25 year old's retirement fund

Performance

Risk-Adjusted Performance

Dividends

Drawdowns

Volatility

Diversification

25 year old's retirement fund

Currency in USD · Last updated May 19, 2025

long time horizon. only companies with a wide economic moat and market dominance that will last a long time. all growth oriented.

Asset Allocation

Position	Category/Sector	Target Weight
AMZN Amazon.com, Inc.	Consumer Cyclical	7.80%
AVGO Broadcom Inc.	Technology	7.80%
BTC-USD Bitcoin		30.89%
HIMS Hims & Hers Health, Inc.	Consumer Defensive	10%
NFLX Netflix, Inc.	Communication Services	7.80%
NVDA NVIDIA Corporation	Technology	15.76%
RHM.DE Rheinmetall AG	Industrials	14.59%
TSM Taiwan Semiconductor Manufacturing Company Limited	Technology	5.36%

Benchmark

Rebalance

Performance

Performance Chart

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The earliest data available for this chart is Sep 13, 2019, corresponding to the inception date of HIMS

Returns By Period

	YTD	1M	6M	1Y	5Y*	10Y*
^GSPC S&P 500	1.30%	12.79%	1.49%	12.35%	15.37%	10.87%
25 year old's retirement fund	48.66%	34.47%	60.09%	111.23%	73.88%	N/A
Portfolio components:
BTC-USD Bitcoin	10.45%	22.19%	14.85%	54.15%	60.41%	83.77%
NVDA NVIDIA Corporation	0.84%	33.41%	-4.62%	46.46%	72.91%	75.21%
TSM Taiwan Semiconductor Manufacturing Company Limited	-1.28%	28.00%	5.15%	29.82%	33.18%	26.50%
AVGO Broadcom Inc.	-1.09%	33.70%	39.48%	65.85%	57.08%	36.86%
NFLX Netflix, Inc.	33.68%	22.46%	44.61%	91.84%	21.46%	29.73%
AMZN Amazon.com, Inc.	-6.29%	19.11%	1.47%	11.31%	10.92%	25.37%
RHM.DE Rheinmetall AG	202.21%	16.09%	218.47%	247.31%	95.09%	45.24%
HIMS Hims & Hers Health, Inc.	167.37%	137.42%	234.63%	343.72%	45.42%	N/A

*Annualized

Monthly Returns

The table below presents the monthly returns of 25 year old's retirement fund, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2025	11.28%	1.14%	-2.46%	11.06%	21.93%								48.66%
2024	7.57%	30.25%	13.80%	-8.60%	15.41%	2.88%	0.66%	-3.42%	3.83%	5.16%	25.20%	-2.23%	124.86%
2023	27.97%	6.51%	13.55%	1.44%	4.73%	9.57%	0.83%	-5.18%	-5.42%	10.08%	13.32%	8.05%	119.56%
2022	-12.84%	11.38%	13.89%	-18.67%	-6.45%	-13.24%	14.81%	-9.62%	-7.98%	3.33%	8.71%	-4.96%	-25.60%
2021	7.82%	9.53%	11.44%	1.77%	-7.55%	0.98%	1.69%	8.58%	-4.56%	18.62%	-0.31%	-7.06%	44.80%
2020	8.92%	-3.43%	-12.38%	16.35%	10.20%	4.03%	14.58%	6.90%	-2.10%	2.45%	22.44%	27.86%	136.44%
2019									-8.13%	6.86%	-4.18%	2.17%	-3.89%

Expense Ratio

25 year old's retirement fund has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

The portfolio doesn't include any funds that charge management fees.

