UOB - BAM 2025 Q1
Let's see how a robo app does in terms of asset allocation for 2025
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
AAXJ iShares MSCI All Country Asia ex-Japan ETF | Asia Pacific Equities | 7.90% |
BND Vanguard Total Bond Market ETF | Total Bond Market | 13% |
FDRXX Fidelity Government Cash Reserves | Money Market | 2.92% |
GOVT iShares U.S. Treasury Bond ETF | Government Bonds | 7.80% |
HYEM VanEck Vectors Emerging Markets High Yield Bond ETF | High Yield Bonds | 4.03% |
HYG iShares iBoxx $ High Yield Corporate Bond ETF | High Yield Bonds | 8.07% |
IEUR iShares Core MSCI Europe ETF | Europe Equities | 8.15% |
QQQ Invesco QQQ | Large Cap Blend Equities | 43.13% |
USRT iShares Core U.S. REIT ETF | REIT | 5% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in UOB - BAM 2025 Q1, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every month.
The earliest data available for this chart is Jun 12, 2014, corresponding to the inception date of IEUR
Returns By Period
As of Apr 21, 2025, the UOB - BAM 2025 Q1 returned -4.95% Year-To-Date and 8.74% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -12.30% | -8.99% | -11.89% | 3.84% | 13.06% | 9.34% |
| UOB - BAM 2025 Q1 | -6.27% | -5.75% | -6.07% | 7.07% | 9.39% | 8.52% |
| Portfolio components: | ||||||
QQQ Invesco QQQ | -15.15% | -9.79% | -12.31% | 5.09% | 16.05% | 15.43% |
IEUR iShares Core MSCI Europe ETF | 10.34% | -3.19% | 2.55% | 10.68% | 12.59% | 5.35% |
AAXJ iShares MSCI All Country Asia ex-Japan ETF | -2.23% | -6.86% | -8.13% | 9.73% | 4.17% | 2.07% |
USRT iShares Core U.S. REIT ETF | -5.58% | -4.79% | -9.94% | 11.40% | 9.30% | 4.82% |
HYG iShares iBoxx $ High Yield Corporate Bond ETF | -0.31% | -1.94% | 0.11% | 7.92% | 4.86% | 3.64% |
GOVT iShares U.S. Treasury Bond ETF | -0.28% | -0.59% | 0.86% | 5.73% | -2.21% | 0.68% |
HYEM VanEck Vectors Emerging Markets High Yield Bond ETF | -0.97% | -3.01% | -0.29% | 7.90% | 4.57% | 3.66% |
FDRXX Fidelity Government Cash Reserves | 0.65% | 0.00% | 1.78% | 4.35% | 2.32% | 1.28% |
BND Vanguard Total Bond Market ETF | 1.43% | -1.14% | 0.39% | 5.92% | -1.06% | 1.25% |
Monthly Returns
The table below presents the monthly returns of UOB - BAM 2025 Q1, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.69% | 0.07% | -3.50% | -4.54% | -6.27% | ||||||||
| 2024 | 0.16% | 2.68% | 1.51% | -3.03% | 4.21% | 3.14% | 0.65% | 1.64% | 2.41% | -1.85% | 2.57% | -0.72% | 13.95% |
| 2023 | 7.76% | -1.90% | 5.21% | 0.58% | 2.20% | 3.74% | 2.61% | -1.81% | -3.79% | -2.04% | 7.96% | 4.72% | 27.34% |
| 2022 | -5.23% | -3.33% | 1.27% | -8.24% | -0.54% | -6.37% | 7.12% | -4.14% | -8.22% | 2.18% | 6.76% | -4.67% | -22.30% |
| 2021 | 0.19% | 0.17% | 0.86% | 3.71% | 0.02% | 3.06% | 1.27% | 2.20% | -3.83% | 4.23% | 0.09% | 1.65% | 14.21% |
| 2020 | 1.09% | -3.46% | -7.90% | 8.84% | 4.05% | 3.90% | 5.13% | 5.29% | -3.06% | -1.84% | 7.98% | 3.32% | 24.30% |
| 2019 | 6.47% | 1.72% | 2.63% | 2.96% | -4.44% | 4.97% | 0.68% | -0.51% | 0.84% | 2.75% | 1.86% | 2.75% | 24.70% |
| 2018 | 4.35% | -2.22% | -1.39% | 0.16% | 2.51% | 0.18% | 1.83% | 2.35% | -0.32% | -5.60% | 0.64% | -4.63% | -2.58% |
| 2017 | 3.24% | 2.62% | 1.41% | 1.95% | 2.58% | -0.84% | 2.63% | 1.25% | 0.10% | 2.31% | 0.96% | 0.71% | 20.54% |
| 2016 | -4.00% | -0.68% | 5.37% | -0.96% | 1.93% | -0.07% | 4.30% | 0.55% | 1.41% | -1.69% | -0.91% | 1.14% | 6.18% |
| 2015 | 0.11% | 3.69% | -1.04% | 1.59% | 0.77% | -2.30% | 2.12% | -4.82% | -1.37% | 6.65% | -0.18% | -1.26% | 3.53% |
| 2014 | 1.23% | 0.17% | 2.93% | -1.81% | 1.84% | 2.33% | -1.74% | 4.94% |
Expense Ratio
UOB - BAM 2025 Q1 has an expense ratio of 0.23%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of UOB - BAM 2025 Q1 is 67, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
