Aviva plc (AV.L)
Aviva plc provides various insurance, retirement, investment, and savings products in the United Kingdom, Ireland, Canada, and internationally. The company offers life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities. In addition, the company provides investment management services for institutional pension fund mandates; and manages various retail investment products, including investment funds, unit trusts, open-ended investment companies, and individual savings accounts for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, as well as MyAviva platform. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.
Company Info
Highlights
£16.23B
£0.23
26.52
0.58
£29.92B
£21.79B
£654.00M
£409.53 - £622.66
£593.42
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Aviva plc (AV.L) returned 36.62% year-to-date (YTD) and 36.24% over the past 12 months. Over the past 10 years, AV.L returned 7.04% annually, underperforming the S&P 500 benchmark at 10.82%.
AV.L
36.62%
11.19%
30.90%
36.24%
20.00%
26.75%
7.04%
^GSPC (Benchmark)
0.12%
6.51%
-1.84%
10.98%
12.30%
14.10%
10.82%
Monthly Returns
The table below presents the monthly returns of AV.L, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 9.64% | 5.91% | 1.98% | 5.90% | 8.93% | 36.62% | |||||||
| 2024 | -0.55% | 3.24% | 11.27% | -1.75% | 3.05% | -0.69% | 4.95% | 0.88% | -1.82% | -6.31% | 6.75% | -3.08% | 15.75% |
| 2023 | 2.91% | -2.04% | -4.76% | 4.65% | -6.81% | 0.25% | -1.72% | -0.50% | 3.89% | 2.00% | 5.01% | 4.12% | 6.36% |
| 2022 | 5.80% | -3.32% | 7.69% | -0.88% | -6.96% | -6.67% | -1.32% | 8.16% | -7.28% | 7.70% | 6.27% | -0.34% | 7.02% |
| 2021 | 3.08% | 7.97% | 12.79% | 1.44% | 2.72% | -1.29% | -4.58% | 6.19% | -2.03% | -0.30% | -2.46% | 6.60% | 32.87% |
| 2020 | -4.85% | -11.95% | -23.46% | -9.94% | 2.44% | 10.46% | -3.62% | 9.37% | 1.06% | -9.87% | 24.74% | 3.42% | -19.07% |
| 2019 | 10.28% | 2.20% | -2.55% | 9.43% | -5.80% | 2.94% | -2.50% | -10.51% | 12.76% | 3.98% | -2.75% | 3.69% | 20.24% |
| 2018 | 1.32% | -1.48% | -1.92% | 10.87% | -3.44% | -1.33% | -0.79% | -1.12% | 0.93% | -12.46% | -5.02% | -7.74% | -21.46% |
| 2017 | -1.95% | 4.42% | 6.83% | 1.64% | 0.10% | 0.19% | 2.47% | -3.06% | -1.53% | -0.17% | 1.19% | -0.88% | 9.19% |
| 2016 | -6.82% | -8.86% | 4.08% | -2.08% | 4.02% | -12.43% | -0.71% | 9.54% | 2.82% | 2.19% | 0.95% | 8.81% | -1.02% |
| 2015 | 8.98% | 2.08% | 0.19% | -0.23% | -0.66% | -5.92% | 5.58% | -6.96% | -6.57% | 9.05% | 5.25% | 0.88% | 10.42% |
| 2014 | -1.05% | 6.43% | 0.72% | 12.31% | -0.29% | -2.58% | -1.37% | 3.48% | 0.48% | 0.67% | -2.50% | -4.63% | 11.10% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 93, AV.L is among the top 7% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Aviva plc (AV.L) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Aviva plc provided a 5.85% dividend yield over the last twelve months, with an annual payout of £0.36 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | £0.36 | £0.34 | £0.32 | £1.31 | £0.28 | £0.17 | £0.40 | £0.37 | £0.32 | £0.28 | £0.25 | £0.20 |
Dividend yield | 5.85% | 7.30% | 7.32% | 29.66% | 5.20% | 4.00% | 7.22% | 7.52% | 4.79% | 4.41% | 3.68% | 3.15% |
Monthly Dividends
The table displays the monthly dividend distributions for Aviva plc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | £0.00 | £0.00 | £0.00 | £0.24 | £0.00 | £0.24 | |||||||
| 2024 | £0.00 | £0.00 | £0.00 | £0.22 | £0.00 | £0.00 | £0.00 | £0.00 | £0.12 | £0.00 | £0.00 | £0.00 | £0.34 |
| 2023 | £0.00 | £0.00 | £0.21 | £0.00 | £0.00 | £0.00 | £0.00 | £0.11 | £0.00 | £0.00 | £0.00 | £0.00 | £0.32 |
| 2022 | £0.00 | £0.00 | £0.00 | £0.19 | £1.02 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.00 | £0.00 | £1.31 |
| 2021 | £0.00 | £0.00 | £0.00 | £0.18 | £0.00 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.00 | £0.00 | £0.28 |
| 2020 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.08 | £0.00 | £0.00 | £0.00 | £0.09 | £0.17 |
| 2019 | £0.00 | £0.00 | £0.00 | £0.27 | £0.00 | £0.00 | £0.00 | £0.13 | £0.00 | £0.00 | £0.00 | £0.00 | £0.40 |
| 2018 | £0.00 | £0.00 | £0.00 | £0.25 | £0.00 | £0.00 | £0.00 | £0.12 | £0.00 | £0.00 | £0.00 | £0.00 | £0.37 |
| 2017 | £0.00 | £0.00 | £0.00 | £0.21 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.11 | £0.00 | £0.00 | £0.32 |
| 2016 | £0.00 | £0.00 | £0.00 | £0.18 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.28 |
| 2015 | £0.00 | £0.00 | £0.00 | £0.16 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.09 | £0.00 | £0.00 | £0.25 |
| 2014 | £0.12 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.08 | £0.00 | £0.00 | £0.20 |
Dividend Yield & Payout
Dividend Yield
Aviva plc has a dividend yield of 5.85%, which means its dividend payment is significantly above the market average.
Payout Ratio
Aviva plc has a payout ratio of 146.78%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Aviva plc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Aviva plc was 57.98%, occurring on Mar 23, 2020. Recovery took 510 trading sessions.
The current Aviva plc drawdown is 1.61%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -57.98% | May 22, 2018 | 467 | Mar 23, 2020 | 510 | Mar 29, 2022 | 977 |
| -40.17% | Mar 10, 2011 | 310 | Jun 1, 2012 | 299 | Aug 8, 2013 | 609 |
| -35.42% | Apr 14, 2015 | 305 | Jun 27, 2016 | 179 | Mar 9, 2017 | 484 |
| -30.67% | Oct 22, 2009 | 148 | May 25, 2010 | 116 | Nov 5, 2010 | 264 |
| -19.33% | Apr 21, 2022 | 51 | Jul 5, 2022 | 353 | Nov 27, 2023 | 404 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Aviva plc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Aviva plc, comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -29.7%.
Valuation
The Valuation section provides an overview of how Aviva plc is priced in the market compared to other companies in the Insurance - Diversified industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for AV.L, comparing it with other companies in the Insurance - Diversified industry. Currently, AV.L has a P/E ratio of 26.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for AV.L compared to other companies in the Insurance - Diversified industry. AV.L currently has a PEG ratio of 0.6. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for AV.L relative to other companies in the Insurance - Diversified industry. Currently, AV.L has a P/S ratio of 0.7. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for AV.L in comparison with other companies in the Insurance - Diversified industry. Currently, AV.L has a P/B value of 2.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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