25 year old's retirement fund
long time horizon. only companies with a wide economic moat and market dominance that will last a long time. all growth oriented.
Asset Allocation
Position | Category/Sector | Target Weight |
---|---|---|
AMZN Amazon.com, Inc. | Consumer Cyclical | 6.90% |
AVGO Broadcom Inc. | Technology | 6.90% |
BTC-USD Bitcoin | 40% | |
NFLX Netflix, Inc. | Communication Services | 6.80% |
NVDA NVIDIA Corporation | Technology | 16% |
RHM.DE Rheinmetall AG | Industrials | 16.60% |
TSM Taiwan Semiconductor Manufacturing Company Limited | Technology | 6.80% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 25 year old's retirement fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jul 17, 2010, corresponding to the inception date of BTC-USD
Returns By Period
As of Apr 20, 2025, the 25 year old's retirement fund returned 11.14% Year-To-Date and 76.48% of annualized return in the last 10 years.
YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.71% | -9.92% | 6.35% | 13.40% | 9.65% |
25 year old's retirement fund | 11.14% | -1.72% | 34.76% | 68.91% | 76.87% | 76.48% |
Portfolio components: | ||||||
BTC-USD Bitcoin | -9.61% | 0.34% | 23.53% | 32.28% | 65.16% | 80.21% |
NVDA NVIDIA Corporation | -24.42% | -14.38% | -26.44% | 33.22% | 70.04% | 68.91% |
TSM Taiwan Semiconductor Manufacturing Company Limited | -22.87% | -14.50% | -23.89% | 20.49% | 25.90% | 23.53% |
AVGO Broadcom Inc. | -26.02% | -10.26% | -4.40% | 43.67% | 49.74% | 32.99% |
NFLX Netflix, Inc. | 9.17% | 2.33% | 27.38% | 75.31% | 17.35% | 28.44% |
AMZN Amazon.com, Inc. | -21.32% | -11.46% | -8.67% | -1.16% | 7.60% | 24.38% |
RHM.DE Rheinmetall AG | 160.11% | 14.75% | 213.68% | 213.23% | 97.87% | 45.37% |
Monthly Returns
The table below presents the monthly returns of 25 year old's retirement fund, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2025 | 7.27% | -2.64% | 4.41% | 1.92% | 11.14% | ||||||||
2024 | 8.19% | 29.76% | 13.92% | -7.98% | 11.57% | 1.62% | 0.59% | -0.90% | 2.19% | 5.95% | 21.70% | 0.59% | 120.45% |
2023 | 29.00% | 3.12% | 17.94% | -0.08% | 6.26% | 9.99% | 0.94% | -3.90% | -4.51% | 13.23% | 9.75% | 9.28% | 130.47% |
2022 | -11.09% | 12.58% | 14.93% | -17.40% | -7.63% | -17.16% | 11.90% | -11.70% | -7.12% | 5.49% | 5.00% | -5.76% | -30.36% |
2021 | 6.30% | 15.96% | 15.11% | 2.25% | -11.98% | 3.44% | 6.15% | 9.57% | -4.87% | 21.75% | 0.25% | -8.75% | 62.76% |
2020 | 11.19% | -4.39% | -15.18% | 19.22% | 11.30% | 3.42% | 17.07% | 6.84% | -3.74% | 6.08% | 26.44% | 29.69% | 159.15% |
2019 | 4.65% | 6.34% | 6.20% | 15.65% | 19.76% | 24.16% | -3.48% | -2.38% | -2.86% | 7.89% | -6.19% | 2.05% | 92.16% |
2018 | -0.74% | -0.14% | -10.21% | 11.35% | -5.85% | -8.02% | 10.46% | -2.04% | -2.07% | -12.99% | -17.60% | -6.58% | -39.09% |
2017 | 5.94% | 7.91% | -0.08% | 12.08% | 40.07% | 4.38% | 11.39% | 27.27% | -2.43% | 26.38% | 28.87% | 19.38% | 403.38% |
2016 | -9.48% | 8.56% | 4.95% | 1.55% | 13.33% | 9.51% | 4.46% | 0.48% | 4.60% | 8.00% | 6.68% | 15.04% | 89.15% |
2015 | -10.80% | 14.71% | -4.60% | 3.75% | 2.27% | 2.54% | 6.95% | -4.65% | 1.65% | 18.04% | 12.75% | 8.13% | 58.43% |
2014 | 4.39% | -6.62% | -8.10% | -2.55% | 20.01% | 2.00% | -7.69% | -4.33% | -9.42% | -6.64% | 6.83% | -6.60% | -20.36% |
Expense Ratio
25 year old's retirement fund has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 97, 25 year old's retirement fund is among the top 3% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
---|---|---|---|---|---|
BTC-USD Bitcoin | 1.20 | 1.85 | 1.19 | 0.90 | 5.47 |
NVDA NVIDIA Corporation | -0.07 | 0.31 | 1.04 | 0.44 | -0.32 |
TSM Taiwan Semiconductor Manufacturing Company Limited | -0.25 | -0.04 | 0.99 | 0.27 | -0.92 |
AVGO Broadcom Inc. | 0.37 | 1.04 | 1.14 | 0.18 | 1.72 |
NFLX Netflix, Inc. | 2.43 | 3.15 | 1.43 | 2.11 | 13.61 |
AMZN Amazon.com, Inc. | 0.14 | 0.45 | 1.06 | 0.03 | 0.49 |
RHM.DE Rheinmetall AG | 7.09 | 6.68 | 1.93 | 13.46 | 44.61 |
Dividends
Dividend yield
25 year old's retirement fund provided a 0.27% dividend yield over the last twelve months.
TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Portfolio | 0.27% | 0.30% | 0.49% | 0.69% | 0.67% | 1.26% | 0.87% | 0.89% | 0.56% | 0.63% | 0.52% | 0.66% |
Portfolio components: | ||||||||||||
BTC-USD Bitcoin | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
NVDA NVIDIA Corporation | 0.03% | 0.02% | 0.03% | 0.11% | 0.05% | 0.12% | 0.27% | 0.46% | 0.29% | 0.45% | 1.20% | 1.70% |
TSM Taiwan Semiconductor Manufacturing Company Limited | 1.63% | 1.18% | 1.78% | 2.48% | 1.56% | 1.58% | 3.49% | 3.55% | 2.32% | 2.61% | 2.54% | 1.79% |
AVGO Broadcom Inc. | 1.31% | 0.94% | 1.71% | 3.02% | 2.24% | 3.05% | 3.54% | 3.11% | 1.87% | 1.43% | 1.13% | 1.22% |
NFLX Netflix, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AMZN Amazon.com, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
RHM.DE Rheinmetall AG | 0.39% | 0.93% | 1.50% | 1.77% | 2.41% | 5.54% | 2.05% | 2.20% | 1.37% | 1.72% | 0.49% | 1.10% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 25 year old's retirement fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 25 year old's retirement fund was 75.33%, occurring on Nov 19, 2011. Recovery took 469 trading sessions.
The current 25 year old's retirement fund drawdown is 3.89%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
---|---|---|---|---|---|---|
-75.33% | Jun 10, 2011 | 163 | Nov 19, 2011 | 469 | Mar 2, 2013 | 632 |
-54.38% | Dec 5, 2013 | 406 | Jan 14, 2015 | 499 | May 27, 2016 | 905 |
-53.82% | Dec 17, 2017 | 364 | Dec 15, 2018 | 193 | Jun 26, 2019 | 557 |
-47.14% | Nov 9, 2021 | 366 | Nov 9, 2022 | 202 | May 30, 2023 | 568 |
-45% | Apr 11, 2013 | 7 | Apr 17, 2013 | 188 | Oct 22, 2013 | 195 |
Volatility
Volatility Chart
The current 25 year old's retirement fund volatility is 12.61%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
BTC-USD | RHM.DE | NFLX | AMZN | TSM | AVGO | NVDA | |
---|---|---|---|---|---|---|---|
BTC-USD | 1.00 | 0.02 | 0.06 | 0.08 | 0.08 | 0.09 | 0.10 |
RHM.DE | 0.02 | 1.00 | 0.12 | 0.17 | 0.25 | 0.23 | 0.18 |
NFLX | 0.06 | 0.12 | 1.00 | 0.46 | 0.29 | 0.33 | 0.38 |
AMZN | 0.08 | 0.17 | 0.46 | 1.00 | 0.38 | 0.42 | 0.46 |
TSM | 0.08 | 0.25 | 0.29 | 0.38 | 1.00 | 0.51 | 0.51 |
AVGO | 0.09 | 0.23 | 0.33 | 0.42 | 0.51 | 1.00 | 0.53 |
NVDA | 0.10 | 0.18 | 0.38 | 0.46 | 0.51 | 0.53 | 1.00 |