- ISIN
- US4041111067
- CUSIP
- 404111106
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Oct 11, 2019
Highlights
- Market Cap
- $1.30B
- Enterprise Value
- $1.32B
- EPS (TTM)
- $2.35
- PE Ratio
- 15.27
- PEG Ratio
- 3.11
- Total Revenue (TTM)
- $331.35M
- Gross Profit (TTM)
- $267.06M
- EBITDA (TTM)
- $109.48M
- Year Range
- $22.36 - $36.83
- Target Price
- $32.00
- ROA (TTM)
- 1.16%
- ROE (TTM)
- 10.17%
- Avg. Volume (1M)
- 144K
- Avg. Volume Value (1M)
- $4.80M
Share Price Chart
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Performance
HBT Performance Chart
HBT Financial, Inc. (HBT) is up 40.9% since the beginning of the year. At $36 per share, HBT is trading just below its 52-week high of $37. Investors who bought $1,000 worth of HBT shares 5 years ago would now be looking at an investment worth $2,613.
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Returns By Period
HBT Financial, Inc. (HBT) has returned 40.91% so far this year and 54.21% over the past 12 months.
HBT Financial, Inc.
- 1D
- -0.06%
- 1M
- 11.37%
- 6M
- 35.01%
- YTD
- 40.91%
- 1Y
- 54.21%
- 3Y*
- 26.04%
- 5Y*
- 21.18%
- 10Y*
- —
- ALL TIME*
- 16.37%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
HBT Monthly Returns History
Based on dividend-adjusted daily data since Oct 11, 2019, HBT's average daily return is +0.08%, while the average monthly return is +1.59%. At this rate, an investment would double in approximately 3.7 years.
Historically, 59% of months were positive and 41% were negative. The best month was Oct 2021 with a return of +16.0%, while the worst month was Mar 2020 at -32.0%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 4 months.
On a daily basis, HBT closed higher 50% of trading days. The best single day was Mar 24, 2020 with a return of +19.7%, while the worst single day was Mar 23, 2020 at -21.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 4.37% | 0.71% | -0.89% | 3.89% | 4.00% | 11.74% | 12.04% | 40.91% | |||||
| 2025 | 11.05% | 3.70% | -10.36% | 3.41% | 1.88% | 7.74% | -1.35% | 7.43% | -4.87% | -3.21% | 0.08% | 6.82% | 22.23% |
| 2024 | -7.77% | -1.14% | -0.10% | -3.07% | 6.72% | 4.72% | 12.63% | -1.62% | -2.41% | -2.38% | 13.13% | -8.56% | 7.74% |
| 2023 | 7.15% | 9.16% | -13.20% | -10.55% | 0.77% | 4.77% | 7.59% | -4.93% | -2.46% | -1.32% | 5.11% | 12.59% | 11.71% |
| 2022 | -0.64% | 3.71% | -5.02% | -5.50% | 2.17% | 2.76% | 4.31% | -2.15% | 0.39% | 12.34% | -2.89% | -0.41% | 8.11% |
| 2021 | -1.45% | 9.17% | 6.07% | 6.31% | 0.77% | -4.29% | -6.15% | 0.97% | -4.89% | 15.95% | 0.64% | 4.06% | 28.04% |
Benchmark Metrics
HBT Financial, Inc. has an annualized alpha of 8.57%, beta of 0.83, and R2 of 0.23 versus S&P 500 Index. Calculated based on daily prices since October 11, 2019.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (68.42%) than losses (49.82%) - typical of diversified or defensive assets.
- R2 of 0.23 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 8.57%
- Beta
- 0.83
- R²
- 0.23
- Upside Capture
- 68.42%
- Downside Capture
- 49.82%
Return for Risk
Risk / Return Rank
HBT ranks 88 for risk / return — above 88% of stocks peers on PortfoliosLab. Its historical combined result is among the stronger results in the peer group.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for HBT Financial, Inc. (HBT) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HBT | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.43 | ||
| Sortino ratioReturn per unit of downside risk | +0.62 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.25 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 3.67 | 2.00 | +1.67 |
| Martin ratioReturn relative to average drawdown | 8.58 | 8.49 | +0.09 |
Dividends
Dividend History
HBT Financial, Inc. provided a 2.46% dividend yield over the last twelve months, with an annual payout of $0.88 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.88 | $0.84 | $0.76 | $0.68 | $0.64 | $0.60 | $0.60 |
Dividend yield | 2.46% | 3.25% | 3.47% | 3.22% | 3.27% | 3.20% | 3.96% |
Monthly Dividends
The table displays the monthly dividend distributions for HBT Financial, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.46 | |||||
| 2025 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.84 |
| 2024 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.76 |
| 2023 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.68 |
| 2022 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.64 |
| 2021 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.60 |
Dividend Yield & Payout
Dividend Yield
HBT Financial, Inc. has a dividend yield of 2.46%, which is quite average when compared to the overall market.
Payout Ratio
HBT Financial, Inc. has a payout ratio of 35.00%, which is quite average when compared to the overall market. This suggests that HBT Financial, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the HBT Financial, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the HBT Financial, Inc. was 53.95%, occurring on Mar 23, 2020. Recovery took 409 trading sessions.
The current HBT Financial, Inc. drawdown is 1.84%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-53.95%Mar 2020 | 1mo 16d | 1y 7mo | 1y 9moFeb 2020 - Nov 2021 | COVID crash2020 |
-27.07%May 2023 | 2mo 3d | 1y 2mo | 1y 4moMar 2023 - Jul 2024 | — |
-18.67%Apr 2025 | 1mo 29d | 2mo 25d | 4mo 24dFeb 2025 - Jul 2025 | 2025 selloff2025 |
-17.32%May 2022 | 3mo 9d | 5mo 12d | 8mo 21dFeb 2022 - Oct 2022 | Bear market2022 |
-16.45%Aug 2024 | 19d | 2mo 26d | 3mo 15dJul 2024 - Nov 2024 | — |
Drawdown Indicators
| HBT | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.95% | -56.78% | +2.83% |
Max Drawdown (1Y)Largest decline over 1 year | -13.42% | -9.10% | -4.32% |
Max Drawdown (3Y)Largest decline over 3 years | -18.67% | -18.90% | +0.23% |
Max Drawdown (5Y)Largest decline over 5 years | -27.07% | -25.43% | -1.64% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -1.84% | -1.58% | -0.26% |
Average DrawdownAverage peak-to-trough decline | -12.04% | -10.70% | -1.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.73% | 2.14% | +3.59% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of HBT Financial, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how HBT Financial, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for HBT, comparing it with other companies in the Banks - Regional industry. Currently, HBT has a P/E ratio of 15.3. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for HBT compared to other companies in the Banks - Regional industry. HBT currently has a PEG ratio of 3.1. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for HBT relative to other companies in the Banks - Regional industry. Currently, HBT has a P/S ratio of 3.6. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for HBT in comparison with other companies in the Banks - Regional industry. Currently, HBT has a P/B value of 1.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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