Lake Shore Bancorp, Inc. (LSBK)

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Lake Shore Bancorp, Inc. (LSBK) is up 8.8% since the beginning of the year. At $16 per share, LSBK is trading 3.1% below its 52-week high of $16.

Based on dividend-adjusted daily data since Jul 21, 2025, LSBK's average daily return is +0.14%, while the average monthly return is +2.62%. At this rate, an investment would double in approximately 2.2 years.

Historically, 75% of months were positive and 25% were negative. The best month was Aug 2025 with a return of +10.0%, while the worst month was Sep 2025 at -3.3%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 1 months.

On a daily basis, LSBK closed higher 50% of trading days. The best single day was Mar 25, 2026 with a return of +4.0%, while the worst single day was Mar 17, 2026 at -4.5%.

Lake Shore Bancorp, Inc. has an annualized alpha of 38.52%, beta of 0.16, and R2 of 0.02 versus S&P 500 Index. Calculated based on daily prices since July 22, 2025.

• This stock captured 117.39% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -32.95%) - a profile typical of hedging or uncorrelated assets.
• Beta of 0.16 may look defensive, but with R2 of 0.02 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.02 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

The table below present risk-adjusted performance metrics for Lake Shore Bancorp, Inc. (LSBK) and compare them to S&P 500 Index.

Lake Shore Bancorp, Inc. provided a 2.28% dividend yield over the last twelve months, with an annual payout of $0.36 per share.

The table displays the monthly dividend distributions for Lake Shore Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Lake Shore Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Lake Shore Bancorp, Inc. was 6.85%, occurring on Oct 17, 2025. Recovery took 6 trading sessions.

The current Lake Shore Bancorp, Inc. drawdown is 1.25%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Lake Shore Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Lake Shore Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.