Tech and Gold
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
IAU iShares Gold Trust | Precious Metals, Gold | 51% |
XLK Technology Select Sector SPDR Fund | Technology Equities | 49% |
Performance
Performance Chart
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The earliest data available for this chart is Jan 28, 2005, corresponding to the inception date of IAU
Returns By Period
As of May 11, 2025, the Tech and Gold returned 10.52% Year-To-Date and 15.42% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.77% | 7.44% | -5.60% | 8.37% | 14.12% | 10.46% |
| Tech and Gold | 10.52% | 8.23% | 8.26% | 24.26% | 17.28% | 15.42% |
| Portfolio components: | ||||||
XLK Technology Select Sector SPDR Fund | -6.25% | 11.95% | -7.94% | 6.60% | 18.98% | 19.17% |
IAU iShares Gold Trust | 26.78% | 4.95% | 23.81% | 40.49% | 14.17% | 10.36% |
Monthly Returns
The table below presents the monthly returns of Tech and Gold, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.13% | -0.07% | 1.23% | 3.62% | 2.24% | 10.52% | |||||||
| 2024 | 0.62% | 2.56% | 4.67% | -1.22% | 4.14% | 3.67% | 1.14% | 1.45% | 4.01% | 1.42% | 0.87% | -0.89% | 24.62% |
| 2023 | 7.48% | -2.51% | 9.38% | 0.40% | 3.70% | 2.04% | 2.40% | -1.36% | -5.61% | 3.79% | 7.46% | 2.73% | 33.02% |
| 2022 | -4.20% | 0.90% | 2.23% | -6.46% | -2.06% | -5.22% | 5.29% | -4.67% | -7.56% | 2.81% | 7.38% | -2.67% | -14.46% |
| 2021 | -2.04% | -2.52% | 0.41% | 4.39% | 3.38% | -0.43% | 3.19% | 1.71% | -4.52% | 4.76% | 1.86% | 3.33% | 13.84% |
| 2020 | 4.31% | -3.91% | -4.01% | 10.27% | 4.93% | 4.89% | 8.38% | 5.47% | -4.78% | -2.75% | 2.77% | 6.23% | 34.93% |
| 2019 | 4.86% | 3.23% | 1.68% | 2.76% | -3.53% | 8.41% | 1.79% | 3.10% | -0.89% | 3.22% | 1.02% | 4.02% | 33.45% |
| 2018 | 5.11% | -1.22% | -1.58% | -0.41% | 2.74% | -1.83% | -0.17% | 2.28% | -0.29% | -2.85% | -0.73% | -1.09% | -0.31% |
| 2017 | 4.46% | 3.83% | 0.96% | 1.83% | 1.89% | -2.47% | 3.38% | 3.51% | -1.24% | 2.80% | 0.88% | 1.34% | 23.07% |
| 2016 | 0.95% | 5.71% | 3.31% | 0.13% | -1.00% | 3.86% | 4.53% | -1.02% | 1.41% | -1.85% | -4.12% | 0.29% | 12.40% |
| 2015 | 2.69% | 0.57% | -2.82% | 1.30% | 1.23% | -2.79% | -2.01% | -1.02% | -1.59% | 6.35% | -2.87% | -1.28% | -2.63% |
| 2014 | 0.44% | 5.48% | -1.47% | 0.38% | 0.35% | 4.00% | -1.00% | 1.80% | -3.29% | -0.73% | 2.16% | -0.49% | 7.57% |
Expense Ratio
Tech and Gold has an expense ratio of 0.19%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 91, Tech and Gold is among the top 9% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
XLK Technology Select Sector SPDR Fund | 0.23 | 0.54 | 1.07 | 0.28 | 0.89 |
IAU iShares Gold Trust | 2.41 | 3.33 | 1.43 | 5.34 | 14.29 |
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Dividends
Dividend yield
Tech and Gold provided a 0.35% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.35% | 0.32% | 0.37% | 0.51% | 0.32% | 0.45% | 0.57% | 0.78% | 0.67% | 0.85% | 0.88% | 0.86% |
| Portfolio components: | ||||||||||||
XLK Technology Select Sector SPDR Fund | 0.72% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% | 1.75% |
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Tech and Gold. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Tech and Gold was 33.92%, occurring on Nov 20, 2008. Recovery took 223 trading sessions.
The current Tech and Gold drawdown is 0.60%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -33.92% | May 20, 2008 | 130 | Nov 20, 2008 | 223 | Oct 12, 2009 | 353 |
| -21.76% | Dec 28, 2021 | 202 | Oct 14, 2022 | 154 | May 26, 2023 | 356 |
| -19.18% | Feb 20, 2020 | 22 | Mar 20, 2020 | 40 | May 18, 2020 | 62 |
| -17.49% | Sep 24, 2012 | 190 | Jun 27, 2013 | 393 | Jan 20, 2015 | 583 |
| -15.84% | May 11, 2006 | 23 | Jun 13, 2006 | 159 | Jan 31, 2007 | 182 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 2.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | IAU | XLK | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | 0.06 | 0.88 | 0.67 |
| IAU | 0.06 | 1.00 | 0.03 | 0.64 |
| XLK | 0.88 | 0.03 | 1.00 | 0.73 |
| Portfolio | 0.67 | 0.64 | 0.73 | 1.00 |