Gold + Cash + Tech
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BIL SPDR Barclays 1-3 Month T-Bill ETF | Government Bonds | 33% |
FTEC Fidelity MSCI Information Technology Index ETF | Technology Equities | 34% |
SGOL Aberdeen Standard Physical Gold Shares ETF | Precious Metals, Gold | 33% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Gold + Cash + Tech, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Oct 24, 2013, corresponding to the inception date of FTEC
Returns By Period
As of Apr 21, 2025, the Gold + Cash + Tech returned 2.16% Year-To-Date and 10.67% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.79% | -9.92% | 6.35% | 14.12% | 9.63% |
| Gold + Cash + Tech | -9.25% | -5.27% | -7.64% | 11.85% | 15.22% | 12.46% |
| Portfolio components: | ||||||
SGOL Aberdeen Standard Physical Gold Shares ETF | 26.47% | 9.96% | 22.03% | 38.76% | 14.37% | 10.52% |
FTEC Fidelity MSCI Information Technology Index ETF | -18.62% | -10.41% | -16.06% | 5.98% | 18.99% | 17.59% |
BIL SPDR Barclays 1-3 Month T-Bill ETF | 1.25% | 0.32% | 2.18% | 4.83% | 2.52% | 1.75% |
Monthly Returns
The table below presents the monthly returns of Gold + Cash + Tech, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.57% | -1.82% | -4.90% | -3.36% | -9.25% | ||||||||
| 2024 | 1.36% | 3.58% | 2.48% | -3.54% | 5.94% | 5.97% | -0.20% | 1.04% | 2.71% | 0.15% | 4.57% | -0.26% | 26.06% |
| 2023 | 7.43% | -0.71% | 7.95% | 0.03% | 5.55% | 3.89% | 2.46% | -1.67% | -5.21% | 0.40% | 9.59% | 3.71% | 37.64% |
| 2022 | -5.91% | -2.02% | 2.48% | -8.55% | -1.68% | -6.60% | 8.21% | -4.31% | -8.38% | 4.50% | 5.08% | -4.66% | -21.21% |
| 2021 | -1.08% | -0.21% | 0.26% | 4.11% | 0.51% | 3.56% | 2.76% | 2.45% | -4.57% | 5.91% | 2.14% | 2.34% | 19.28% |
| 2020 | 3.16% | -4.44% | -5.66% | 9.53% | 5.10% | 4.80% | 6.02% | 6.80% | -4.01% | -2.81% | 6.51% | 5.11% | 32.68% |
| 2019 | 4.97% | 3.87% | 1.95% | 3.58% | -4.79% | 6.56% | 2.11% | 0.39% | 0.07% | 2.70% | 2.71% | 3.05% | 30.27% |
| 2018 | 4.64% | -0.28% | -1.69% | -0.07% | 3.45% | -0.93% | 0.71% | 3.74% | -0.26% | -4.62% | -0.85% | -3.64% | -0.23% |
| 2017 | 3.26% | 3.15% | 0.94% | 1.52% | 2.19% | -1.79% | 2.59% | 2.69% | -0.46% | 3.78% | 0.49% | 0.48% | 20.37% |
| 2016 | -1.24% | 2.46% | 3.37% | -0.63% | 0.49% | 1.27% | 3.88% | 0.01% | 1.34% | -1.13% | -1.97% | 0.14% | 8.10% |
| 2015 | 0.87% | 1.58% | -1.80% | 0.61% | 1.21% | -2.07% | -0.86% | -1.55% | -1.08% | 5.00% | -1.28% | -1.33% | -0.91% |
| 2014 | 0.18% | 3.70% | -1.04% | -0.20% | 0.34% | 3.03% | -0.90% | 1.74% | -2.33% | -0.11% | 1.83% | -0.10% | 6.15% |
Expense Ratio
Gold + Cash + Tech has an expense ratio of 0.13%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 89, Gold + Cash + Tech is among the top 11% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SGOL Aberdeen Standard Physical Gold Shares ETF | 2.38 | 3.15 | 1.41 | 4.76 | 12.84 |
FTEC Fidelity MSCI Information Technology Index ETF | 0.02 | 0.23 | 1.03 | 0.02 | 0.07 |
BIL SPDR Barclays 1-3 Month T-Bill ETF | 20.63 | 253.38 | 147.29 | 448.78 | 4,119.51 |
Dividends
Dividend yield
Gold + Cash + Tech provided a 1.78% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.78% | 1.83% | 1.89% | 0.76% | 0.21% | 0.38% | 1.03% | 0.96% | 0.55% | 0.45% | 0.43% | 0.37% |
| Portfolio components: | ||||||||||||
SGOL Aberdeen Standard Physical Gold Shares ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FTEC Fidelity MSCI Information Technology Index ETF | 0.60% | 0.49% | 0.77% | 0.93% | 0.63% | 0.83% | 1.03% | 1.20% | 0.96% | 1.25% | 1.27% | 1.09% |
BIL SPDR Barclays 1-3 Month T-Bill ETF | 4.77% | 5.03% | 4.92% | 1.35% | 0.00% | 0.30% | 2.05% | 1.66% | 0.68% | 0.07% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Gold + Cash + Tech. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Gold + Cash + Tech was 26.69%, occurring on Oct 14, 2022. Recovery took 185 trading sessions.
The current Gold + Cash + Tech drawdown is 3.00%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.69% | Dec 28, 2021 | 202 | Oct 14, 2022 | 185 | Jul 13, 2023 | 387 |
| -20.78% | Feb 20, 2020 | 22 | Mar 20, 2020 | 53 | Jun 5, 2020 | 75 |
| -19.22% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -12.89% | Aug 30, 2018 | 80 | Dec 24, 2018 | 55 | Mar 15, 2019 | 135 |
| -11.53% | Jul 17, 2024 | 16 | Aug 7, 2024 | 44 | Oct 9, 2024 | 60 |
Volatility
Volatility Chart
The current Gold + Cash + Tech volatility is 13.09%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| FTEC | SGOL | BIL | |
|---|---|---|---|
| FTEC | 1.00 | 0.00 | 0.01 |
| SGOL | 0.00 | 1.00 | 0.04 |
| BIL | 0.01 | 0.04 | 1.00 |