Hiscox Ltd (HSX.L)
Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and internationally. The company operates through four segments: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Corporate Centre. It offers commercial insurance for small-and medium-sized businesses; and personal lines cover, including high-value household, fine art, luxury motor, classic car, and partners and direct-to-consumer using both traditional and digital trading models. The company also provides property insurance; marine and energy insurance; aviation insurance; casualty insurance; specialty insurance; kidnap and ransom insurance; and other specialty insurance, such as contingency, terrorism, personal accident, and product recall. In addition, it offers healthcare and casualty reinsurance services, as well as investment services. Hiscox Ltd was founded in 1901 and is headquartered in Pembroke, Bermuda.
Company Info
| ISIN | BMG4593F1389 |
|---|---|
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
Highlights
| Market Cap | £3.54B |
|---|---|
| EPS (TTM) | £1.58 |
| PE Ratio | 6.59 |
| PEG Ratio | -3.00 |
| Total Revenue (TTM) | £2.75B |
| Gross Profit (TTM) | £2.75B |
| EBITDA (TTM) | £42.80M |
| Year Range | £944.00 - £1,267.92 |
| Target Price | £1,287.44 |
Share Price Chart
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Popular comparisons: HSX.L vs. HIG, HSX.L vs. BEZ.L
Performance
Performance Chart
The chart shows the growth of an initial investment of £10,000 in Hiscox Ltd, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Hiscox Ltd had a return of 2.06% year-to-date (YTD) and 7.35% in the last 12 months. Over the past 10 years, Hiscox Ltd had an annualized return of 6.94%, while the S&P 500 had an annualized return of 11.39%, indicating that Hiscox Ltd did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 2.06% | 25.45% |
| 1 month | -7.05% | 2.91% |
| 6 months | -9.49% | 14.05% |
| 1 year | 7.35% | 35.64% |
| 5 years (annualized) | -1.02% | 14.13% |
| 10 years (annualized) | 6.94% | 11.39% |
Monthly Returns
The table below presents the monthly returns of HSX.L, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -1.42% | 9.05% | 9.44% | -0.81% | -5.21% | 0.70% | 10.52% | -6.37% | -2.63% | -5.58% | 2.06% | ||
| 2023 | 3.21% | 1.38% | -2.72% | 6.58% | 1.19% | -6.91% | -1.10% | -6.42% | 0.75% | -6.67% | 8.32% | 3.74% | -0.07% |
| 2022 | 12.78% | -5.05% | 6.70% | -3.76% | 0.06% | 1.95% | -5.28% | 1.90% | -1.72% | 1.90% | 11.27% | 8.90% | 31.38% |
| 2021 | -6.00% | 1.03% | -8.86% | -5.63% | -3.42% | 6.04% | 5.39% | 6.11% | -8.62% | -0.79% | -0.55% | 3.91% | -12.35% |
| 2020 | -7.79% | -6.63% | -24.55% | -24.04% | 9.92% | 6.51% | -0.89% | 1.51% | 12.60% | -7.72% | 31.37% | -8.22% | -27.19% |
| 2019 | -12.52% | 12.76% | -2.44% | 7.31% | -0.51% | 3.42% | 0.47% | -8.03% | 7.10% | -10.30% | -8.46% | 4.48% | -9.79% |
| 2018 | -3.42% | -1.63% | 4.67% | 2.27% | 2.20% | 1.53% | 4.79% | 6.29% | -2.37% | -1.03% | 3.56% | -3.86% | 13.08% |
| 2017 | 0.88% | 5.85% | 0.74% | 3.47% | 10.22% | 3.18% | 2.45% | -0.85% | 0.16% | 11.56% | -3.01% | 5.70% | 47.28% |
| 2016 | -5.88% | -1.92% | 2.97% | -7.07% | 9.22% | 4.93% | 2.71% | -0.71% | -0.19% | -2.02% | 2.55% | -2.87% | 0.57% |
| 2015 | 1.94% | 7.69% | 3.87% | -3.17% | 3.52% | -1.64% | 10.31% | -1.94% | 4.67% | 2.71% | 5.32% | 3.43% | 42.42% |
| 2014 | -8.20% | 2.19% | 9.17% | 3.52% | -3.61% | 3.89% | -4.60% | -2.72% | -2.93% | 8.10% | 3.23% | 2.49% | 9.39% |
