Emily Yuan Roth IRA
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FSMDX Fidelity Mid Cap Index Fund | Mid Cap Blend Equities | 6.58% |
FSPGX Fidelity Large Cap Growth Index Fund | Large Cap Growth Equities | 15.67% |
FSPSX Fidelity International Index Fund | Large Cap Blend Equities, Foreign Large Cap Equities | 6.30% |
FTEC Fidelity MSCI Information Technology Index ETF | Technology Equities | 28.12% |
FXAIX Fidelity 500 Index Fund | Large Cap Blend Equities | 34.37% |
FZROX Fidelity ZERO Total Market Index Fund | Large Cap Blend Equities | 5.45% |
USD=X USD Cash | 3.51% |
Performance
Performance Chart
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The earliest data available for this chart is Aug 3, 2018, corresponding to the inception date of FZROX
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.00% | 12.45% | 0.40% | 11.91% | 15.04% | 10.82% |
| Emily Yuan Roth IRA | 1.90% | 15.24% | 2.18% | 14.08% | 17.15% | N/A |
| Portfolio components: | ||||||
FSPSX Fidelity International Index Fund | 16.51% | 8.61% | 15.25% | 11.38% | 12.36% | 5.83% |
FXAIX Fidelity 500 Index Fund | 2.20% | 13.03% | 1.76% | 14.17% | 16.95% | 12.69% |
FZROX Fidelity ZERO Total Market Index Fund | 1.13% | 12.81% | 0.39% | 12.72% | 16.29% | N/A |
FSMDX Fidelity Mid Cap Index Fund | 2.93% | 12.75% | -1.62% | 9.14% | 13.04% | 8.15% |
FTEC Fidelity MSCI Information Technology Index ETF | -1.20% | 21.40% | 0.41% | 14.41% | 20.21% | 19.63% |
FSPGX Fidelity Large Cap Growth Index Fund | 0.23% | 17.51% | 2.38% | 17.31% | 18.39% | N/A |
USD=X USD Cash | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Monthly Returns
The table below presents the monthly returns of Emily Yuan Roth IRA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.81% | -1.94% | -6.40% | 0.66% | 8.34% | 1.90% | |||||||
| 2024 | 1.52% | 5.09% | 2.47% | -4.44% | 5.62% | 4.62% | 0.33% | 1.87% | 2.18% | -1.02% | 5.97% | -1.56% | 24.49% |
| 2023 | 7.66% | -1.36% | 5.37% | 0.80% | 2.85% | 6.25% | 3.07% | -1.86% | -5.10% | -1.97% | 10.31% | 4.76% | 34.02% |
| 2022 | -6.37% | -3.26% | 3.13% | -9.61% | -0.62% | -8.42% | 10.30% | -4.50% | -9.74% | 7.19% | 5.69% | -6.19% | -22.35% |
| 2021 | -0.77% | 2.04% | 2.53% | 5.16% | -0.03% | 3.98% | 2.48% | 3.06% | -4.83% | 7.00% | 0.19% | 3.20% | 26.19% |
| 2020 | 1.15% | -7.41% | -11.38% | 12.74% | 5.99% | 3.81% | 5.68% | 8.23% | -3.95% | -2.98% | 11.34% | 4.48% | 27.64% |
| 2019 | 8.04% | 4.38% | 2.44% | 4.52% | -6.75% | 7.13% | 1.91% | -1.72% | 1.44% | 2.64% | 4.07% | 3.04% | 34.91% |
| 2018 | 2.96% | 0.23% | -7.65% | 0.66% | -8.54% | -12.27% |
Expense Ratio
Emily Yuan Roth IRA has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Emily Yuan Roth IRA is 40, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FSPSX Fidelity International Index Fund | 0.67 | 1.11 | 1.16 | 0.89 | 2.51 |
FXAIX Fidelity 500 Index Fund | 0.71 | 1.18 | 1.18 | 0.80 | 3.02 |
FZROX Fidelity ZERO Total Market Index Fund | 0.63 | 1.09 | 1.16 | 0.70 | 2.62 |
