Susana Apaez
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
AIVSX American Funds Investment Company of America Class A | Large Cap Blend Equities | 43.40% |
TRRDX T. Rowe Price Retirement 2040 Fund | Target Retirement Date | 56.60% |
Performance
Performance Chart
Loading data...
The earliest data available for this chart is Nov 4, 2002, corresponding to the inception date of TRRDX
Returns By Period
As of May 21, 2025, the Susana Apaez returned 4.57% Year-To-Date and 7.15% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.00% | 12.45% | 0.40% | 11.91% | 15.04% | 10.82% |
| Susana Apaez | 4.57% | 10.87% | 3.57% | 11.28% | 11.21% | 7.15% |
| Portfolio components: | ||||||
TRRDX T. Rowe Price Retirement 2040 Fund | 4.91% | 9.04% | 2.53% | 7.97% | 6.78% | 3.62% |
AIVSX American Funds Investment Company of America Class A | 4.07% | 13.26% | 4.81% | 15.55% | 17.04% | 11.77% |
Monthly Returns
The table below presents the monthly returns of Susana Apaez, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.85% | -0.98% | -3.79% | -0.16% | 5.87% | 4.57% | |||||||
| 2024 | 0.55% | 4.67% | 3.44% | -3.36% | 3.79% | 2.04% | 2.09% | 2.12% | 1.91% | -1.51% | 4.11% | -3.05% | 17.69% |
| 2023 | 6.25% | -2.56% | 2.56% | 1.67% | -0.29% | 5.48% | 3.50% | -2.10% | -4.07% | -2.10% | 8.47% | 2.96% | 20.67% |
| 2022 | -5.03% | -2.51% | 1.73% | -8.15% | 0.73% | -7.94% | 6.23% | -3.31% | -8.52% | 6.57% | 6.88% | -7.48% | -20.57% |
| 2021 | -0.42% | 3.37% | 3.10% | 4.02% | 1.23% | 1.14% | 0.97% | 2.59% | -3.66% | 5.15% | -2.46% | -0.10% | 15.56% |
| 2020 | -0.88% | -6.77% | -12.68% | 11.10% | 4.82% | 2.51% | 4.54% | 5.41% | -2.96% | -1.82% | 10.92% | 1.49% | 13.84% |
| 2019 | 7.09% | 2.34% | 1.91% | 3.08% | -5.65% | 5.93% | 0.61% | -1.52% | 1.07% | 1.61% | 3.21% | 0.69% | 21.67% |
| 2018 | 5.25% | -3.49% | -1.90% | 0.57% | 1.00% | 0.37% | 2.42% | 0.61% | 0.52% | -6.74% | 1.76% | -10.78% | -10.90% |
| 2017 | 2.77% | 2.58% | 0.90% | 1.43% | 1.66% | 0.58% | 2.12% | 0.00% | 2.21% | 1.86% | 2.05% | -0.32% | 19.30% |
| 2016 | -4.83% | -0.17% | 6.74% | 1.50% | 0.73% | 0.16% | 3.76% | 0.30% | 0.71% | -1.87% | 2.24% | -0.51% | 8.63% |
| 2015 | -1.35% | 4.99% | -1.14% | 1.80% | 0.69% | -2.09% | 1.39% | -5.94% | -3.46% | 7.60% | -0.32% | -4.32% | -2.91% |
| 2014 | -2.66% | 4.61% | -0.05% | 0.44% | 2.70% | 1.93% | -1.52% | 3.26% | -2.27% | 2.25% | 1.63% | -0.15% | 10.35% |
Expense Ratio
Susana Apaez has an expense ratio of 0.59%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Susana Apaez is 46, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
TRRDX T. Rowe Price Retirement 2040 Fund | 0.54 | 0.88 | 1.13 | 0.42 | 2.50 |
AIVSX American Funds Investment Company of America Class A | 0.84 | 1.30 | 1.19 | 0.91 | 3.57 |
Loading data...
Dividends
Dividend yield
Susana Apaez provided a 1.67% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.67% | 1.74% | 3.79% | 5.70% | 5.00% | 3.41% | 4.29% | 6.32% | 2.97% | 3.50% | 4.74% | 8.08% |
| Portfolio components: | ||||||||||||
TRRDX T. Rowe Price Retirement 2040 Fund | 2.15% | 2.26% | 5.60% | 8.92% | 7.92% | 4.96% | 6.10% | 9.51% | 3.96% | 4.74% | 6.02% | 5.27% |
AIVSX American Funds Investment Company of America Class A | 1.04% | 1.07% | 1.44% | 1.50% | 1.20% | 1.40% | 1.93% | 2.17% | 1.68% | 1.89% | 3.08% | 11.76% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading data...
Worst Drawdowns
The table below displays the maximum drawdowns of the Susana Apaez. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Susana Apaez was 53.85%, occurring on Mar 9, 2009. Recovery took 952 trading sessions.
The current Susana Apaez drawdown is 0.67%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -53.85% | Oct 15, 2007 | 351 | Mar 9, 2009 | 952 | Dec 18, 2012 | 1303 |
| -31.3% | Feb 13, 2020 | 27 | Mar 23, 2020 | 99 | Aug 12, 2020 | 126 |
| -28.18% | Nov 17, 2021 | 219 | Sep 30, 2022 | 407 | May 15, 2024 | 626 |
| -20.73% | Jan 29, 2018 | 229 | Dec 24, 2018 | 228 | Nov 19, 2019 | 457 |
| -17.85% | May 22, 2015 | 183 | Feb 11, 2016 | 200 | Nov 25, 2016 | 383 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading data...
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.97, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | TRRDX | AIVSX | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | 0.95 | 0.97 | 0.97 |
| TRRDX | 0.95 | 1.00 | 0.94 | 0.98 |
| AIVSX | 0.97 | 0.94 | 1.00 | 0.98 |
| Portfolio | 0.97 | 0.98 | 0.98 | 1.00 |