| 2013 | 4.31% | 10.13% | 10.43% | 8.54% | -1.16% | 2.71% | 14.14% | 1.47% | 0.54% | 2.00% | 2.49% | 2.51% | 74.43% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of HSX.L is 46, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Hiscox Ltd (HSX.L) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Hiscox Ltd provided a 3.67% dividend yield over the last twelve months, with an annual payout of £0.38 per share. The company has been increasing its dividends for 2 consecutive years.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | £0.38 | £0.37 | £0.35 | £0.12 | £0.30 | £0.42 | £0.33 | £0.29 | £0.41 | £0.23 | £0.72 | £0.95 |
Dividend yield | 3.67% | 3.46% | 3.21% | 1.34% | 2.98% | 2.97% | 2.02% | 1.95% | 3.98% | 2.18% | 9.42% | 12.44% |
Monthly Dividends
The table displays the monthly dividend distributions for Hiscox Ltd. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | £0.00 | £0.00 | £0.00 | £0.00 | £0.25 | £0.00 | £0.00 | £0.13 | £0.00 | £0.00 | £0.00 | £0.38 | |
| 2023 | £0.00 | £0.00 | £0.00 | £0.00 | £0.24 | £0.00 | £0.00 | £0.13 | £0.00 | £0.00 | £0.00 | £0.00 | £0.37 |
| 2022 | £0.00 | £0.00 | £0.00 | £0.00 | £0.23 | £0.00 | £0.00 | £0.12 | £0.00 | £0.00 | £0.00 | £0.00 | £0.35 |
| 2021 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.12 | £0.00 | £0.00 | £0.00 | £0.00 | £0.12 |
| 2020 | £0.00 | £0.00 | £0.00 | £0.00 | £0.30 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.30 |
| 2019 | £0.00 | £0.00 | £0.00 | £0.00 | £0.29 | £0.00 | £0.00 | £0.14 | £0.00 | £0.00 | £0.00 | £0.00 | £0.42 |
| 2018 | £0.00 | £0.00 | £0.00 | £0.00 | £0.20 | £0.00 | £0.00 | £0.13 | £0.00 | £0.00 | £0.00 | £0.00 | £0.33 |
| 2017 | £0.00 | £0.00 | £0.00 | £0.00 | £0.19 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.00 | £0.00 | £0.29 |
| 2016 | £0.00 | £0.00 | £0.32 | £0.00 | £0.00 | £0.00 | £0.00 | £0.09 | £0.00 | £0.00 | £0.00 | £0.00 | £0.41 |
| 2015 | £0.00 | £0.00 | £0.15 | £0.00 | £0.00 | £0.00 | £0.00 | £0.08 | £0.00 | £0.00 | £0.00 | £0.00 | £0.23 |
| 2014 | £0.00 | £0.00 | £0.64 | £0.00 | £0.00 | £0.00 | £0.00 | £0.08 | £0.00 | £0.00 | £0.00 | £0.00 | £0.72 |
| 2013 | £0.29 | £0.50 | £0.00 | £0.00 | £0.00 | £0.16 | £0.00 | £0.00 | £0.00 | £0.00 | £0.95 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Hiscox Ltd. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Hiscox Ltd was 71.35%, occurring on Sep 21, 2001. Recovery took 1075 trading sessions.
The current Hiscox Ltd drawdown is 30.87%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -71.35% | Jun 5, 1998 | 781 | Sep 21, 2001 | 1075 | Jan 3, 2006 | 1856 |
| -62.17% | Jul 5, 2019 | 211 | May 4, 2020 | — | — | — |
| -32.07% | May 8, 2007 | 297 | Jul 8, 2008 | 86 | Nov 6, 2008 | 383 |
| -23.8% | Feb 20, 2006 | 78 | Jun 13, 2006 | 87 | Oct 13, 2006 | 165 |
| -23.27% | Dec 17, 2008 | 54 | Mar 5, 2009 | 127 | Sep 7, 2009 | 181 |
Volatility
Volatility Chart
The current Hiscox Ltd volatility is 6.36%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Hiscox Ltd compared to its peers in the Insurance - Property & Casualty industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for HSX.L in comparison to other companies of the Insurance - Property & Casualty industry. Currently, HSX.L has a PE value of 6.6. This PE value is considered to be low compared to the rest of the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for HSX.L in comparison to other companies of the Insurance - Property & Casualty industry. Currently, HSX.L has a PEG value of -3.0. This PEG value is considered to be low compared to the rest of the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Hiscox Ltd.
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Income Statement
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