QQQ Invesco QQQ | 0.16 | 0.40 | 1.06 | 0.18 | 0.63 |
IEUR iShares Core MSCI Europe ETF | 0.53 | 0.86 | 1.11 | 0.67 | 1.78 |
AAXJ iShares MSCI All Country Asia ex-Japan ETF | 0.40 | 0.72 | 1.09 | 0.27 | 1.17 |
USRT iShares Core U.S. REIT ETF | 0.57 | 0.89 | 1.12 | 0.51 | 2.04 |
HYG iShares iBoxx $ High Yield Corporate Bond ETF | 1.30 | 1.91 | 1.27 | 1.61 | 8.78 |
GOVT iShares U.S. Treasury Bond ETF | 0.96 | 1.43 | 1.19 | 0.35 | 2.58 |
HYEM VanEck Vectors Emerging Markets High Yield Bond ETF | 1.06 | 1.49 | 1.22 | 1.09 | 8.14 |
FDRXX Fidelity Government Cash Reserves | 3.23 | — | — | — | — |
BND Vanguard Total Bond Market ETF | 1.12 | 1.63 | 1.19 | 0.44 | 2.87 |
Dividends
Dividend yield
UOB - BAM 2025 Q1 provided a 2.48% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.48% | 2.42% | 2.32% | 2.11% | 1.58% | 1.67% | 2.09% | 2.35% | 2.01% | 2.17% | 2.24% | 2.16% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ | 0.69% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% | 1.41% |
IEUR iShares Core MSCI Europe ETF | 3.21% | 3.54% | 3.17% | 3.05% | 2.87% | 2.13% | 3.26% | 3.76% | 2.64% | 3.19% | 2.79% | 0.64% |
AAXJ iShares MSCI All Country Asia ex-Japan ETF | 1.90% | 1.86% | 2.26% | 1.74% | 2.21% | 1.06% | 1.83% | 2.10% | 1.99% | 1.77% | 2.44% | 1.78% |
USRT iShares Core U.S. REIT ETF | 2.98% | 2.85% | 3.18% | 3.47% | 2.27% | 3.12% | 3.34% | 5.66% | 3.43% | 3.98% | 3.59% | 3.46% |
HYG iShares iBoxx $ High Yield Corporate Bond ETF | 5.98% | 6.01% | 5.74% | 5.30% | 4.02% | 4.88% | 4.99% | 5.54% | 5.12% | 5.27% | 5.90% | 5.69% |
GOVT iShares U.S. Treasury Bond ETF | 3.34% | 3.14% | 2.65% | 1.77% | 0.96% | 1.28% | 1.98% | 1.97% | 1.57% | 1.40% | 1.25% | 1.17% |
HYEM VanEck Vectors Emerging Markets High Yield Bond ETF | 6.66% | 6.34% | 6.27% | 6.47% | 5.33% | 5.56% | 6.14% | 5.71% | 5.86% | 6.25% | 7.64% | 6.77% |
FDRXX Fidelity Government Cash Reserves | 4.25% | 4.84% | 4.69% | 1.33% | 0.01% | 0.28% | 1.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BND Vanguard Total Bond Market ETF | 3.74% | 3.67% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the UOB - BAM 2025 Q1. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the UOB - BAM 2025 Q1 was 26.91%, occurring on Oct 14, 2022. Recovery took 334 trading sessions.
The current UOB - BAM 2025 Q1 drawdown is 8.66%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.91% | Dec 28, 2021 | 204 | Oct 14, 2022 | 334 | Feb 7, 2024 | 538 |
| -22.34% | Feb 20, 2020 | 23 | Mar 23, 2020 | 55 | Jun 8, 2020 | 78 |
| -13.36% | Aug 30, 2018 | 80 | Dec 24, 2018 | 59 | Mar 21, 2019 | 139 |
| -13.12% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -10.75% | Apr 27, 2015 | 202 | Feb 11, 2016 | 102 | Jul 8, 2016 | 304 |
Volatility
Volatility Chart
The current UOB - BAM 2025 Q1 volatility is 9.52%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| FDRXX | GOVT | BND | HYEM | USRT | AAXJ | QQQ | IEUR | HYG | |
|---|---|---|---|---|---|---|---|---|---|
| FDRXX | 1.00 | 0.03 | 0.02 | -0.02 | -0.03 | -0.04 | -0.03 | -0.04 | -0.04 |
| GOVT | 0.03 | 1.00 | 0.92 | 0.12 | 0.10 | -0.11 | -0.11 | -0.11 | 0.07 |
| BND | 0.02 | 0.92 | 1.00 | 0.20 | 0.20 | -0.01 | 0.01 | 0.01 | 0.22 |
| HYEM | -0.02 | 0.12 | 0.20 | 1.00 | 0.31 | 0.40 | 0.38 | 0.41 | 0.49 |
| USRT | -0.03 | 0.10 | 0.20 | 0.31 | 1.00 | 0.38 | 0.45 | 0.50 | 0.51 |
| AAXJ | -0.04 | -0.11 | -0.01 | 0.40 | 0.38 | 1.00 | 0.66 | 0.71 | 0.58 |
| QQQ | -0.03 | -0.11 | 0.01 | 0.38 | 0.45 | 0.66 | 1.00 | 0.65 | 0.65 |
| IEUR | -0.04 | -0.11 | 0.01 | 0.41 | 0.50 | 0.71 | 0.65 | 1.00 | 0.66 |
| HYG | -0.04 | 0.07 | 0.22 | 0.49 | 0.51 | 0.58 | 0.65 | 0.66 | 1.00 |