INCOME IRA 2024.05c
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FCNVX Fidelity Conservative Income Bond Institutional Class | Total Bond Market | 20% |
FFRHX Fidelity Floating Rate High Income Fund | High Yield Bonds | 20% |
FSAHX Fidelity Short Duration High Income Fund | High Yield Bonds | 20% |
FTHRX Fidelity Intermediate Bond Fund | Total Bond Market | 40% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in INCOME IRA 2024.05c, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Nov 12, 2013, corresponding to the inception date of FSAHX
Returns By Period
As of Apr 18, 2025, the INCOME IRA 2024.05c returned 0.60% Year-To-Date and 2.73% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -5.91% | -9.57% | 5.19% | 12.98% | 9.68% |
| INCOME IRA 2024.05c | 0.44% | -0.33% | 1.22% | 5.99% | 3.24% | 2.73% |
| Portfolio components: | ||||||
FFRHX Fidelity Floating Rate High Income Fund | -1.49% | -1.24% | 0.59% | 4.87% | 7.24% | 4.43% |
FCNVX Fidelity Conservative Income Bond Institutional Class | 1.03% | 0.29% | 2.26% | 5.17% | 2.92% | 2.20% |
FTHRX Fidelity Intermediate Bond Fund | 2.07% | 0.40% | 1.49% | 6.74% | 0.53% | 1.65% |
FSAHX Fidelity Short Duration High Income Fund | -0.63% | -1.08% | 0.58% | 6.69% | 4.64% | 3.48% |
Monthly Returns
The table below presents the monthly returns of INCOME IRA 2024.05c, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.66% | 0.71% | -0.11% | -0.81% | 0.44% | ||||||||
| 2024 | 0.89% | 0.05% | 0.29% | 0.11% | 0.88% | 0.08% | 1.71% | 0.46% | 1.36% | -0.27% | 0.52% | 0.20% | 6.44% |
| 2023 | 2.45% | -0.59% | 0.93% | 0.33% | -0.02% | 0.68% | 0.75% | 0.45% | -0.65% | 0.09% | 1.99% | 1.45% | 8.10% |
| 2022 | -0.79% | -0.50% | -1.03% | -1.39% | -0.19% | -2.06% | 1.78% | -0.24% | -2.08% | 0.47% | 1.51% | -0.43% | -4.93% |
| 2021 | 0.16% | -0.03% | -0.24% | 0.51% | 0.30% | 0.27% | 0.26% | 0.20% | -0.08% | -0.18% | -0.30% | 0.36% | 1.22% |
| 2020 | 0.70% | 0.07% | -5.31% | 2.66% | 2.00% | 0.60% | 1.43% | 0.41% | 0.01% | -0.71% | 1.21% | 0.48% | 3.38% |
| 2019 | 1.73% | 0.73% | 0.69% | 0.66% | 0.32% | 0.82% | 0.34% | 0.73% | 0.10% | 0.13% | 0.13% | 0.53% | 7.14% |
| 2018 | 0.01% | -0.31% | -0.13% | 0.31% | 0.29% | -0.20% | 0.67% | 0.40% | 0.19% | -0.32% | -0.19% | -0.40% | 0.31% |
| 2017 | 0.41% | 0.48% | 0.09% | 0.51% | 0.44% | -0.06% | 0.51% | 0.21% | 0.05% | 0.20% | -0.12% | 0.24% | 3.00% |
| 2016 | -0.24% | 0.09% | 1.73% | 1.20% | 0.28% | 0.62% | 0.84% | 0.44% | 0.37% | 0.01% | -0.70% | 0.62% | 5.36% |
| 2015 | 0.68% | 0.66% | 0.16% | 0.41% | 0.11% | -0.62% | 0.05% | -0.47% | -0.31% | 0.45% | -0.67% | -0.92% | -0.50% |
| 2014 | 0.61% | 0.45% | -0.02% | 0.34% | 0.53% | 0.18% | -0.36% | 0.51% | -0.66% | 0.48% | 0.08% | -0.63% | 1.50% |
Expense Ratio
INCOME IRA 2024.05c has an expense ratio of 0.51%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 99, INCOME IRA 2024.05c is among the top 1% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FFRHX Fidelity Floating Rate High Income Fund | 1.54 | 2.49 | 1.60 | 1.48 | 8.18 |
FCNVX Fidelity Conservative Income Bond Institutional Class | 3.53 | 17.00 | 6.67 | 26.02 | 129.52 |
FTHRX Fidelity Intermediate Bond Fund | 1.96 | 3.11 | 1.38 | 0.87 | 6.32 |
FSAHX Fidelity Short Duration High Income Fund | 2.27 | 3.32 | 1.60 | 2.07 | 10.38 |
Dividends
Dividend yield
INCOME IRA 2024.05c provided a 5.36% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 5.36% | 5.39% | 5.01% | 3.03% | 2.03% | 2.55% | 3.37% | 3.28% | 2.77% | 2.72% | 2.96% | 2.54% |
| Portfolio components: | ||||||||||||
FFRHX Fidelity Floating Rate High Income Fund | 8.26% | 8.33% | 8.25% | 5.06% | 3.27% | 3.85% | 5.17% | 4.75% | 4.01% | 3.94% | 4.25% | 4.00% |
FCNVX Fidelity Conservative Income Bond Institutional Class | 4.93% | 5.12% | 4.97% | 1.65% | 0.29% | 1.01% | 2.46% | 2.20% | 1.30% | 0.93% | 0.54% | 0.39% |
FTHRX Fidelity Intermediate Bond Fund | 3.50% | 3.49% | 2.94% | 2.04% | 1.60% | 2.19% | 2.50% | 2.47% | 2.20% | 2.21% | 2.58% | 2.35% |
FSAHX Fidelity Short Duration High Income Fund | 6.60% | 6.52% | 5.97% | 4.35% | 3.39% | 3.48% | 4.23% | 4.51% | 4.11% | 4.31% | 4.83% | 3.61% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the INCOME IRA 2024.05c. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the INCOME IRA 2024.05c was 10.30%, occurring on Mar 23, 2020. Recovery took 82 trading sessions.
The current INCOME IRA 2024.05c drawdown is 0.81%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -10.3% | Mar 5, 2020 | 13 | Mar 23, 2020 | 82 | Jul 20, 2020 | 95 |
| -6.99% | Sep 15, 2021 | 280 | Oct 20, 2022 | 271 | Nov 14, 2023 | 551 |
| -3.48% | Jun 1, 2015 | 179 | Feb 12, 2016 | 52 | Apr 28, 2016 | 231 |
| -1.57% | Mar 3, 2025 | 30 | Apr 11, 2025 | — | — | — |
| -1.55% | Oct 3, 2018 | 58 | Dec 26, 2018 | 9 | Jan 9, 2019 | 67 |
Volatility
Volatility Chart
The current INCOME IRA 2024.05c volatility is 1.04%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| FTHRX | FCNVX | FFRHX | FSAHX | |
|---|---|---|---|---|
| FTHRX | 1.00 | 0.34 | 0.08 | 0.24 |
| FCNVX | 0.34 | 1.00 | 0.29 | 0.28 |
| FFRHX | 0.08 | 0.29 | 1.00 | 0.58 |
| FSAHX | 0.24 | 0.28 | 0.58 | 1.00 |