Two fund plus
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
ICSU.L iShares S&P 500 Consumer Staples Sector UCITS ETF | Consumer Staples Equities | 20% |
MVUS.L iShares Edge S&P 500 Minimum Volatility UCITS ETF | Large Cap Blend Equities | 60% |
XUCM.L Xtrackers MSCI USA Communication Services UCITS ETF 1D | Communications Equities | 20% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Two fund plus, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every year.
The earliest data available for this chart is Jan 28, 2021, corresponding to the inception date of XUCM.L
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.71% | -9.92% | 6.35% | 13.40% | 9.65% |
| Two fund plus | -1.99% | -2.98% | -2.73% | 13.11% | N/A | N/A |
| Portfolio components: | ||||||
XUCM.L Xtrackers MSCI USA Communication Services UCITS ETF 1D | -9.08% | -6.19% | -1.50% | 13.11% | N/A | N/A |
ICSU.L iShares S&P 500 Consumer Staples Sector UCITS ETF | 6.16% | 4.07% | 2.88% | 16.70% | 8.70% | N/A |
MVUS.L iShares Edge S&P 500 Minimum Volatility UCITS ETF | -2.33% | -4.29% | -5.37% | 11.42% | 9.75% | 11.15% |
Monthly Returns
The table below presents the monthly returns of Two fund plus, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.78% | -0.24% | -2.68% | -2.73% | -1.99% | ||||||||
| 2024 | 3.40% | 2.46% | 3.50% | -2.70% | 3.08% | 3.63% | 0.52% | 2.66% | 2.35% | 0.07% | 4.31% | -3.23% | 21.58% |
| 2023 | 3.45% | -3.43% | 4.45% | 3.24% | -1.46% | 4.10% | 2.38% | -1.43% | -4.02% | -2.04% | 6.99% | 3.79% | 16.44% |
| 2022 | -5.81% | -2.18% | 4.02% | -4.37% | -2.98% | -4.96% | 4.06% | -1.99% | -7.21% | 5.02% | 3.26% | -1.85% | -14.89% |
| 2021 | -1.97% | 0.90% | 5.55% | 4.18% | 1.00% | 1.39% | 2.97% | 2.16% | -4.37% | 3.95% | -0.48% | 5.40% | 22.16% |
Expense Ratio
Two fund plus has an expense ratio of 0.17%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 83, Two fund plus is among the top 17% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
XUCM.L Xtrackers MSCI USA Communication Services UCITS ETF 1D | 0.71 | 1.09 | 1.14 | 0.69 | 2.60 |
ICSU.L iShares S&P 500 Consumer Staples Sector UCITS ETF | 1.13 | 1.61 | 1.22 | 1.60 | 5.05 |
MVUS.L iShares Edge S&P 500 Minimum Volatility UCITS ETF | 0.79 | 1.15 | 1.17 | 0.89 | 4.25 |
Dividends
Dividend yield
Two fund plus provided a 0.18% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Portfolio | 0.18% | 0.13% | 0.12% | 0.11% |
| Portfolio components: | ||||
XUCM.L Xtrackers MSCI USA Communication Services UCITS ETF 1D | 0.89% | 0.63% | 0.58% | 0.53% |
ICSU.L iShares S&P 500 Consumer Staples Sector UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% |
MVUS.L iShares Edge S&P 500 Minimum Volatility UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Two fund plus. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Two fund plus was 22.18%, occurring on Oct 11, 2022. Recovery took 314 trading sessions.
The current Two fund plus drawdown is 7.11%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -22.18% | Dec 31, 2021 | 195 | Oct 11, 2022 | 314 | Jan 10, 2024 | 509 |
| -12.41% | Feb 18, 2025 | 37 | Apr 9, 2025 | — | — | — |
| -6.37% | Sep 7, 2021 | 20 | Oct 4, 2021 | 24 | Nov 5, 2021 | 44 |
| -5.58% | Dec 9, 2024 | 23 | Jan 13, 2025 | 18 | Feb 6, 2025 | 41 |
| -4.18% | Feb 16, 2021 | 14 | Mar 5, 2021 | 7 | Mar 16, 2021 | 21 |
Volatility
Volatility Chart
The current Two fund plus volatility is 9.32%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| XUCM.L | ICSU.L | MVUS.L | |
|---|---|---|---|
| XUCM.L | 1.00 | 0.23 | 0.58 |
| ICSU.L | 0.23 | 1.00 | 0.70 |
| MVUS.L | 0.58 | 0.70 | 1.00 |