FSMDX Fidelity Mid Cap Index Fund | 0.46 | 0.94 | 1.13 | 0.51 | 1.66 |
FTEC Fidelity MSCI Information Technology Index ETF | 0.47 | 0.91 | 1.13 | 0.57 | 1.83 |
FSPGX Fidelity Large Cap Growth Index Fund | 0.67 | 1.15 | 1.17 | 0.78 | 2.55 |
USD=X USD Cash | — | — | — | — | — |
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Dividends
Dividend yield
Emily Yuan Roth IRA provided a 1.02% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.02% | 0.97% | 1.17% | 1.34% | 1.27% | 1.33% | 1.50% | 1.61% | 1.33% | 1.37% | 1.56% | 1.69% |
| Portfolio components: | ||||||||||||
FSPSX Fidelity International Index Fund | 2.49% | 3.27% | 2.79% | 2.66% | 3.07% | 1.84% | 3.18% | 2.79% | 2.50% | 3.08% | 2.79% | 3.53% |
FXAIX Fidelity 500 Index Fund | 1.54% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 1.95% | 2.07% | 1.81% | 2.01% | 2.56% | 2.63% |
FZROX Fidelity ZERO Total Market Index Fund | 1.15% | 1.16% | 1.36% | 1.57% | 1.08% | 1.27% | 1.45% | 0.63% | 0.00% | 0.00% | 0.00% | 0.00% |
FSMDX Fidelity Mid Cap Index Fund | 1.14% | 1.17% | 1.39% | 1.59% | 1.10% | 1.37% | 1.42% | 1.85% | 1.32% | 1.35% | 2.29% | 3.82% |
FTEC Fidelity MSCI Information Technology Index ETF | 0.49% | 0.49% | 0.77% | 0.93% | 0.63% | 0.83% | 1.03% | 1.20% | 0.96% | 1.25% | 1.27% | 1.09% |
FSPGX Fidelity Large Cap Growth Index Fund | 0.37% | 0.37% | 0.73% | 0.86% | 2.22% | 1.76% | 1.04% | 1.47% | 1.22% | 0.29% | 0.00% | 0.00% |
USD=X USD Cash | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Emily Yuan Roth IRA. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Emily Yuan Roth IRA was 32.15%, occurring on Mar 23, 2020. Recovery took 85 trading sessions.
The current Emily Yuan Roth IRA drawdown is 2.26%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.15% | Feb 20, 2020 | 23 | Mar 23, 2020 | 85 | Jul 20, 2020 | 108 |
| -28.2% | Dec 28, 2021 | 209 | Oct 14, 2022 | 302 | Dec 12, 2023 | 511 |
| -20.52% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -20.27% | Oct 2, 2018 | 60 | Dec 24, 2018 | 74 | Apr 5, 2019 | 134 |
| -10.25% | Jul 17, 2024 | 14 | Aug 5, 2024 | 38 | Sep 26, 2024 | 52 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 7 assets, with an effective number of assets of 4.27, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | USD=X | FSPSX | FSMDX | FTEC | FSPGX | FXAIX | FZROX | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.00 | 0.76 | 0.91 | 0.91 | 0.94 | 1.00 | 0.99 | 0.98 |
| USD=X | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| FSPSX | 0.76 | 0.00 | 1.00 | 0.77 | 0.66 | 0.68 | 0.76 | 0.77 | 0.75 |
| FSMDX | 0.91 | 0.00 | 0.77 | 1.00 | 0.78 | 0.81 | 0.91 | 0.94 | 0.88 |
| FTEC | 0.91 | 0.00 | 0.66 | 0.78 | 1.00 | 0.97 | 0.90 | 0.90 | 0.97 |
| FSPGX | 0.94 | 0.00 | 0.68 | 0.81 | 0.97 | 1.00 | 0.94 | 0.93 | 0.98 |
| FXAIX | 1.00 | 0.00 | 0.76 | 0.91 | 0.90 | 0.94 | 1.00 | 0.99 | 0.98 |
| FZROX | 0.99 | 0.00 | 0.77 | 0.94 | 0.90 | 0.93 | 0.99 | 1.00 | 0.97 |
| Portfolio | 0.98 | 0.00 | 0.75 | 0.88 | 0.97 | 0.98 | 0.98 | 0.97 | 1.00 |