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Postal Savings Bank of China (1658.HK)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

CNE1000029W3

Highlights

Market Cap

HK$543.79B

EPS (TTM)

HK$0.89

PE Ratio

5.56

PEG Ratio

2.11

Total Revenue (TTM)

HK$28.34B

Year Range

HK$3.66 - HK$5.23

Target Price

HK$5.40

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

Postal Savings Bank of China (1658.HK) returned 7.06% year-to-date (YTD) and 21.35% over the past 12 months.


1658.HK

YTD

7.06%

1M

7.06%

6M

11.01%

1Y

21.35%

5Y*

7.99%

10Y*

N/A

^GSPC (Benchmark)

YTD

-3.77%

1M

7.44%

6M

-5.60%

1Y

8.37%

5Y*

14.12%

10Y*

10.46%

*Annualized

Monthly Returns

The table below presents the monthly returns of 1658.HK, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20251.09%6.48%-2.43%1.94%0.00%7.06%
20240.54%10.13%-0.97%0.00%7.82%3.85%-2.63%0.24%10.98%-3.87%-1.34%7.68%35.83%
20239.90%-11.63%-1.06%9.44%-3.53%-2.03%5.21%-19.04%2.33%-9.85%-2.80%7.49%-18.41%
202218.10%-0.77%-0.94%-5.51%-2.83%6.86%-12.35%-9.44%-1.49%-21.38%28.57%3.63%-6.71%
202127.06%4.15%0.70%-12.91%10.47%-6.44%0.96%11.75%-4.10%5.20%-6.54%3.40%31.96%
2020-8.49%1.44%-4.06%-1.49%6.02%-5.40%-4.05%-14.05%-11.44%16.92%15.26%-0.46%-13.78%
20196.54%6.82%-4.47%6.24%-1.68%3.80%-1.51%3.28%1.27%5.23%0.99%4.33%34.64%
201828.82%-7.27%1.65%9.94%-3.13%-2.67%6.68%-12.17%6.71%-5.07%1.07%-12.68%5.42%
20178.83%4.38%1.05%5.20%-7.12%-2.43%1.33%3.51%-4.87%4.90%-6.79%-7.52%-1.26%
20160.00%-11.95%3.57%-3.68%-12.16%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 82, 1658.HK is among the top 18% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of 1658.HK is 8282
Overall Rank
The Sharpe Ratio Rank of 1658.HK is 8484
Sharpe Ratio Rank
The Sortino Ratio Rank of 1658.HK is 8282
Sortino Ratio Rank
The Omega Ratio Rank of 1658.HK is 8080
Omega Ratio Rank
The Calmar Ratio Rank of 1658.HK is 8383
Calmar Ratio Rank
The Martin Ratio Rank of 1658.HK is 8383
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Postal Savings Bank of China (1658.HK) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Postal Savings Bank of China Sharpe ratios as of May 11, 2025 (values are recalculated daily):

  • 1-Year: 1.02
  • 5-Year: 0.26
  • All Time: 0.19

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Postal Savings Bank of China compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

Postal Savings Bank of China provided a 11.89% dividend yield over the last twelve months, with an annual payout of HK$0.57 per share.


2.00%4.00%6.00%8.00%10.00%HK$0.00HK$0.10HK$0.20HK$0.30HK$0.4020172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017
DividendHK$0.57HK$0.45HK$0.28HK$0.29HK$0.25HK$0.23HK$0.22HK$0.18HK$0.08

Dividend yield

11.89%9.73%7.50%5.98%4.58%5.24%4.15%4.24%2.08%

Monthly Dividends

The table displays the monthly dividend distributions for Postal Savings Bank of China. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025HK$0.00HK$0.00HK$0.00HK$0.12HK$0.00HK$0.12
2024HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.29HK$0.00HK$0.00HK$0.00HK$0.00HK$0.16HK$0.45
2023HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.28HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.28
2022HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.29HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.29
2021HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.25HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.25
2020HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.23HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.23
2019HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.22HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.22
2018HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.18HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.18
2017HK$0.08HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.00HK$0.08

Dividend Yield & Payout


Dividend Yield

Postal Savings Bank of China has a dividend yield of 11.89%, which means its dividend payment is significantly above the market average.

Payout Ratio

Postal Savings Bank of China has a payout ratio of 63.74%, which is quite average when compared to the overall market. This suggests that Postal Savings Bank of China strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Postal Savings Bank of China. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Postal Savings Bank of China was 44.10%, occurring on Jan 22, 2024. The portfolio has not yet recovered.

The current Postal Savings Bank of China drawdown is 10.03%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-44.1%Feb 14, 2022478Jan 22, 2024
-40.11%Dec 23, 2019187Sep 23, 202076Jan 15, 2021263
-23.43%Jun 8, 2018140Dec 31, 2018209Nov 6, 2019349
-19.89%Feb 26, 202193Jul 14, 2021122Jan 7, 2022215
-19.59%Apr 27, 2017162Dec 15, 201728Jan 29, 2018190

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Postal Savings Bank of China over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Postal Savings Bank of China, comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -9.1%.


0.000.050.100.150.200.250.300.3520212022202320242025
0.27
0.11
Actual
Estimate

Valuation

The Valuation section provides an overview of how Postal Savings Bank of China is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for 1658.HK, comparing it with other companies in the Banks - Regional industry. Currently, 1658.HK has a P/E ratio of 5.6. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for 1658.HK compared to other companies in the Banks - Regional industry. 1658.HK currently has a PEG ratio of 2.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for 1658.HK relative to other companies in the Banks - Regional industry. Currently, 1658.HK has a P/S ratio of 1.7. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for 1658.HK in comparison with other companies in the Banks - Regional industry. Currently, 1658.HK has a P/B value of 0.4. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items