Basic 2
Basic but sub SCHD for SWPPX
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
QQQ Invesco QQQ | Large Cap Blend Equities | 75% |
SWPPX Schwab S&P 500 Index Fund | Large Cap Blend Equities | 25% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Basic 2, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
The earliest data available for this chart is Mar 10, 1999, corresponding to the inception date of QQQ
Returns By Period
As of May 9, 2025, the Basic 2 returned -4.07% Year-To-Date and 16.01% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.70% | 13.67% | -5.18% | 9.18% | 14.14% | 10.43% |
| Basic 2 | -4.07% | 16.45% | -4.58% | 11.44% | 17.25% | 16.01% |
| Portfolio components: | ||||||
QQQ Invesco QQQ | -4.34% | 17.36% | -4.62% | 11.64% | 17.57% | 17.21% |
SWPPX Schwab S&P 500 Index Fund | -3.30% | 13.73% | -4.57% | 10.62% | 15.87% | 12.14% |
Monthly Returns
The table below presents the monthly returns of Basic 2, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.32% | -2.35% | -7.09% | 0.87% | 2.45% | -4.07% | |||||||
| 2024 | 1.78% | 5.30% | 1.76% | -4.30% | 5.85% | 5.75% | -0.96% | 1.44% | 2.49% | -0.88% | 5.48% | -0.26% | 25.47% |
| 2023 | 9.55% | -0.87% | 8.10% | 0.77% | 6.01% | 6.37% | 3.70% | -1.51% | -5.00% | -2.07% | 10.40% | 5.33% | 47.39% |
| 2022 | -7.85% | -4.09% | 4.42% | -12.38% | -1.13% | -8.74% | 11.72% | -4.87% | -10.21% | 5.02% | 5.55% | -8.18% | -29.13% |
| 2021 | -0.06% | 0.59% | 2.40% | 5.77% | -0.73% | 5.28% | 2.74% | 3.92% | -5.43% | 7.65% | 1.33% | 1.96% | 27.79% |
| 2020 | 2.27% | -6.59% | -8.52% | 14.44% | 6.15% | 5.24% | 6.92% | 10.02% | -5.20% | -2.95% | 11.16% | 4.64% | 40.64% |
| 2019 | 8.75% | 3.05% | 3.43% | 5.14% | -7.76% | 7.45% | 2.11% | -1.82% | 1.15% | 3.83% | 3.96% | 3.68% | 37.08% |
| 2018 | 7.99% | -1.88% | -3.71% | 0.48% | 4.86% | 1.01% | 3.03% | 5.15% | -0.07% | -8.16% | 0.32% | -8.88% | -1.31% |
| 2017 | 4.32% | 4.27% | 1.56% | 2.31% | 3.28% | -1.60% | 3.56% | 1.64% | 0.28% | 4.04% | 2.24% | 0.72% | 29.88% |
| 2016 | -6.43% | -1.20% | 6.83% | -2.30% | 3.71% | -1.64% | 6.28% | 0.83% | 1.68% | -1.55% | 1.25% | 1.20% | 8.18% |
| 2015 | -2.32% | 6.85% | -2.17% | 1.68% | 2.01% | -2.35% | 3.93% | -6.63% | -2.27% | 10.63% | 0.53% | -1.83% | 7.09% |
| 2014 | -2.31% | 5.01% | -1.86% | -0.06% | 3.95% | 2.86% | 0.54% | 4.76% | -0.91% | 2.59% | 4.08% | -1.75% | 17.77% |
Expense Ratio
Basic 2 has an expense ratio of 0.16%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Basic 2 is 34, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
QQQ Invesco QQQ | 0.47 | 0.81 | 1.11 | 0.51 | 1.67 |
SWPPX Schwab S&P 500 Index Fund | 0.55 | 0.90 | 1.13 | 0.58 | 2.23 |
Dividends
Dividend yield
Basic 2 provided a 0.78% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.78% | 0.73% | 0.82% | 1.02% | 0.61% | 0.87% | 1.00% | 1.23% | 1.06% | 1.29% | 1.28% | 1.51% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ | 0.61% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% | 1.41% |
SWPPX Schwab S&P 500 Index Fund | 1.27% | 1.23% | 1.43% | 1.67% | 1.17% | 1.81% | 1.77% | 2.20% | 1.75% | 1.99% | 2.15% | 1.80% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Basic 2. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Basic 2 was 76.67%, occurring on Oct 9, 2002. Recovery took 2857 trading sessions.
The current Basic 2 drawdown is 8.90%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -76.67% | Mar 27, 2000 | 637 | Oct 9, 2002 | 2857 | Feb 14, 2014 | 3494 |
| -32.46% | Dec 28, 2021 | 202 | Oct 14, 2022 | 291 | Dec 12, 2023 | 493 |
| -29.32% | Feb 20, 2020 | 23 | Mar 23, 2020 | 53 | Jun 8, 2020 | 76 |
| -21.94% | Oct 2, 2018 | 58 | Dec 24, 2018 | 75 | Apr 12, 2019 | 133 |
| -21.77% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
Volatility
Volatility Chart
The current Basic 2 volatility is 13.16%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.60, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | QQQ | SWPPX | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | 0.87 | 1.00 | 0.91 |
| QQQ | 0.87 | 1.00 | 0.86 | 0.99 |
| SWPPX | 1.00 | 0.86 | 1.00 | 0.90 |
| Portfolio | 0.91 | 0.99 | 0.90 | 1.00 |