Roth IRA Option 3
$100 per 3 categories $142 per 1 category
Asset Allocation
Performance
The chart shows the growth of an initial investment of $10,000 in Roth IRA Option 3, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Sep 21, 2023, the Roth IRA Option 3 returned 21.35% Year-To-Date and 11.92% of annualized return in the last 10 years.
| 1 month | 6 months | Year-To-Date | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 0.33% | 11.48% | 14.66% | 16.16% | 8.51% | 9.99% |
| Roth IRA Option 3 | -0.62% | 12.31% | 21.35% | 25.16% | 11.72% | 12.00% |
| Portfolio components: | ||||||
FBGRX Fidelity Blue Chip Growth Fund | -1.17% | 18.62% | 37.13% | 26.55% | 13.77% | 15.57% |
FSHOX Fidelity Select Construction & Housing Portfolio | -2.32% | 14.69% | 15.12% | 24.23% | 15.56% | 14.12% |
FDLSX Fidelity Select Leisure Portfolio | -0.41% | 8.81% | 17.83% | 22.20% | 10.85% | 11.62% |
FSPSX Fidelity International Index Fund | 1.57% | 4.75% | 10.20% | 23.90% | 3.83% | 4.22% |
| Returns over 1 year are annualized | ||||||
Asset Correlations Table
| FSPSX | FSHOX | FDLSX | FBGRX | |
|---|---|---|---|---|
| FSPSX | 1.00 | 0.64 | 0.66 | 0.69 |
| FSHOX | 0.64 | 1.00 | 0.71 | 0.70 |
| FDLSX | 0.66 | 0.71 | 1.00 | 0.76 |
| FBGRX | 0.69 | 0.70 | 0.76 | 1.00 |
Dividend yield
Roth IRA Option 3 granted a 1.11% dividend yield in the last twelve months.
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Roth IRA Option 3 | 1.11% | 1.74% | 10.15% | 4.50% | 6.21% | 14.20% | 9.32% | 4.30% | 6.60% | 12.36% | 12.48% | 6.66% |
| Portfolio components: | ||||||||||||
FBGRX Fidelity Blue Chip Growth Fund | 0.70% | 0.57% | 8.83% | 7.05% | 4.37% | 7.76% | 5.55% | 5.48% | 7.14% | 9.04% | 12.35% | 3.91% |
FSHOX Fidelity Select Construction & Housing Portfolio | 0.69% | 0.80% | 5.49% | 5.06% | 9.08% | 19.52% | 19.46% | 5.90% | 5.59% | 20.64% | 17.29% | 3.60% |
FDLSX Fidelity Select Leisure Portfolio | 0.80% | 3.34% | 23.60% | 3.04% | 8.60% | 28.65% | 10.73% | 1.82% | 10.12% | 16.55% | 16.98% | 16.03% |
FSPSX Fidelity International Index Fund | 2.41% | 2.66% | 3.15% | 1.94% | 3.43% | 3.10% | 2.86% | 3.61% | 3.37% | 4.38% | 3.33% | 4.08% |
Expense Ratio
The Roth IRA Option 3 has a high expense ratio of 0.60%, indicating higher-than-average management fees. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Ulcer Index | |
|---|---|---|---|---|---|
FBGRX Fidelity Blue Chip Growth Fund | 0.93 | ||||
FSHOX Fidelity Select Construction & Housing Portfolio | 0.89 | ||||
FDLSX Fidelity Select Leisure Portfolio | 0.94 | ||||
FSPSX Fidelity International Index Fund | 1.21 |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Roth IRA Option 3. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Roth IRA Option 3 is 37.83%, recorded on Mar 18, 2020. It took 96 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -37.83% | Feb 20, 2020 | 20 | Mar 18, 2020 | 96 | Aug 4, 2020 | 116 |
| -30.93% | Jan 4, 2022 | 197 | Oct 14, 2022 | — | — | — |
| -19.15% | Jan 29, 2018 | 229 | Dec 24, 2018 | 68 | Apr 3, 2019 | 297 |
| -18.37% | Aug 6, 2015 | 131 | Feb 11, 2016 | 212 | Dec 13, 2016 | 343 |
| -12.53% | Mar 27, 2012 | 48 | Jun 4, 2012 | 70 | Sep 13, 2012 | 118 |
Volatility Chart
The current Roth IRA Option 3 volatility is 3.71%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.