Mutual Retirement Fund 2048
Retirement
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BRK-B Berkshire Hathaway Inc. | Financial Services | 25% |
MSFT Microsoft Corporation | Technology | 25% |
UNH UnitedHealth Group Incorporated | Healthcare | 25% |
V Visa Inc. | Financial Services | 25% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Mutual Retirement Fund 2048, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Mar 19, 2008, corresponding to the inception date of V
Returns By Period
As of Apr 21, 2025, the Mutual Retirement Fund 2048 returned -0.94% Year-To-Date and 19.44% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.79% | -9.92% | 6.35% | 14.12% | 9.63% |
| Mutual Retirement Fund 2048 | -3.53% | -5.54% | -3.58% | 5.59% | 16.24% | 18.58% |
| Portfolio components: | ||||||
MSFT Microsoft Corporation | -12.57% | -6.00% | -11.70% | -7.15% | 18.10% | 25.77% |
V Visa Inc. | 4.47% | -1.80% | 13.83% | 23.09% | 16.37% | 18.03% |
BRK-B Berkshire Hathaway Inc. | 14.32% | -0.71% | 11.49% | 27.93% | 23.18% | 13.83% |
UNH UnitedHealth Group Incorporated | -9.85% | -12.14% | -19.63% | -7.93% | 12.30% | 16.22% |
Monthly Returns
The table below presents the monthly returns of Mutual Retirement Fund 2048, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 4.68% | -1.35% | 0.00% | -6.58% | -3.53% | ||||||||
| 2024 | 3.04% | 2.00% | 0.46% | -4.65% | 3.63% | 1.89% | 2.46% | 2.71% | 0.32% | -1.15% | 7.24% | -5.46% | 12.47% |
| 2023 | 2.25% | -3.04% | 4.63% | 4.63% | -0.19% | 3.64% | 1.47% | -1.11% | -1.63% | 4.47% | 7.95% | -1.20% | 23.48% |
| 2022 | -2.42% | -2.10% | 4.85% | -4.74% | -1.50% | -3.55% | 7.51% | -5.63% | -7.35% | 9.52% | 3.94% | -4.09% | -6.98% |
| 2021 | -5.14% | 4.18% | 4.02% | 8.35% | 0.13% | 2.21% | 4.27% | -0.55% | -4.85% | 8.51% | -4.05% | 8.85% | 27.47% |
| 2020 | 2.05% | -7.05% | -6.85% | 12.71% | 5.59% | 1.15% | 0.88% | 8.91% | -4.22% | -5.58% | 11.56% | 3.97% | 22.57% |
| 2019 | 4.22% | 1.67% | 4.04% | 3.37% | -1.60% | 6.03% | 1.74% | -0.60% | -3.57% | 6.64% | 5.88% | 3.41% | 35.40% |
| 2018 | 8.74% | -2.27% | -3.54% | 5.82% | 2.97% | 0.88% | 4.26% | 6.66% | 1.28% | -5.53% | 5.14% | -8.63% | 15.17% |
| 2017 | 3.49% | 3.63% | 0.44% | 3.69% | 2.33% | 1.38% | 4.85% | 3.81% | 0.36% | 6.33% | 4.50% | -0.07% | 40.53% |
| 2016 | -2.61% | -1.05% | 7.02% | -0.32% | 2.13% | -0.96% | 4.22% | 0.86% | 1.47% | 0.85% | 2.40% | 1.66% | 16.42% |
| 2015 | -2.60% | 6.49% | -1.63% | 1.13% | 3.60% | -1.92% | 6.38% | -5.32% | -0.89% | 8.76% | 0.20% | 0.62% | 14.77% |
| 2014 | -3.11% | 4.79% | 1.92% | -4.51% | 4.36% | 0.09% | 0.32% | 4.68% | 0.62% | 8.25% | 5.28% | 1.05% | 25.62% |
Expense Ratio
Mutual Retirement Fund 2048 has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Mutual Retirement Fund 2048 is 73, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
MSFT Microsoft Corporation | -0.43 | -0.46 | 0.94 | -0.45 | -1.04 |
V Visa Inc. | 1.05 | 1.49 | 1.22 | 1.49 | 5.30 |
BRK-B Berkshire Hathaway Inc. | 1.64 | 2.29 | 1.33 | 3.47 | 8.96 |
UNH UnitedHealth Group Incorporated | -0.04 | 0.18 | 1.03 | -0.06 | -0.15 |
Dividends
Dividend yield
Mutual Retirement Fund 2048 provided a 0.85% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.85% | 0.76% | 0.71% | 0.76% | 0.60% | 0.72% | 0.79% | 0.94% | 0.94% | 1.15% | 1.14% | 1.13% |
| Portfolio components: | ||||||||||||
MSFT Microsoft Corporation | 0.86% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% | 2.48% |
V Visa Inc. | 0.67% | 0.68% | 0.72% | 0.76% | 0.62% | 0.56% | 0.56% | 0.67% | 0.61% | 0.75% | 0.64% | 0.64% |
BRK-B Berkshire Hathaway Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
UNH UnitedHealth Group Incorporated | 1.85% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% | 1.39% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Mutual Retirement Fund 2048. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Mutual Retirement Fund 2048 was 45.60%, occurring on Mar 9, 2009. Recovery took 250 trading sessions.
The current Mutual Retirement Fund 2048 drawdown is 8.63%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -45.6% | Jun 2, 2008 | 194 | Mar 9, 2009 | 250 | Mar 5, 2010 | 444 |
| -33.68% | Feb 20, 2020 | 23 | Mar 23, 2020 | 95 | Aug 6, 2020 | 118 |
| -17.32% | Apr 26, 2010 | 47 | Jun 30, 2010 | 205 | Apr 21, 2011 | 252 |
| -17.25% | Mar 30, 2022 | 136 | Oct 12, 2022 | 159 | Jun 1, 2023 | 295 |
| -16.8% | Dec 4, 2018 | 14 | Dec 24, 2018 | 70 | Apr 5, 2019 | 84 |
Volatility
Volatility Chart
The current Mutual Retirement Fund 2048 volatility is 12.26%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| UNH | MSFT | BRK-B | V | |
|---|---|---|---|---|
| UNH | 1.00 | 0.33 | 0.41 | 0.34 |
| MSFT | 0.33 | 1.00 | 0.41 | 0.49 |
| BRK-B | 0.41 | 0.41 | 1.00 | 0.50 |
| V | 0.34 | 0.49 | 0.50 | 1.00 |