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Banco Bilbao Vizcaya Argentaria S.A (BOY.DE)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

ES0113211835

Sector

Financial Services

Highlights

Market Cap

€56.92B

EPS (TTM)

€1.60

PE Ratio

6.19

PEG Ratio

1.44

Total Revenue (TTM)

€38.04B

Gross Profit (TTM)

€36.68B

EBITDA (TTM)

€3.49B

Year Range

€7.48 - €10.77

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of €10,000 in Banco Bilbao Vizcaya Argentaria S.A, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%-5.00%0.00%5.00%10.00%AugustSeptemberOctoberNovemberDecember2025
7.68%
10.21%
BOY.DE (Banco Bilbao Vizcaya Argentaria S.A)
Benchmark (^GSPC)

Returns By Period

Banco Bilbao Vizcaya Argentaria S.A had a return of 9.25% year-to-date (YTD) and 32.14% in the last 12 months. Over the past 10 years, Banco Bilbao Vizcaya Argentaria S.A had an annualized return of 9.34%, while the S&P 500 had an annualized return of 11.23%, indicating that Banco Bilbao Vizcaya Argentaria S.A did not perform as well as the benchmark.


BOY.DE

YTD

9.25%

1M

5.58%

6M

7.69%

1Y

32.14%

5Y*

23.45%

10Y*

9.34%

^GSPC (Benchmark)

YTD

-0.77%

1M

-3.55%

6M

3.64%

1Y

22.00%

5Y*

12.20%

10Y*

11.23%

*Annualized

Monthly Returns

The table below presents the monthly returns of BOY.DE, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20245.98%5.73%20.13%-4.93%-1.66%-6.07%3.25%-0.62%1.31%-3.80%-1.50%4.99%22.25%
202313.32%14.20%-11.77%7.17%-5.26%11.45%2.87%0.53%6.16%-1.84%14.89%-3.78%53.92%
20227.18%-6.93%-0.53%0.15%1.72%-14.78%1.96%2.51%2.04%15.55%7.51%2.00%16.40%
2021-7.37%21.33%-4.09%7.04%9.97%1.77%3.48%2.68%2.79%6.32%-21.63%11.92%31.50%
2020-6.79%-7.39%-32.36%-6.56%8.34%9.18%-13.89%-6.67%-3.20%3.23%59.95%4.37%-13.49%
201911.44%5.94%-7.11%10.06%-10.25%1.12%-6.49%-6.33%10.69%0.97%1.39%4.91%14.08%
20186.45%-8.92%-6.71%7.05%-13.09%3.90%3.57%-14.54%2.25%-9.44%2.63%-7.49%-31.96%
20170.64%-3.41%18.97%2.85%-0.38%1.68%2.63%-2.69%1.21%-0.40%-3.04%-0.97%16.45%
2016-12.99%-0.00%1.75%2.66%1.83%-15.99%3.82%6.64%-6.17%29.72%-12.33%10.56%1.54%
2015-3.30%18.43%6.31%-4.82%0.57%-1.74%3.54%-9.53%-7.53%3.54%1.24%-13.91%-10.47%
2014-3.31%3.55%-0.90%0.19%6.23%-0.04%-0.76%-0.12%4.46%-6.04%-3.38%-7.94%-8.65%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 78, BOY.DE is among the top 22% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of BOY.DE is 7878
Overall Rank
The Sharpe Ratio Rank of BOY.DE is 8282
Sharpe Ratio Rank
The Sortino Ratio Rank of BOY.DE is 7474
Sortino Ratio Rank
The Omega Ratio Rank of BOY.DE is 7474
Omega Ratio Rank
The Calmar Ratio Rank of BOY.DE is 8787
Calmar Ratio Rank
The Martin Ratio Rank of BOY.DE is 7474
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Banco Bilbao Vizcaya Argentaria S.A (BOY.DE) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for BOY.DE, currently valued at 1.05, compared to the broader market-2.000.002.001.051.73
The chart of Sortino ratio for BOY.DE, currently valued at 1.51, compared to the broader market-4.00-2.000.002.004.001.512.33
The chart of Omega ratio for BOY.DE, currently valued at 1.20, compared to the broader market0.501.001.502.001.201.32
The chart of Calmar ratio for BOY.DE, currently valued at 1.41, compared to the broader market0.002.004.006.001.412.59
The chart of Martin ratio for BOY.DE, currently valued at 2.69, compared to the broader market0.0010.0020.002.6910.80
BOY.DE
^GSPC

The current Banco Bilbao Vizcaya Argentaria S.A Sharpe ratio is 1.05. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Banco Bilbao Vizcaya Argentaria S.A with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50AugustSeptemberOctoberNovemberDecember2025
1.05
2.32
BOY.DE (Banco Bilbao Vizcaya Argentaria S.A)
Benchmark (^GSPC)

Dividends

Dividend History

Banco Bilbao Vizcaya Argentaria S.A provided a 6.64% dividend yield over the last twelve months, with an annual payout of €0.68 per share. The company has been increasing its dividends for 3 consecutive years.


