My 401k - May 2023
Based on more bullish market outlook
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in My 401k - May 2023, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
The earliest data available for this chart is Nov 23, 2009, corresponding to the inception date of VLGSX
Returns By Period
As of May 9, 2025, the My 401k - May 2023 returned -1.67% Year-To-Date and 11.16% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.70% | 13.67% | -5.18% | 9.18% | 14.14% | 10.43% |
| My 401k - May 2023 | -1.67% | 12.75% | -3.20% | 10.00% | 11.20% | 11.16% |
| Portfolio components: | ||||||
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | -3.66% | 14.20% | -5.16% | 9.98% | 15.27% | 11.73% |
VIGAX Vanguard Growth Index Fund Admiral Shares | -5.39% | 17.99% | -4.36% | 13.69% | 16.69% | 14.64% |
VVIAX Vanguard Value Index Fund Admiral Shares | -0.03% | 9.42% | -4.20% | 7.88% | 14.39% | 9.79% |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 11.97% | 16.38% | 6.76% | 10.13% | 11.52% | 5.61% |
VLGSX Vanguard Long-Term Treasury Index Fund Admiral Shares | 1.20% | -1.03% | -1.74% | 1.66% | -8.62% | -0.19% |
VITAX Vanguard Information Technology Index Fund Admiral Shares | -7.97% | 21.70% | -8.39% | 11.46% | 18.78% | 19.31% |
Monthly Returns
The table below presents the monthly returns of My 401k - May 2023, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.84% | -0.14% | -4.97% | 0.43% | 1.30% | -1.67% | |||||||
| 2024 | 0.67% | 3.67% | 2.28% | -4.73% | 5.14% | 3.80% | 1.23% | 2.13% | 2.01% | -2.06% | 5.01% | -2.44% | 17.42% |
| 2023 | 7.93% | -2.24% | 5.39% | 0.93% | 1.45% | 5.12% | 2.15% | -2.22% | -5.53% | -2.77% | 10.26% | 5.60% | 27.83% |
| 2022 | -5.77% | -2.98% | 1.28% | -9.59% | -0.86% | -7.30% | 8.69% | -4.61% | -9.70% | 4.60% | 6.41% | -5.49% | -24.23% |
| 2021 | -1.34% | 0.73% | 1.30% | 4.60% | 0.20% | 3.73% | 2.59% | 2.31% | -4.42% | 5.86% | 0.20% | 2.45% | 19.32% |
| 2020 | 2.32% | -4.69% | -7.96% | 10.62% | 4.62% | 3.18% | 5.32% | 5.79% | -3.07% | -3.26% | 10.10% | 3.67% | 27.80% |
| 2019 | 6.67% | 3.20% | 2.92% | 3.28% | -4.31% | 5.95% | 1.38% | 0.71% | 0.70% | 1.98% | 3.11% | 2.09% | 30.95% |
| 2018 | 4.30% | -2.81% | -1.47% | -0.08% | 3.09% | 0.25% | 2.15% | 3.68% | -0.21% | -6.84% | 1.02% | -5.45% | -3.00% |
| 2017 | 2.56% | 3.41% | 0.82% | 1.71% | 2.42% | -0.11% | 2.06% | 1.52% | 0.93% | 2.84% | 1.91% | 1.01% | 23.18% |
| 2016 | -3.41% | 0.05% | 5.73% | -0.71% | 2.12% | 0.61% | 4.40% | 0.36% | 0.53% | -2.23% | 0.08% | 1.38% | 8.92% |
| 2015 | -0.08% | 3.83% | -1.09% | 0.39% | 0.73% | -2.68% | 2.50% | -5.04% | -1.54% | 6.84% | 0.16% | -1.74% | 1.77% |
| 2014 | -1.29% | 4.06% | 0.07% | 0.53% | 2.72% | 1.83% | -0.82% | 3.86% | -1.95% | 2.18% | 2.89% | -0.23% | 14.51% |
Expense Ratio
My 401k - May 2023 has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of My 401k - May 2023 is 44, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 0.51 | 0.84 | 1.12 | 0.52 | 1.98 |
VIGAX Vanguard Growth Index Fund Admiral Shares | 0.55 | 0.91 | 1.13 | 0.58 | 2.00 |
