Voya Target Retirement 2025 Fund (IRSLX)
The fund invests primarily in a combination of underlying funds, which are actively managed funds or passively managed funds. The underlying funds invest in U.S. stocks, international stocks, U.S. bonds, and other debt instruments and the fund uses an asset allocation strategy designed for investors expecting to retire around the year 2025. The fund's current approximate target investment allocation among the underlying funds is as follows: 45% in equity securities and 55% in debt instruments.
Fund Info
US92913M7737
Dec 19, 2012
$250,000
Large-Cap
Blend
Expense Ratio
IRSLX features an expense ratio of 0.37%, falling within the medium range.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Voya Target Retirement 2025 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Voya Target Retirement 2025 Fund had a return of 2.74% year-to-date (YTD) and 11.43% in the last 12 months. Over the past 10 years, Voya Target Retirement 2025 Fund had an annualized return of 3.42%, while the S&P 500 had an annualized return of 11.31%, indicating that Voya Target Retirement 2025 Fund did not perform as well as the benchmark.
IRSLX
2.74%
1.84%
2.57%
11.43%
2.13%
3.42%
^GSPC (Benchmark)
4.46%
2.46%
9.31%
23.49%
13.03%
11.31%
Monthly Returns
The table below presents the monthly returns of IRSLX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.69% | 2.74% | |||||||||||
| 2024 | 0.09% | 1.72% | 2.18% | -3.13% | 3.25% | 1.16% | 2.29% | 1.76% | 1.57% | -2.17% | 2.53% | -2.16% | 9.20% |
| 2023 | 5.55% | -2.72% | 2.52% | 0.73% | -0.90% | 2.91% | 1.86% | -1.65% | -3.53% | -2.20% | 6.84% | 4.52% | 14.13% |
| 2022 | -3.57% | -2.36% | -0.16% | -6.22% | 0.43% | -5.49% | 4.90% | -3.37% | -7.43% | 3.00% | 5.73% | -5.27% | -19.01% |
| 2021 | -0.45% | 1.12% | 1.18% | 3.13% | 0.92% | 1.05% | 0.97% | 1.44% | -2.77% | 2.99% | -1.15% | -8.44% | -0.56% |
| 2020 | 0.32% | -4.22% | -10.72% | 8.01% | 3.45% | 1.83% | 4.26% | 3.14% | -1.90% | -1.32% | 7.62% | 0.77% | 10.19% |
| 2019 | 5.08% | 1.47% | 1.36% | 1.93% | -2.80% | 4.06% | 0.57% | -0.16% | 0.89% | 1.29% | 1.59% | -0.43% | 15.64% |
| 2018 | 3.06% | -3.13% | -0.66% | -0.08% | 0.58% | -0.25% | 1.83% | 0.74% | -0.00% | -4.70% | 1.28% | -5.59% | -7.07% |
| 2017 | 1.72% | 2.23% | 0.44% | 1.13% | 1.29% | 0.42% | 1.69% | 0.41% | 1.24% | 1.31% | 1.37% | -1.67% | 12.16% |
| 2016 | -3.69% | -0.39% | 4.93% | 1.03% | 0.56% | 0.09% | 2.87% | 0.09% | 0.45% | -1.79% | 0.91% | 0.87% | 5.83% |
| 2015 | -0.28% | 3.39% | -0.36% | 0.55% | 0.36% | -1.72% | 0.92% | -4.29% | -1.91% | 4.67% | -0.09% | -1.55% | -0.63% |
| 2014 | -2.35% | 3.89% | -0.09% | 0.27% | 1.69% | 1.49% | -1.64% | 2.63% | -2.39% | 1.66% | 1.29% | -6.53% | -0.52% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of IRSLX is 73, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Voya Target Retirement 2025 Fund (IRSLX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Voya Target Retirement 2025 Fund provided a 2.20% dividend yield over the last twelve months, with an annual payout of $0.28 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.28 | $0.28 | $0.31 | $0.22 | $0.25 | $0.33 | $0.24 | $0.22 | $0.27 | $0.17 | $0.01 | $0.37 |
Dividend yield | 2.20% | 2.26% | 2.64% | 2.13% | 1.91% | 2.47% | 1.92% | 1.97% | 2.21% | 1.52% | 0.12% | 3.43% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Target Retirement 2025 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.28 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.31 | $0.31 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.22 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.25 | $0.25 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.33 | $0.33 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.24 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.22 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 | $0.27 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.17 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 | $0.01 |
| 2014 | $0.37 | $0.37 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Target Retirement 2025 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Target Retirement 2025 Fund was 30.52%, occurring on Oct 14, 2022. The portfolio has not yet recovered.
The current Voya Target Retirement 2025 Fund drawdown is 7.51%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -30.52% | Nov 9, 2021 | 235 | Oct 14, 2022 | — | — | — |
| -24.57% | Feb 20, 2020 | 23 | Mar 23, 2020 | 94 | Aug 5, 2020 | 117 |
| -14.1% | Nov 28, 2014 | 303 | Feb 11, 2016 | 240 | Jan 25, 2017 | 543 |
| -11.81% | Jan 29, 2018 | 229 | Dec 24, 2018 | 130 | Jul 2, 2019 | 359 |
| -6.32% | May 22, 2013 | 23 | Jun 24, 2013 | 19 | Jul 22, 2013 | 42 |
Volatility
Volatility Chart
The current Voya Target Retirement 2025 Fund volatility is 1.59%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.