Bank of Ireland Group plc (BIRG.L)
Bank of Ireland Group plc provides various banking and financial products and services. It provides current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, motor finance, and student loans, as well as overdrafts; and business and farming loans, BREXIT loans, invoice finance, hire purchase, and leasing services. The company also offers international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions and investments, foreign exchange, and treasury deposits and services; personal products; private banking services; and leveraged acquisition and property finance. In addition, it provides home, car, travel, and life insurance products. The company was founded in 1783 and is headquartered in Dublin, Ireland.
Company Info
Highlights
€10.07B
€1.47
0.07
€2.19B
€2.19B
-€143.00M
€7.14 - €10.58
€11.00
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of €10,000 in Bank of Ireland Group plc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Bank of Ireland Group plc had a return of 16.00% year-to-date (YTD) and 31.64% in the last 12 months. Over the past 10 years, Bank of Ireland Group plc had an annualized return of 3.27%, while the S&P 500 had an annualized return of 11.31%, indicating that Bank of Ireland Group plc did not perform as well as the benchmark.
BIRG.L
16.00%
10.94%
3.73%
31.64%
26.41%
3.27%
^GSPC (Benchmark)
4.46%
2.46%
9.31%
23.49%
13.03%
11.31%
Monthly Returns
The table below presents the monthly returns of BIRG.L, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 10.92% | 16.00% | |||||||||||
| 2024 | 4.24% | -6.40% | 17.45% | 7.14% | 7.89% | -7.03% | 8.35% | -2.36% | -0.59% | -13.11% | -1.84% | 4.53% | 15.48% |
| 2023 | 11.73% | 5.22% | -9.64% | 0.77% | -4.85% | 0.11% | 8.38% | -3.63% | 0.76% | -8.45% | 2.54% | -4.84% | -4.13% |
| 2022 | 17.95% | -0.47% | -2.50% | 1.77% | 8.53% | -4.76% | -6.83% | 7.15% | 9.37% | 11.55% | 6.59% | 12.82% | 76.36% |
| 2021 | -5.89% | 9.81% | 24.15% | 12.52% | 10.87% | -14.13% | -1.97% | 19.74% | -4.52% | 2.09% | -7.86% | 5.51% | 52.89% |
| 2020 | -9.43% | -22.54% | -49.41% | 6.90% | -2.25% | 12.70% | -2.83% | 11.26% | -16.64% | 30.62% | 23.87% | 25.44% | -23.56% |
| 2019 | 7.55% | 9.64% | -7.75% | 7.74% | -13.40% | -4.92% | -12.39% | -12.50% | 4.29% | 17.04% | 7.54% | 5.75% | 2.69% |
| 2018 | 10.21% | -2.41% | -7.87% | 6.22% | -3.85% | -6.11% | 9.80% | -4.09% | -5.26% | -6.37% | -10.01% | -13.31% | -30.75% |
| 2017 | 6.38% | -10.00% | 3.33% | 0.00% | 2.15% | -3.16% | 2.17% | -0.78% | -1.00% | -3.18% | -2.09% | 8.91% | 1.42% |
| 2016 | -11.76% | -11.67% | -3.77% | 3.92% | 1.89% | -32.41% | 2.74% | 8.00% | -8.64% | 6.76% | 3.80% | 14.63% | -30.88% |
| 2015 | -14.40% | 27.10% | 3.68% | -2.84% | 1.46% | 4.32% | 5.52% | -9.15% | 0.00% | -3.60% | 5.22% | -3.55% | 8.80% |
| 2014 | 17.06% | 28.81% | -18.42% | -8.71% | -1.41% | -11.83% | 7.72% | 15.09% | 1.97% | 0.64% | 6.39% | -6.16% | 24.01% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of BIRG.L is 67, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Bank of Ireland Group plc (BIRG.L) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Bank of Ireland Group plc provided a 9.46% dividend yield over the last twelve months, with an annual payout of €0.95 per share. The company has been increasing its dividends for 2 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Dividend | €0.95 | €0.95 | €0.21 | €0.05 | €0.00 | €0.18 | €0.16 | €0.12 |
Dividend yield | 9.46% | 10.98% | 2.55% | 0.57% | 0.00% | 5.46% | 3.29% | 2.36% |
Monthly Dividends
The table displays the monthly dividend distributions for Bank of Ireland Group plc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | €0.00 | €0.00 | €0.00 | ||||||||||
| 2024 | €0.00 | €0.00 | €0.00 | €0.00 | €0.60 | €0.00 | €0.00 | €0.00 | €0.00 | €0.35 | €0.00 | €0.00 | €0.95 |
| 2023 | €0.00 | €0.00 | €0.00 | €0.00 | €0.21 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.21 |
| 2022 | €0.00 | €0.00 | €0.00 | €0.00 | €0.05 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.05 |
| 2021 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| 2020 | €0.00 | €0.00 | €0.00 | €0.00 | €0.18 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.18 |
| 2019 | €0.00 | €0.00 | €0.00 | €0.00 | €0.16 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.16 |
| 2018 | €0.12 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.12 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Bank of Ireland Group plc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Bank of Ireland Group plc was 99.57%, occurring on Apr 21, 2020. The portfolio has not yet recovered.
The current Bank of Ireland Group plc drawdown is 95.79%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -99.57% | Feb 22, 2007 | 3326 | Apr 21, 2020 | — | — | — |
| -44.28% | Jan 7, 1999 | 298 | Mar 13, 2000 | 198 | Dec 22, 2000 | 496 |
| -37.01% | Jun 11, 2002 | 86 | Oct 9, 2002 | 592 | Feb 10, 2005 | 678 |
| -35.25% | Jun 22, 2001 | 66 | Sep 25, 2001 | 119 | Mar 14, 2002 | 185 |
| -31.76% | Jul 9, 1998 | 38 | Sep 1, 1998 | 78 | Dec 18, 1998 | 116 |
Volatility
Volatility Chart
The current Bank of Ireland Group plc volatility is 6.94%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Bank of Ireland Group plc.
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Income Statement
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