VVIAX Vanguard Value Index Fund Admiral Shares | 0.51 | 0.86 | 1.12 | 0.58 | 2.16 |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 0.62 | 0.96 | 1.13 | 0.76 | 2.23 |
VLGSX Vanguard Long-Term Treasury Index Fund Admiral Shares | 0.13 | 0.27 | 1.03 | 0.04 | 0.25 |
VITAX Vanguard Information Technology Index Fund Admiral Shares | 0.38 | 0.71 | 1.10 | 0.40 | 1.33 |
Dividends
Dividend yield
My 401k - May 2023 provided a 1.89% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.89% | 1.90% | 1.75% | 1.75% | 1.36% | 1.48% | 1.80% | 2.08% | 1.79% | 2.01% | 2.02% | 1.96% |
| Portfolio components: | ||||||||||||
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.34% | 1.26% | 1.43% | 1.65% | 1.20% | 1.41% | 1.77% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
VIGAX Vanguard Growth Index Fund Admiral Shares | 0.49% | 0.46% | 0.57% | 0.69% | 0.47% | 0.66% | 0.94% | 1.31% | 1.14% | 1.39% | 1.31% | 1.21% |
VVIAX Vanguard Value Index Fund Admiral Shares | 2.32% | 2.30% | 2.45% | 2.51% | 2.14% | 2.54% | 2.49% | 2.72% | 2.29% | 2.45% | 2.60% | 2.22% |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 2.91% | 3.33% | 3.14% | 2.89% | 3.14% | 2.02% | 3.03% | 3.34% | 2.78% | 3.06% | 2.91% | 3.70% |
VLGSX Vanguard Long-Term Treasury Index Fund Admiral Shares | 4.40% | 4.30% | 3.29% | 2.80% | 1.79% | 2.13% | 2.45% | 2.72% | 2.55% | 2.68% | 2.80% | 2.77% |
VITAX Vanguard Information Technology Index Fund Admiral Shares | 0.56% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.30% | 0.99% | 1.31% | 1.28% | 1.12% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the My 401k - May 2023. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the My 401k - May 2023 was 29.52%, occurring on Oct 14, 2022. Recovery took 344 trading sessions.
The current My 401k - May 2023 drawdown is 5.68%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -29.52% | Dec 28, 2021 | 202 | Oct 14, 2022 | 344 | Feb 29, 2024 | 546 |
| -24.25% | Feb 20, 2020 | 23 | Mar 23, 2020 | 52 | Jun 5, 2020 | 75 |
| -16.35% | Dec 9, 2024 | 82 | Apr 8, 2025 | — | — | — |
| -15.67% | Aug 30, 2018 | 80 | Dec 24, 2018 | 59 | Mar 21, 2019 | 139 |
| -11.78% | May 2, 2011 | 69 | Aug 8, 2011 | 57 | Oct 27, 2011 | 126 |
Volatility
Volatility Chart
The current My 401k - May 2023 volatility is 9.81%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 6 assets, with an effective number of assets of 5.41, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| ^GSPC | VLGSX | VTMGX | VVIAX | VITAX | VIGAX | VTSAX | Portfolio | |
|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | -0.27 | 0.81 | 0.91 | 0.89 | 0.95 | 0.99 | 0.95 |
| VLGSX | -0.27 | 1.00 | -0.23 | -0.30 | -0.22 | -0.22 | -0.27 | -0.06 |
| VTMGX | 0.81 | -0.23 | 1.00 | 0.79 | 0.70 | 0.75 | 0.81 | 0.80 |
| VVIAX | 0.91 | -0.30 | 0.79 | 1.00 | 0.71 | 0.76 | 0.91 | 0.81 |
| VITAX | 0.89 | -0.22 | 0.70 | 0.71 | 1.00 | 0.95 | 0.89 | 0.93 |
| VIGAX | 0.95 | -0.22 | 0.75 | 0.76 | 0.95 | 1.00 | 0.95 | 0.96 |
| VTSAX | 0.99 | -0.27 | 0.81 | 0.91 | 0.89 | 0.95 | 1.00 | 0.95 |
| Portfolio | 0.95 | -0.06 | 0.80 | 0.81 | 0.93 | 0.96 | 0.95 | 1.00 |