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 99, 25 year old's retirement fund is among the top 1% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Portfolio components

	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
BTC-USD Bitcoin	1.07	3.50	1.37	3.08	13.82
NVDA NVIDIA Corporation	0.78	1.42	1.19	0.51	3.16
TSM Taiwan Semiconductor Manufacturing Company Limited	0.64	1.36	1.17	0.37	2.57
AVGO Broadcom Inc.	1.05	2.50	1.34	1.40	7.18
NFLX Netflix, Inc.	2.82	4.27	1.59	3.71	20.91
AMZN Amazon.com, Inc.	0.33	1.39	1.17	0.31	2.42
RHM.DE Rheinmetall AG	5.21	7.54	2.07	20.77	88.82
HIMS Hims & Hers Health, Inc.	3.09	3.93	1.54	10.69	28.10

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

25 year old's retirement fund Sharpe ratios as of May 19, 2025 (values are recalculated daily):

1-Year: 3.11
5-Year: 2.21
All Time: 1.92

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.56 to 1.05, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of 25 year old's retirement fund compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.

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Dividends

Dividend yield

25 year old's retirement fund provided a 0.22% dividend yield over the last twelve months.

	TTM	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Portfolio	0.22%	0.28%	0.45%	0.64%	0.62%	1.15%	0.81%	0.83%	0.52%	0.57%	0.48%	0.62%
Portfolio components:
BTC-USD Bitcoin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NVDA NVIDIA Corporation	0.03%	0.03%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.29%	0.45%	1.20%	1.70%
TSM Taiwan Semiconductor Manufacturing Company Limited	1.27%	1.18%	1.78%	2.48%	1.56%	1.58%	3.49%	3.55%	2.32%	2.61%	2.54%	1.79%
AVGO Broadcom Inc.	0.98%	0.94%	1.71%	3.02%	2.24%	3.05%	3.54%	3.11%	1.87%	1.43%	1.13%	1.22%
NFLX Netflix, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
AMZN Amazon.com, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
RHM.DE Rheinmetall AG	0.47%	0.93%	1.50%	1.77%	2.41%	5.54%	2.05%	2.20%	1.37%	1.72%	0.49%	1.10%
HIMS Hims & Hers Health, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the 25 year old's retirement fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 25 year old's retirement fund was 43.97%, occurring on Oct 15, 2022. Recovery took 185 trading sessions.

The current 25 year old's retirement fund drawdown is 0.08%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-43.97%	Nov 9, 2021	341	Oct 15, 2022	185	Apr 18, 2023	526
-36.21%	Feb 15, 2020	33	Mar 18, 2020	73	May 30, 2020	106
-21.69%	Feb 20, 2025	46	Apr 6, 2025	26	May 2, 2025	72
-19.48%	Apr 16, 2021	96	Jul 20, 2021	45	Sep 3, 2021	141
-17.47%	Jun 19, 2024	48	Aug 5, 2024	72	Oct 16, 2024	120

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 8 assets, with an effective number of assets of 5.79, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	^GSPC	RHM.DE	HIMS	BTC-USD	NFLX	AMZN	TSM	AVGO	NVDA	Portfolio
^GSPC	1.00	0.24	0.37	0.32	0.53	0.67	0.62	0.72	0.68	0.66
RHM.DE	0.24	1.00	0.11	0.09	0.08	0.06	0.15	0.16	0.12	0.29
HIMS	0.37	0.11	1.00	0.18	0.26	0.25	0.25	0.27	0.28	0.44
BTC-USD	0.32	0.09	0.18	1.00	0.20	0.22	0.21	0.23	0.24	0.77
NFLX	0.53	0.08	0.26	0.20	1.00	0.53	0.35	0.42	0.48	0.47
AMZN	0.67	0.06	0.25	0.22	0.53	1.00	0.44	0.50	0.56	0.49
TSM	0.62	0.15	0.25	0.21	0.35	0.44	1.00	0.63	0.63	0.52
AVGO	0.72	0.16	0.27	0.23	0.42	0.50	0.63	1.00	0.63	0.55
NVDA	0.68	0.12	0.28	0.24	0.48	0.56	0.63	0.63	1.00	0.62
Portfolio	0.66	0.29	0.44	0.77	0.47	0.49	0.52	0.55	0.62	1.00

The correlation results are calculated based on daily price changes starting from Sep 14, 2019

Performance Analysis

Risk Analysis

Optimization

Factor Model

25 year old's retirement fund

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Expense Ratio

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

Risk-Adjusted Performance Indicators

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table

Performance Analysis

Risk Analysis

Optimization

Factor Model

Portfolios

Screeners

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