Kaspi Bank Joint Stock Company (KSPI.L)
Kaspi.kz Joint Stock Company, together with its subsidiaries, provides payments, marketplace and fintech services primarily through the online mobile app in the Republic of Kazakhstan. The company operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment connects its customers comprising consumer and merchants to facilitate cashless and digital payment transactions. This segment offers a technology platform to pay and receive payments for goods and services, as well as to transfer and withdraw money. It provides the Kaspi.kz Super App, Kaspi QR Scan to Pay, Kaspi Gold debit and virtual card, and other bank cards for consumers to transact with merchants; and Kaspi Pay Super App, POS Solutions, Kaspi QR Checkout, Kaspi Bill Payments, and Kaspi B2B for merchants to accept payments from consumers. The Marketplace Platform segment connects merchants and consumers enabling merchants to enhance its sales and enable consumers to buy products and services from various merchants. This segment also operates Super App for domestic and international flight tickets, and domestic rail bookings; and Kaspi e-Grocery, a food retail chain; and real estate, new and used cars, and new and used goods mobile classified apps. The Fintech Platform segment enables its consumers to manage their personal finances online and access consumer finance and deposit products primarily through the Kaspi.kz Super App. It is also involved in the e-commerce, banking, insurance, and asset management services; real estate business; and provision of storage and processing of information services. The company was incorporated in 2008 and is based in Almaty, the Republic of Kazakhstan.
Company Info
| ISIN | US48581R2058 |
|---|---|
| Sector | Technology |
| Industry | Software - Infrastructure |
Highlights
| Market Cap | $15.61B |
|---|---|
| EPS (TTM) | $9.67 |
| PE Ratio | 0.04 |
| Year Range | $84.00 - $122.20 |
| Target Price | $55,190.30 |
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Popular comparisons: KSPI.L vs. HSBK.L, KSPI.L vs. VOO, KSPI.L vs. INDV.L, KSPI.L vs. BITO, KSPI.L vs. MSFT, KSPI.L vs. ARES, KSPI.L vs. LOW, KSPI.L vs. SPY, KSPI.L vs. MMYT, KSPI.L vs. ^GSPC
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Kaspi Bank Joint Stock Company, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | N/A | 24.72% |
| 1 month | N/A | 2.30% |
| 6 months | N/A | 12.31% |
| 1 year | N/A | 32.12% |
| 5 years (annualized) | N/A | 13.81% |
| 10 years (annualized) | N/A | 11.31% |
Monthly Returns
The table below presents the monthly returns of KSPI.L, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.00% | 12.17% | 31.09% | ||||||||||
| 2023 | 2.52% | 1.50% | 1.48% | 13.30% | -0.97% | -0.50% | 15.20% | 12.98% | -4.91% | -6.61% | 15.04% | -9.80% | 41.37% |
| 2022 | -26.72% | -29.41% | -16.50% | 29.74% | -18.92% | -13.66% | 15.38% | 17.12% | -3.81% | 12.93% | 17.95% | -5.80% | -36.02% |
| 2021 | -6.11% | 11.90% | 3.51% | 19.72% | 7.88% | 15.59% | 6.79% | 1.96% | -7.17% | 36.53% | -10.27% | -10.08% | 80.80% |
| 2020 | 3.49% | 18.74% | 31.57% | 61.69% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of KSPI.L is 93, placing it in the top 7% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Kaspi Bank Joint Stock Company (KSPI.L) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Kaspi Bank Joint Stock Company provided a 3.12% dividend yield over the last twelve months, with an annual payout of $3.76 per share.
| Period | TTM | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Dividend | $3.76 | $7.81 | $2.32 | $4.07 |
Dividend yield | 3.12% | 8.49% | 3.24% | 3.51% |
Monthly Dividends
The table displays the monthly dividend distributions for Kaspi Bank Joint Stock Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $1.91 | $1.91 | |||||||||
| 2023 | $0.00 | $0.00 | $0.00 | $2.67 | $1.66 | $0.00 | $0.00 | $1.63 | $0.00 | $0.00 | $1.85 | $0.00 | $7.81 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.05 | $0.00 | $0.00 | $1.27 | $0.00 | $2.32 |
| 2021 | $2.05 | $0.00 | $0.00 | $0.00 | $0.00 | $0.95 | $0.00 | $0.00 | $1.07 | $0.00 | $4.07 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Kaspi Bank Joint Stock Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Kaspi Bank Joint Stock Company was 75.65%, occurring on Mar 8, 2022. The portfolio has not yet recovered.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -75.65% | Nov 1, 2021 | 89 | Mar 8, 2022 | — | — | — |
| -16.25% | Feb 16, 2021 | 14 | Mar 5, 2021 | 22 | Apr 8, 2021 | 36 |
| -11.49% | Apr 29, 2021 | 9 | May 12, 2021 | 11 | May 27, 2021 | 20 |
| -10.38% | Jul 1, 2021 | 15 | Jul 21, 2021 | 3 | Jul 26, 2021 | 18 |
| -9.09% | Jan 4, 2021 | 12 | Jan 19, 2021 | 13 | Feb 5, 2021 | 25 |
Volatility
Volatility Chart
The current Kaspi Bank Joint Stock Company volatility is 7.71%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Kaspi Bank Joint Stock Company.
Loading data...
Income Statement
| TTM | |
|---|---|
| Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
| Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
| Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |