Lake Shore Bancorp, Inc. (LSBK)
Company Info
Highlights
$78.02M
$0.75
18.13
$24.98M
$24.98M
$1.65M
$9.76 - $16.95
0.12%
1.69
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Lake Shore Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Lake Shore Bancorp, Inc. had a return of 17.78% year-to-date (YTD) and 46.87% in the last 12 months. Over the past 10 years, Lake Shore Bancorp, Inc. had an annualized return of 5.46%, while the S&P 500 had an annualized return of 11.26%, indicating that Lake Shore Bancorp, Inc. did not perform as well as the benchmark.
LSBK
17.78%
17.89%
27.53%
46.87%
4.61%
5.46%
^GSPC (Benchmark)
4.01%
1.13%
9.82%
22.80%
12.93%
11.26%
Monthly Returns
The table below presents the monthly returns of LSBK, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 13.81% | 17.78% | |||||||||||
| 2024 | 1.37% | -2.11% | -0.17% | 0.09% | 6.17% | 3.05% | -0.88% | 4.12% | 5.97% | -0.96% | 2.08% | 2.10% | 22.46% |
| 2023 | 4.31% | -7.89% | -12.99% | 10.31% | 3.77% | -6.75% | 1.58% | -3.29% | -3.97% | -5.51% | 13.96% | 7.04% | -2.98% |
| 2022 | -0.94% | 1.33% | 1.08% | -1.30% | -3.82% | -0.36% | -0.15% | -3.98% | -0.53% | -0.38% | -3.48% | -3.44% | -15.01% |
| 2021 | 0.08% | 18.64% | -2.07% | 2.07% | -2.76% | 1.02% | 1.81% | -2.19% | 1.50% | 1.02% | 1.46% | -1.65% | 18.76% |
| 2020 | -0.33% | 1.07% | -31.34% | 14.38% | -6.23% | 9.77% | -5.55% | 0.62% | 16.42% | -6.72% | 10.47% | -4.90% | -11.71% |
| 2019 | 3.95% | 2.66% | -0.94% | -4.75% | -0.53% | 0.67% | -0.67% | 1.49% | -2.68% | 3.99% | 1.61% | 0.33% | 4.88% |
| 2018 | -0.87% | -3.23% | 2.65% | -0.20% | 6.60% | -3.38% | 0.29% | 0.51% | -3.99% | -3.33% | -3.13% | -1.89% | -10.01% |
| 2017 | -2.61% | 0.24% | -1.42% | 1.38% | -0.38% | 0.64% | 0.00% | 1.34% | 0.76% | -0.87% | 4.25% | 4.26% | 7.60% |
| 2016 | 0.15% | 0.00% | -0.45% | 3.84% | -3.38% | -1.81% | 3.15% | 0.00% | 1.20% | 5.77% | -0.46% | 14.77% | 23.89% |
| 2015 | 2.88% | -3.83% | 3.02% | -1.82% | 1.71% | -1.68% | 0.52% | 2.53% | -1.96% | -0.45% | -0.08% | 0.30% | 0.89% |
| 2014 | 0.57% | 2.37% | -0.80% | 0.08% | -0.48% | 1.47% | -0.80% | 0.43% | 2.19% | 1.75% | 3.14% | 3.12% | 13.70% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 85, LSBK is among the top 15% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Lake Shore Bancorp, Inc. (LSBK) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Lake Shore Bancorp, Inc. provided a 4.50% dividend yield over the last twelve months, with an annual payout of $0.72 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.72 | $0.54 | $0.00 | $0.68 | $0.54 | $0.49 | $0.48 | $0.40 | $0.32 | $0.28 | $0.28 | $0.28 |
Dividend yield | 4.50% | 3.93% | 0.00% | 5.63% | 3.62% | 3.77% | 3.14% | 2.66% | 1.87% | 1.72% | 2.09% | 2.06% |
Monthly Dividends
The table displays the monthly dividend distributions for Lake Shore Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.18 | $0.18 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.54 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.68 |
| 2021 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.54 |
| 2020 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.13 | $0.00 | $0.49 |
| 2019 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2018 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2017 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.32 |
| 2016 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.28 |
| 2015 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 | $0.07 | $0.00 | $0.28 |
| 2014 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.07 | $0.00 | $0.00 | $0.28 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Lake Shore Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Lake Shore Bancorp, Inc. was 59.66%, occurring on Feb 24, 2009. Recovery took 517 trading sessions.
The current Lake Shore Bancorp, Inc. drawdown is 1.08%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -59.66% | Dec 6, 2006 | 407 | Feb 24, 2009 | 517 | Mar 8, 2013 | 924 |
| -47.44% | May 18, 2018 | 355 | Mar 23, 2020 | 1127 | Jan 30, 2025 | 1482 |
| -14.84% | Jun 17, 2015 | 23 | Jul 21, 2015 | 242 | Dec 1, 2016 | 265 |
| -8.92% | Jun 24, 2013 | 11 | Jul 11, 2013 | 64 | Oct 24, 2013 | 75 |
| -7.38% | Apr 6, 2006 | 47 | Jun 16, 2006 | 40 | Aug 21, 2006 | 87 |
Volatility
Volatility Chart
The current Lake Shore Bancorp, Inc. volatility is 18.95%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Lake Shore Bancorp, Inc. compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for LSBK in comparison to other companies of the Banks - Regional industry. Currently, LSBK has a PE value of 18.1. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for LSBK in comparison to other companies of the Banks - Regional industry. Currently, LSBK has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Lake Shore Bancorp, Inc..
Loading data...
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |