Highlights
- Market Cap
- $1.82B
- Enterprise Value
- $2.28B
- EPS (TTM)
- $1.46
- PE Ratio
- 12.02
- PEG Ratio
- 20.26
- Total Revenue (TTM)
- $729.44M
- Gross Profit (TTM)
- $493.12M
- EBITDA (TTM)
- $204.68M
- Year Range
- $13.54 - $19.08
- Target Price
- $20.50
- ROA (TTM)
- 1.23%
- ROE (TTM)
- 1.23%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in First Commonwealth Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
First Commonwealth Financial Corporation (FCF) has returned 5.02% so far this year and 16.88% over the past 12 months. Over the last ten years, FCF has returned 10.68% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.
First Commonwealth Financial Corporation
- 1D
- 1.44%
- 1M
- 0.29%
- YTD
- 5.02%
- 6M
- 4.76%
- 1Y
- 16.88%
- 3Y*
- 16.19%
- 5Y*
- 7.47%
- 10Y*
- 10.68%
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Jun 10, 1992, FCF's average daily return is +0.05%, while the average monthly return is +0.92%. At this rate, your investment would double in approximately 6.3 years.
Historically, 57% of months were positive and 43% were negative. The best month was Jun 2001 with a return of +39.2%, while the worst month was Mar 2020 at -22.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.
On a daily basis, FCF closed higher 47% of trading days. The best single day was Mar 10, 2009 with a return of +22.8%, while the worst single day was Dec 1, 2008 at -18.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.94% | -2.07% | 0.29% | 5.02% | |||||||||
| 2025 | -1.42% | -0.69% | -5.47% | -1.42% | 2.83% | 3.91% | 1.73% | 8.41% | -3.94% | -10.32% | 7.21% | 3.75% | 3.00% |
| 2024 | -9.26% | -6.11% | 6.83% | -5.24% | 3.42% | 2.22% | 30.92% | -4.04% | -0.41% | -4.14% | 15.35% | -10.14% | 13.35% |
| 2023 | 5.30% | 9.73% | -22.36% | 0.40% | 2.42% | 0.00% | 14.15% | -8.68% | -6.58% | -0.25% | 10.90% | 15.48% | 14.76% |
| 2022 | 2.92% | -1.80% | -6.13% | -11.08% | 4.82% | -4.21% | 10.43% | -8.29% | -4.75% | 11.68% | 3.52% | -5.10% | -10.33% |
| 2021 | 7.22% | 15.37% | 7.16% | 0.84% | 5.36% | -7.13% | -6.40% | 3.57% | 0.81% | 12.25% | -1.05% | 7.05% | 52.00% |
Benchmark Metrics
First Commonwealth Financial Corporation has an annualized alpha of 3.39%, beta of 1.03, and R² of 0.27 versus S&P 500 Index. Calculated based on daily prices since June 11, 1992.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (60.18%) than losses (59.45%) — typical of diversified or defensive assets.
- R² of 0.27 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 3.39%
- Beta
- 1.03
- R²
- 0.27
- Upside Capture
- 60.18%
- Downside Capture
- 59.45%
Return for Risk
Risk / Return Rank
FCF ranks 61 for risk / return — better than 61% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for First Commonwealth Financial Corporation (FCF) and compare them to a chosen benchmark (S&P 500 Index).
| FCF | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.67 | 0.90 | -0.22 |
Sortino ratioReturn per unit of downside risk | 1.06 | 1.39 | -0.32 |
Omega ratioGain probability vs. loss probability | 1.14 | 1.21 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.14 | 1.40 | -0.26 |
Martin ratioReturn relative to average drawdown | 2.81 | 6.61 | -3.80 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore FCF risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
First Commonwealth Financial Corporation provided a 3.07% dividend yield over the last twelve months, with an annual payout of $0.54 per share. The company has been increasing its dividends for 15 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.54 | $0.54 | $0.52 | $0.50 | $0.48 | $0.46 | $0.44 | $0.40 | $0.35 | $0.32 | $0.28 | $0.28 |
Dividend yield | 3.07% | 3.17% | 3.04% | 3.21% | 3.40% | 2.83% | 4.02% | 2.76% | 2.90% | 2.23% | 1.97% | 3.09% |
Monthly Dividends
The table displays the monthly dividend distributions for First Commonwealth Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.14 | $0.00 | $0.14 | |||||||||
| 2025 | $0.00 | $0.13 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.54 |
| 2024 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.52 |
| 2023 | $0.00 | $0.12 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.50 |
| 2022 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2021 | $0.00 | $0.11 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.46 |
Dividend Yield & Payout
Dividend Yield
First Commonwealth Financial Corporation has a dividend yield of 3.07%, which is quite average when compared to the overall market.
Payout Ratio
First Commonwealth Financial Corporation has a payout ratio of 35.93%, which is quite average when compared to the overall market. This suggests that First Commonwealth Financial Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the First Commonwealth Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the First Commonwealth Financial Corporation was 74.47%, occurring on Oct 3, 2011. Recovery took 1291 trading sessions.
The current First Commonwealth Financial Corporation drawdown is 6.64%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -74.47% | Sep 19, 2008 | 766 | Oct 3, 2011 | 1291 | Nov 17, 2016 | 2057 |
| -57.53% | Jul 27, 2018 | 454 | May 15, 2020 | 371 | Nov 3, 2021 | 825 |
| -46.21% | Jan 2, 1998 | 567 | Mar 31, 2000 | 314 | Jun 29, 2001 | 881 |
| -33.87% | Apr 3, 2006 | 337 | Aug 3, 2007 | 284 | Sep 18, 2008 | 621 |
| -32.53% | Jan 26, 1994 | 238 | Jan 5, 1995 | 262 | Jan 18, 1996 | 500 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of First Commonwealth Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how First Commonwealth Financial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for FCF, comparing it with other companies in the Banks - Regional industry. Currently, FCF has a P/E ratio of 12.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for FCF compared to other companies in the Banks - Regional industry. FCF currently has a PEG ratio of 20.3. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for FCF relative to other companies in the Banks - Regional industry. Currently, FCF has a P/S ratio of 2.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for FCF in comparison with other companies in the Banks - Regional industry. Currently, FCF has a P/B value of 0.1. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
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EBITDA | — |
EBIT | — |
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Net Income | — |
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Discontinued Operations | — |
Effect Of Accounting Charges | — |
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Minority Interest | — |
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Interest Income | — |
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Net Interest Income | — |