MassMutual RetireSMART by JPMorgan 2025 Fund (MMSDX)
The fund is a “fund of funds” that seeks to achieve its investment objective by investing in a combination of U.S. domestic and international mutual funds (“underlying funds”) using an asset allocation strategy designed for investors who plan to retire around the year 2025 (the target retirement year) and then withdraw their investment in the fund over time throughout retirement.
Fund Info
US57630A8650
Mar 31, 2010
$0
Large-Cap
Blend
Expense Ratio
MMSDX features an expense ratio of 0.56%, falling within the medium range.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in MassMutual RetireSMART by JPMorgan 2025 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
MassMutual RetireSMART by JPMorgan 2025 Fund had a return of 1.69% year-to-date (YTD) and 8.72% in the last 12 months. Over the past 10 years, MassMutual RetireSMART by JPMorgan 2025 Fund had an annualized return of 1.21%, while the S&P 500 had an annualized return of 11.29%, indicating that MassMutual RetireSMART by JPMorgan 2025 Fund did not perform as well as the benchmark.
MMSDX
1.69%
0.88%
1.42%
8.72%
0.39%
1.21%
^GSPC (Benchmark)
4.22%
2.22%
9.51%
22.46%
12.74%
11.29%
Monthly Returns
The table below presents the monthly returns of MMSDX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.69% | 1.69% | |||||||||||
| 2024 | -0.19% | 1.25% | 2.00% | -2.89% | 2.69% | 0.84% | 2.32% | 1.99% | 1.60% | -2.19% | 2.24% | -2.53% | 7.12% |
| 2023 | 5.04% | -2.30% | 1.84% | 0.90% | -1.49% | 2.73% | 1.67% | -1.74% | -3.15% | -2.13% | 6.23% | 4.53% | 12.21% |
| 2022 | -3.18% | -2.27% | -0.60% | -5.37% | 0.18% | -5.67% | 4.55% | -2.87% | -6.78% | 2.46% | 5.70% | -7.89% | -20.57% |
| 2021 | -0.64% | 1.21% | 1.27% | 2.83% | 1.22% | 0.60% | 0.68% | 1.04% | -2.29% | 2.49% | -1.77% | -6.61% | -0.34% |
| 2020 | -0.17% | -3.69% | -10.70% | 6.33% | 3.30% | 2.22% | 3.64% | 2.59% | -1.71% | -1.24% | 8.07% | 0.02% | 7.55% |
| 2019 | 5.34% | 1.66% | 1.38% | 2.85% | -2.66% | 4.01% | 0.25% | -0.08% | 0.98% | 1.46% | 1.28% | -3.65% | 13.20% |
| 2018 | 3.63% | -3.13% | -0.85% | 0.16% | 0.93% | -0.38% | 1.93% | 0.83% | -0.15% | -5.18% | 1.27% | -12.66% | -13.74% |
| 2017 | 1.87% | 1.92% | 0.57% | 1.22% | 1.29% | 0.56% | 1.81% | 0.31% | 1.47% | 1.29% | 1.28% | -0.91% | 13.40% |
| 2016 | -4.61% | -0.65% | 5.71% | 1.06% | 0.70% | -0.43% | 3.23% | 0.42% | 0.42% | -1.76% | 1.20% | 0.96% | 6.06% |
| 2015 | -0.91% | 3.84% | -0.80% | 0.97% | 0.40% | -1.52% | 0.49% | -6.87% | -2.52% | 5.25% | -0.42% | -2.69% | -5.19% |
| 2014 | -2.69% | 4.10% | -0.80% | 0.89% | 1.69% | 1.74% | -1.94% | 2.30% | -4.02% | 1.77% | 0.95% | -2.98% | 0.65% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of MMSDX is 63, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for MassMutual RetireSMART by JPMorgan 2025 Fund (MMSDX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
MassMutual RetireSMART by JPMorgan 2025 Fund provided a 4.20% dividend yield over the last twelve months, with an annual payout of $0.46 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.46 | $0.38 | $0.29 | $0.23 | $0.20 | $0.37 | $0.36 | $0.33 | $0.40 | $0.19 | $0.17 | $0.29 |
Dividend yield | 4.20% | 3.50% | 2.79% | 2.42% | 1.65% | 2.98% | 2.97% | 3.02% | 3.12% | 1.65% | 1.53% | 2.37% |
Monthly Dividends
The table displays the monthly dividend distributions for MassMutual RetireSMART by JPMorgan 2025 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.08 | $0.00 | $0.08 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.29 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.23 | $0.23 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.20 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 | $0.36 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.33 | $0.33 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.40 | $0.40 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.19 | $0.19 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.17 |
| 2014 | $0.29 | $0.29 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the MassMutual RetireSMART by JPMorgan 2025 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MassMutual RetireSMART by JPMorgan 2025 Fund was 28.59%, occurring on Dec 28, 2022. The portfolio has not yet recovered.
The current MassMutual RetireSMART by JPMorgan 2025 Fund drawdown is 12.16%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -28.59% | Nov 10, 2021 | 285 | Dec 28, 2022 | — | — | — |
| -26.12% | Jan 29, 2018 | 540 | Mar 20, 2020 | 173 | Nov 24, 2020 | 713 |
| -20.28% | May 2, 2011 | 108 | Oct 3, 2011 | 328 | Jan 25, 2013 | 436 |
| -18.2% | Jul 7, 2014 | 405 | Feb 11, 2016 | 264 | Mar 1, 2017 | 669 |
| -13.58% | Apr 26, 2010 | 49 | Jul 2, 2010 | 71 | Oct 13, 2010 | 120 |
Volatility
Volatility Chart
The current MassMutual RetireSMART by JPMorgan 2025 Fund volatility is 0.82%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.