First Commonwealth Financial Corporation (FCF)
Company Info
| ISIN | US3198291078 |
|---|---|
| CUSIP | 319829107 |
| Sector | Financial Services |
| Industry | Banks - Regional |
Highlights
| Market Cap | $1.79B |
|---|---|
| EPS (TTM) | $1.55 |
| PE Ratio | 11.29 |
| PEG Ratio | 3.17 |
| Total Revenue (TTM) | $635.76M |
| Gross Profit (TTM) | $578.38M |
| EBITDA (TTM) | $49.02M |
| Year Range | $10.75 - $18.87 |
| Target Price | $18.92 |
| Short % | 1.91% |
| Short Ratio | 2.53 |
Share Price Chart
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Compare to other instruments
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Popular comparisons: FCF vs. VOO
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in First Commonwealth Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
First Commonwealth Financial Corporation had a return of 13.95% year-to-date (YTD) and 47.64% in the last 12 months. Over the past 10 years, First Commonwealth Financial Corporation had an annualized return of 10.60%, while the S&P 500 had an annualized return of 11.17%, indicating that First Commonwealth Financial Corporation did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 13.95% | 19.55% |
| 1 month | 4.64% | 1.45% |
| 6 months | 29.09% | 8.95% |
| 1 year | 47.64% | 31.70% |
| 5 years (annualized) | 9.06% | 13.79% |
| 10 years (annualized) | 10.60% | 11.17% |
Monthly Returns
The table below presents the monthly returns of FCF, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -9.26% | -6.11% | 6.83% | -5.24% | 3.42% | 2.22% | 30.92% | -4.04% | 13.95% | ||||
| 2023 | 5.30% | 9.73% | -22.36% | 0.40% | 2.42% | 0.00% | 14.15% | -8.68% | -6.58% | -0.25% | 10.90% | 15.48% | 14.76% |
| 2022 | 2.92% | -1.80% | -6.13% | -11.08% | 4.82% | -4.21% | 10.43% | -8.29% | -4.75% | 11.68% | 3.53% | -5.10% | -10.34% |
| 2021 | 7.22% | 15.37% | 7.16% | 0.84% | 5.36% | -7.13% | -6.40% | 3.57% | 0.81% | 12.25% | -1.05% | 7.05% | 52.00% |
| 2020 | -6.82% | -12.04% | -22.54% | 4.16% | -12.88% | 1.22% | -4.95% | 5.63% | -5.61% | 11.37% | 13.70% | 13.13% | -20.84% |
| 2019 | 12.58% | 4.14% | -10.38% | 8.02% | -6.96% | 7.16% | 2.23% | -9.51% | 7.36% | 6.10% | 1.55% | 2.11% | 23.64% |
| 2018 | 1.05% | -2.92% | 1.15% | 7.15% | 4.25% | -1.15% | 8.77% | -0.19% | -3.64% | -16.36% | 3.95% | -13.34% | -13.64% |
| 2017 | -0.42% | -0.79% | -4.81% | -2.64% | -4.29% | 3.26% | 2.76% | -2.62% | 12.05% | 3.04% | 4.28% | -5.17% | 3.39% |
| 2016 | -3.75% | -0.78% | 3.14% | 3.61% | 3.09% | -2.02% | 4.89% | 6.57% | -1.18% | 0.69% | 25.09% | 12.36% | 61.17% |
| 2015 | -14.42% | 8.39% | 6.13% | 0.22% | 1.67% | 5.38% | -4.07% | -3.08% | 2.71% | 1.10% | 7.87% | -7.82% | 1.48% |
| 2014 | -6.92% | 4.71% | 6.10% | -4.19% | 0.12% | 7.21% | -6.41% | 3.51% | -5.30% | 11.44% | -2.16% | 1.54% | 8.00% |
| 2013 | 3.67% | 3.55% | 2.61% | -4.16% | 1.69% | 2.22% | 1.90% | -1.61% | 3.55% | 15.27% | 7.71% | -5.77% | 33.30% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of FCF is 82, placing it in the top 18% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for First Commonwealth Financial Corporation (FCF) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
First Commonwealth Financial Corporation granted a 2.98% dividend yield in the last twelve months. The annual payout for that period amounted to $0.51 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.51 | $0.50 | $0.48 | $0.46 | $0.44 | $0.40 | $0.35 | $0.32 | $0.28 | $0.28 | $0.28 | $0.23 |
Dividend yield | 2.98% | 3.21% | 3.40% | 2.83% | 4.02% | 2.76% | 2.90% | 2.23% | 1.97% | 3.09% | 3.04% | 2.61% |
Monthly Dividends
The table displays the monthly dividend distributions for First Commonwealth Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.39 | |||
| 2023 | $0.00 | $0.12 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.50 |
| 2022 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2021 | $0.00 | $0.11 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.46 |
| 2020 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2019 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2018 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.35 |
| 2017 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.32 |
| 2016 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.28 |
| 2015 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.28 |
| 2014 | $0.00 | $0.07 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 | $0.07 | $0.00 | $0.28 |
| 2013 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.23 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the First Commonwealth Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the First Commonwealth Financial Corporation was 74.47%, occurring on Oct 3, 2011. Recovery took 1291 trading sessions.
The current First Commonwealth Financial Corporation drawdown is 7.21%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -74.47% | Sep 19, 2008 | 766 | Oct 3, 2011 | 1291 | Nov 17, 2016 | 2057 |
| -57.53% | Jul 27, 2018 | 454 | May 15, 2020 | 371 | Nov 3, 2021 | 825 |
| -46.09% | Jan 2, 1998 | 567 | Mar 31, 2000 | 314 | Jun 29, 2001 | 881 |
| -33.91% | Dec 27, 2004 | 656 | Aug 3, 2007 | 284 | Sep 18, 2008 | 940 |
| -32.79% | Jan 26, 1994 | 225 | Jan 5, 1995 | 259 | Jan 16, 1996 | 484 |
Volatility
Volatility Chart
The current First Commonwealth Financial Corporation volatility is 7.22%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of First Commonwealth Financial Corporation compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for FCF in comparison to other companies of the Banks - Regional industry. Currently, FCF has a PE value of 11.3. This PE ratio falls in the average range for the industry.
PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for FCF in comparison to other companies of the Banks - Regional industry. Currently, FCF has a PEG value of 3.2. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First Commonwealth Financial Corporation.
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Income Statement
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