3.00%4.00%5.00%6.00%7.00%€0.00€0.10€0.20€0.30€0.40€0.50€0.60€0.7020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend€0.68€0.68€0.47€0.35€0.14€0.16€0.26€0.25€0.30€0.43€0.29€0.41

Dividend yield

6.64%7.25%5.73%6.13%2.64%3.89%5.18%5.39%4.23%6.80%4.27%5.20%

Monthly Dividends

The table displays the monthly dividend distributions for Banco Bilbao Vizcaya Argentaria S.A. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025€0.00€0.00
2024€0.00€0.00€0.00€0.39€0.00€0.00€0.00€0.00€0.00€0.29€0.00€0.00€0.68
2023€0.00€0.00€0.00€0.31€0.00€0.00€0.00€0.00€0.00€0.16€0.00€0.00€0.47
2022€0.00€0.00€0.00€0.23€0.00€0.00€0.00€0.00€0.00€0.12€0.00€0.00€0.35
2021€0.00€0.00€0.00€0.06€0.00€0.00€0.00€0.00€0.00€0.08€0.00€0.00€0.14
2020€0.00€0.00€0.00€0.16€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.16
2019€0.00€0.00€0.00€0.16€0.00€0.00€0.00€0.00€0.00€0.10€0.00€0.00€0.26
2018€0.00€0.00€0.00€0.15€0.00€0.00€0.00€0.00€0.00€0.10€0.00€0.00€0.25
2017€0.08€0.00€0.00€0.13€0.00€0.00€0.00€0.00€0.00€0.09€0.00€0.00€0.30
2016€0.08€0.00€0.00€0.13€0.00€0.00€0.08€0.00€0.00€0.14€0.00€0.00€0.43
2015€0.00€0.00€0.13€0.00€0.00€0.00€0.08€0.00€0.00€0.08€0.00€0.00€0.29
2014€0.17€0.00€0.00€0.00€0.08€0.00€0.08€0.00€0.00€0.08€0.41

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%6.6%
Banco Bilbao Vizcaya Argentaria S.A has a dividend yield of 6.64%, which means its dividend payment is significantly above the market average.
Payout Ratio
200.0%400.0%600.0%800.0%41.1%
Banco Bilbao Vizcaya Argentaria S.A has a payout ratio of 41.05%, which is quite average when compared to the overall market. This suggests that Banco Bilbao Vizcaya Argentaria S.A strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%AugustSeptemberOctoberNovemberDecember2025
-3.81%
-1.93%
BOY.DE (Banco Bilbao Vizcaya Argentaria S.A)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Banco Bilbao Vizcaya Argentaria S.A. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Banco Bilbao Vizcaya Argentaria S.A was 76.66%, occurring on Sep 22, 2020. Recovery took 795 trading sessions.

The current Banco Bilbao Vizcaya Argentaria S.A drawdown is 3.81%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-76.66%Feb 8, 20073287Sep 22, 2020795Nov 9, 20234082
-62.36%Feb 1, 2001374Mar 12, 2003654Jan 27, 20061028
-21.37%Apr 29, 202471Aug 6, 2024
-17.1%Feb 15, 200012May 5, 20004Jul 20, 200016
-16.67%Oct 27, 20003Nov 30, 20008Jan 31, 200111

Volatility

Volatility Chart

The current Banco Bilbao Vizcaya Argentaria S.A volatility is 6.88%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%AugustSeptemberOctoberNovemberDecember2025
6.88%
3.46%
BOY.DE (Banco Bilbao Vizcaya Argentaria S.A)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Banco Bilbao Vizcaya Argentaria S.A over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Banco Bilbao Vizcaya Argentaria S.A compared to its peers in the Banks - Diversified industry.


PE Ratio
10.020.030.040.050.06.2
The chart displays the price to earnings (P/E) ratio for BOY.DE in comparison to other companies of the Banks - Diversified industry. Currently, BOY.DE has a PE value of 6.2. This PE ratio falls in the average range for the industry.
PEG Ratio
5.010.015.020.025.030.01.4
The chart displays the price to earnings to growth (PEG) ratio for BOY.DE in comparison to other companies of the Banks - Diversified industry. Currently, BOY.DE has a PEG value of 1.4. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Banco Bilbao Vizcaya Argentaria S.A.


Loading data...

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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