2.31%5.08%14.67%
2020-1.38%-3.50%-22.46%-7.29%12.90%6.25%1.68%2.48%-16.13%7.69%10.71%20.16%2.76%
20194.00%-0.96%-3.40%-5.53%-5.39%-6.40%-0.62%-13.13%5.76%-3.40%4.23%-2.03%-25.03%
20180.40%-7.94%4.31%-4.13%-4.62%-0.93%4.67%3.57%-5.17%-10.00%7.07%-5.66%-18.37%
20174.56%-11.31%-9.26%-2.88%-4.65%6.33%1.65%-1.70%-1.96%-0.40%-3.94%4.93%-18.50%
201622.26%22.26%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of PCZ.DE is 73, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of PCZ.DE is 7373
Overall Rank
The Sharpe Ratio Rank of PCZ.DE is 8080
Sharpe Ratio Rank
The Sortino Ratio Rank of PCZ.DE is 7575
Sortino Ratio Rank
The Omega Ratio Rank of PCZ.DE is 7272
Omega Ratio Rank
The Calmar Ratio Rank of PCZ.DE is 6969
Calmar Ratio Rank
The Martin Ratio Rank of PCZ.DE is 7070
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for ProCredit Holding AG & Co KGaA (PCZ.DE) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for PCZ.DE, currently valued at 1.16, compared to the broader market-2.000.002.004.001.161.83
The chart of Sortino ratio for PCZ.DE, currently valued at 1.81, compared to the broader market-6.00-4.00-2.000.002.004.006.001.812.47
The chart of Omega ratio for PCZ.DE, currently valued at 1.22, compared to the broader market0.501.001.502.001.221.33
The chart of Calmar ratio for PCZ.DE, currently valued at 0.58, compared to the broader market0.002.004.006.000.582.76
The chart of Martin ratio for PCZ.DE, currently valued at 2.74, compared to the broader market-10.000.0010.0020.0030.002.7411.27
PCZ.DE
^GSPC

The current ProCredit Holding AG & Co KGaA Sharpe ratio is 1.16. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of ProCredit Holding AG & Co KGaA with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00SeptemberOctoberNovemberDecember2025February
1.16
1.94
PCZ.DE (ProCredit Holding AG & Co KGaA)
Benchmark (^GSPC)

Dividends

Dividend History

ProCredit Holding AG & Co KGaA provided a 6.69% dividend yield over the last twelve months, with an annual payout of €0.64 per share.


0.00%2.00%4.00%6.00%8.00%€0.00€0.10€0.20€0.30€0.40€0.50€0.6020172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017
Dividend€0.64€0.64€0.00€0.00€0.53€0.00€0.30€0.27€0.38

Dividend yield

6.69%8.21%0.00%0.00%6.61%0.00%4.14%2.70%3.03%

Monthly Dividends

The table displays the monthly dividend distributions for ProCredit Holding AG & Co KGaA. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025€0.00€0.00€0.00
2024€0.00€0.00€0.00€0.00€0.00€0.64€0.00€0.00€0.00€0.00€0.00€0.00€0.64
2023€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00
2022€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00
2021€0.00€0.00€0.00€0.00€0.18€0.00€0.00€0.00€0.00€0.00€0.00€0.35€0.53
2020€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00
2019€0.00€0.00€0.00€0.00€0.30€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.30
2018€0.00€0.00€0.00€0.00€0.27€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.27
2017€0.38€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.38

Dividend Yield & Payout


Dividend Yield
100.0%200.0%300.0%400.0%500.0%600.0%6.7%
ProCredit Holding AG & Co KGaA has a dividend yield of 6.69%, which means its dividend payment is significantly above the market average.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%65.5%
ProCredit Holding AG & Co KGaA has a payout ratio of 65.45%, which is quite average when compared to the overall market. This suggests that ProCredit Holding AG & Co KGaA strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-60.00%-50.00%-40.00%-30.00%-20.00%-10.00%0.00%SeptemberOctoberNovemberDecember2025February
-47.06%
-1.01%
PCZ.DE (ProCredit Holding AG & Co KGaA)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the ProCredit Holding AG & Co KGaA. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the ProCredit Holding AG & Co KGaA was 86.74%, occurring on Sep 23, 2022. The portfolio has not yet recovered.

The current ProCredit Holding AG & Co KGaA drawdown is 47.06%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-86.74%Feb 15, 20171379Sep 23, 2022
-12.27%Jan 9, 20179Jan 19, 201717Feb 13, 201726
-1.26%Dec 27, 20161Dec 27, 20161Dec 28, 20162

Volatility

Volatility Chart

The current ProCredit Holding AG & Co KGaA volatility is 8.85%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%SeptemberOctoberNovemberDecember2025February
8.85%
3.50%
PCZ.DE (ProCredit Holding AG & Co KGaA)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of ProCredit Holding AG & Co KGaA over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of ProCredit Holding AG & Co KGaA compared to its peers in the Banks - Diversified industry.


PE Ratio
10.020.030.040.050.04.2
The chart displays the price to earnings (P/E) ratio for PCZ.DE in comparison to other companies of the Banks - Diversified industry. Currently, PCZ.DE has a PE value of 4.2. This PE value is considered to be low compared to the rest of the industry.
PEG Ratio
5.010.015.020.025.030.00.0
The chart displays the price to earnings to growth (PEG) ratio for PCZ.DE in comparison to other companies of the Banks - Diversified industry. Currently, PCZ.DE has a PEG value of 0.0. This PEG value is considered to be low compared to the rest of the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for ProCredit Holding AG & Co KGaA.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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