Denise Oldfield
Aggressive/Conservative portfolio- this portfolio is designed to reflect an ever changing investment environment. It allows the investor to take advantage of the log term growth of different sectors of economy while also pivoting to the short term bond- interest yielding assets for stability. Pros- -unlimited growth potential -nimble in taking advantage of the business cycle Cons- - Unlimited loss potential -No downside protection from year to year.
Asset Allocation
Performance
Performance Chart
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The earliest data available for this chart is Feb 7, 2019, corresponding to the inception date of VTWAX
Returns By Period
Monthly Returns
The table below presents the monthly returns of Denise Oldfield, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.95% | -1.39% | -4.79% | 0.16% | 6.45% | 3.05% | |||||||
| 2024 | 0.42% | 4.40% | 2.90% | -4.25% | 4.25% | 2.07% | 2.45% | 1.99% | 1.77% | -0.76% | 6.45% | -3.26% | 19.46% |
| 2023 | 7.51% | -2.02% | 1.64% | 0.66% | 0.12% | 5.95% | 3.31% | -2.29% | -4.42% | -2.82% | 9.26% | 5.55% | 23.64% |
| 2022 | -5.53% | -2.08% | 1.60% | -8.38% | 0.05% | -7.95% | 8.69% | -3.61% | -8.81% | 6.87% | 5.61% | -5.27% | -18.98% |
| 2021 | -0.44% | 3.54% | 2.46% | 4.52% | 0.67% | 2.00% | 1.28% | 2.68% | -3.67% | 5.67% | -1.60% | 2.98% | 21.60% |
| 2020 | 0.13% | -6.97% | -13.08% | 11.29% | 5.36% | 2.65% | 4.71% | 5.54% | -2.98% | -1.42% | 11.42% | 4.58% | 20.03% |
| 2019 | 3.06% | 1.17% | 4.06% | -5.67% | 6.21% | 1.33% | -1.93% | 1.64% | 2.00% | 3.35% | 2.57% | 18.70% |
Expense Ratio
Denise Oldfield has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Denise Oldfield is 52, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTWAX Vanguard Total World Stock Index Fund Admiral Shares | 0.70 | 1.11 | 1.16 | 0.76 | 3.31 |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 0.66 | 1.05 | 1.14 | 0.85 | 2.49 |
FXAIX Fidelity 500 Index Fund | 0.73 | 1.15 | 1.17 | 0.78 | 3.00 |
VIGAX Vanguard Growth Index Fund Admiral Shares | 0.71 | 1.17 | 1.17 | 0.81 | 2.76 |
VITAX Vanguard Information Technology Index Fund Admiral Shares | 0.47 | 0.90 | 1.12 | 0.56 | 1.83 |
VFAIX Vanguard Financials Index Fund Admiral Shares | 1.14 | 1.61 | 1.24 | 1.36 | 5.01 |
VMGMX Vanguard Mid-Cap Growth Index Fund Admiral Shares | 0.73 | 1.19 | 1.17 | 0.78 | 2.76 |
VBITX Vanguard Short-Term Bond Index Fund Institutional Shares | 2.23 | 3.60 | 1.47 | 2.12 | 8.72 |
VMVAX Vanguard Mid-Cap Value Index Fund Admiral Shares | 0.50 | 0.80 | 1.11 | 0.45 | 1.44 |
VSGAX Vanguard Small-Cap Growth Index Fund Admiral Shares | 0.23 | 0.55 | 1.07 | 0.24 | 0.72 |
VSIAX Vanguard Small-Cap Value Index Fund Admiral Shares | 0.20 | 0.44 | 1.06 | 0.18 | 0.54 |
VSIGX Vanguard Intermediate-Term Treasury Index Fund Admiral Shares | 1.26 | 1.82 | 1.21 | 0.42 | 2.77 |
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Dividends
Dividend yield
Denise Oldfield provided a 1.68% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.68% | 1.62% | 1.62% | 1.59% | 1.30% | 1.48% | 1.76% | 1.79% | 1.42% | 1.57% | 1.70% | 1.67% |
| Portfolio components: | ||||||||||||
VTWAX Vanguard Total World Stock Index Fund Admiral Shares | 1.80% | 1.93% | 2.06% | 2.16% | 1.79% | 1.64% | 2.29% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 2.82% | 3.33% | 3.14% | 2.89% | 3.14% | 2.02% | 3.03% | 3.34% | 2.78% | 3.06% | 2.91% | 3.70% |
FXAIX Fidelity 500 Index Fund | 1.54% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 1.95% | 2.07% | 1.81% | 2.01% | 2.56% | 2.63% |
VIGAX Vanguard Growth Index Fund Admiral Shares | 0.46% | 0.46% | 0.57% | 0.69% | 0.47% | 0.66% | 0.94% | 1.31% | 1.14% | 1.39% | 1.31% | 1.21% |
VITAX Vanguard Information Technology Index Fund Admiral Shares | 0.52% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.30% | 0.99% | 1.31% | 1.28% | 1.12% |
VFAIX Vanguard Financials Index Fund Admiral Shares | 1.76% | 1.75% | 2.08% | 2.30% | 1.87% | 2.22% | 2.17% | 2.30% | 1.54% | 1.64% | 2.00% | 1.86% |
VMGMX Vanguard Mid-Cap Growth Index Fund Admiral Shares | 0.64% | 0.67% | 0.71% | 0.78% | 0.34% | 0.56% | 0.78% | 0.84% | 0.72% | 0.81% | 0.82% | 0.79% |
VBITX Vanguard Short-Term Bond Index Fund Institutional Shares | 3.57% | 3.38% | 2.43% | 1.48% | 1.47% | 1.80% | 2.26% | 2.03% | 1.55% | 1.52% | 1.33% | 1.27% |
VMVAX Vanguard Mid-Cap Value Index Fund Admiral Shares | 2.28% | 2.11% | 2.27% | 2.27% | 1.78% | 2.36% | 2.05% | 2.75% | 1.86% | 1.91% | 2.04% | 1.67% |
VSGAX Vanguard Small-Cap Growth Index Fund Admiral Shares | 0.56% | 0.54% | 0.68% | 0.55% | 0.36% | 0.44% | 0.57% | 0.79% | 0.81% | 1.08% | 0.98% | 1.01% |
VSIAX Vanguard Small-Cap Value Index Fund Admiral Shares | 2.18% | 1.98% | 2.12% | 2.03% | 1.75% | 1.68% | 2.06% | 2.35% | 1.79% | 1.77% | 1.99% | 1.77% |
VSIGX Vanguard Intermediate-Term Treasury Index Fund Admiral Shares | 3.72% | 3.64% | 2.70% | 1.71% | 1.66% | 2.21% | 2.21% | 2.05% | 1.67% | 1.69% | 1.70% | 1.56% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Denise Oldfield. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Denise Oldfield was 31.46%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
The current Denise Oldfield drawdown is 1.44%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -31.46% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -25.18% | Nov 9, 2021 | 235 | Oct 14, 2022 | 317 | Jan 22, 2024 | 552 |
| -16.92% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -8.05% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
| -7.54% | Jul 17, 2024 | 14 | Aug 5, 2024 | 19 | Aug 30, 2024 | 33 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 12 assets, with an effective number of assets of 9.80, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| ^GSPC | VBITX | VSIGX | VFAIX | VTMGX | VITAX | VMVAX | VSIAX | VIGAX | VSGAX | VMGMX | FXAIX | VTWAX | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | -0.01 | -0.06 | 0.76 | 0.80 | 0.91 | 0.81 | 0.80 | 0.94 | 0.85 | 0.90 | 1.00 | 0.96 | 0.98 |
| VBITX | -0.01 | 1.00 | 0.86 | -0.09 | 0.06 | -0.00 | -0.01 | -0.03 | 0.01 | 0.03 | 0.04 | -0.01 | 0.01 | 0.02 |
| VSIGX | -0.06 | 0.86 | 1.00 | -0.17 | 0.01 | -0.04 | -0.08 | -0.10 | -0.02 | -0.02 | 0.00 | -0.06 | -0.04 | -0.04 |
| VFAIX | 0.76 | -0.09 | -0.17 | 1.00 | 0.71 | 0.56 | 0.90 | 0.89 | 0.58 | 0.71 | 0.67 | 0.76 | 0.78 | 0.81 |
| VTMGX | 0.80 | 0.06 | 0.01 | 0.71 | 1.00 | 0.69 | 0.76 | 0.75 | 0.71 | 0.74 | 0.75 | 0.80 | 0.91 | 0.84 |
| VITAX | 0.91 | -0.00 | -0.04 | 0.56 | 0.69 | 1.00 | 0.61 | 0.62 | 0.97 | 0.81 | 0.88 | 0.91 | 0.87 | 0.90 |
| VMVAX | 0.81 | -0.01 | -0.08 | 0.90 | 0.76 | 0.61 | 1.00 | 0.96 | 0.63 | 0.78 | 0.75 | 0.82 | 0.84 | 0.86 |
| VSIAX | 0.80 | -0.03 | -0.10 | 0.89 | 0.75 | 0.62 | 0.96 | 1.00 | 0.64 | 0.84 | 0.77 | 0.80 | 0.83 | 0.86 |
| VIGAX | 0.94 | 0.01 | -0.02 | 0.58 | 0.71 | 0.97 | 0.63 | 0.64 | 1.00 | 0.83 | 0.90 | 0.94 | 0.89 | 0.91 |
| VSGAX | 0.85 | 0.03 | -0.02 | 0.71 | 0.74 | 0.81 | 0.78 | 0.84 | 0.83 | 1.00 | 0.95 | 0.86 | 0.88 | 0.92 |
| VMGMX | 0.90 | 0.04 | 0.00 | 0.67 | 0.75 | 0.88 | 0.75 | 0.77 | 0.90 | 0.95 | 1.00 | 0.90 | 0.90 | 0.94 |
| FXAIX | 1.00 | -0.01 | -0.06 | 0.76 | 0.80 | 0.91 | 0.82 | 0.80 | 0.94 | 0.86 | 0.90 | 1.00 | 0.96 | 0.98 |
| VTWAX | 0.96 | 0.01 | -0.04 | 0.78 | 0.91 | 0.87 | 0.84 | 0.83 | 0.89 | 0.88 | 0.90 | 0.96 | 1.00 | 0.98 |
| Portfolio | 0.98 | 0.02 | -0.04 | 0.81 | 0.84 | 0.90 | 0.86 | 0.86 | 0.91 | 0.92 | 0.94 | 0.98 | 0.98 | 1.00 |