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Mom's Personally Managed IRA
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Diversification

Asset Allocation


BRK-B 100%EquityEquity
PositionCategory/SectorTarget Weight
BRK-B
Berkshire Hathaway Inc.
Financial Services
100%

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Mom's Personally Managed IRA, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.


1,000.00%1,500.00%2,000.00%December2025FebruaryMarchAprilMay
2,114.40%
776.91%
Mom's Personally Managed IRA
Benchmark (^GSPC)
Portfolio components

The earliest data available for this chart is May 9, 1996, corresponding to the inception date of BRK-B

Returns By Period

As of May 10, 2025, the Mom's Personally Managed IRA returned 13.34% Year-To-Date and 13.54% of annualized return in the last 10 years.


YTD1M6M1Y5Y*10Y*
^GSPC
S&P 500
-3.77%3.72%-5.60%8.55%14.11%10.45%
Mom's Personally Managed IRA13.34%-1.47%10.86%25.66%23.84%13.54%
BRK-B
Berkshire Hathaway Inc.
13.34%-1.47%10.86%25.66%23.84%13.54%
*Annualized

Monthly Returns

The table below presents the monthly returns of Mom's Personally Managed IRA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20253.40%9.64%3.65%0.13%-3.66%13.34%
20247.59%6.69%2.72%-5.66%4.45%-1.83%7.79%8.53%-3.29%-2.03%7.12%-6.16%27.09%
20230.85%-2.04%1.18%6.41%-2.27%6.20%3.21%2.34%-2.75%-2.56%5.47%-0.93%15.46%
20224.69%2.69%9.79%-8.52%-2.12%-13.60%10.10%-6.59%-4.91%10.51%7.97%-3.04%3.31%
2021-1.73%5.55%6.22%7.63%5.27%-3.98%0.13%2.69%-4.49%5.15%-3.60%8.06%28.95%
2020-0.91%-8.06%-11.39%2.48%-0.95%-3.81%9.67%11.37%-2.34%-5.18%13.38%1.29%2.37%
20190.67%-2.06%-0.20%7.87%-8.90%7.98%-3.63%-0.98%2.27%2.19%3.63%2.81%10.93%
20188.15%-3.35%-3.73%-2.88%-1.14%-2.55%6.01%5.48%2.58%-4.12%6.31%-6.44%3.01%
20170.71%4.44%-2.77%-0.88%0.04%2.47%3.31%3.54%1.19%1.97%3.25%2.70%21.62%
2016-1.72%3.39%5.75%2.54%-3.40%3.02%-0.36%4.31%-4.00%-0.12%9.11%3.52%23.43%
2015-4.16%2.43%-2.10%-2.15%1.27%-4.82%4.87%-6.09%-2.72%4.31%-1.42%-1.53%-12.06%
2014-5.87%3.75%7.94%3.10%-0.40%-1.39%-0.89%9.42%0.65%1.46%6.09%0.98%26.64%

Expense Ratio

Mom's Personally Managed IRA has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.


The portfolio doesn't include any funds that charge management fees.

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 90, Mom's Personally Managed IRA is among the top 10% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of Mom's Personally Managed IRA is 9090
Overall Rank
The Sharpe Ratio Rank of Mom's Personally Managed IRA is 8888
Sharpe Ratio Rank
The Sortino Ratio Rank of Mom's Personally Managed IRA is 8787
Sortino Ratio Rank
The Omega Ratio Rank of Mom's Personally Managed IRA is 8989
Omega Ratio Rank
The Calmar Ratio Rank of Mom's Personally Managed IRA is 9696
Calmar Ratio Rank
The Martin Ratio Rank of Mom's Personally Managed IRA is 9191
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.



Portfolio components
Sharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
BRK-B
Berkshire Hathaway Inc.
1.311.871.273.017.59

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Mom's Personally Managed IRA Sharpe ratios as of May 10, 2025 (values are recalculated daily):

  • 1-Year: 1.31
  • 5-Year: 1.29
  • 10-Year: 0.69
  • All Time: 0.50

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.41 to 0.94, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of Mom's Personally Managed IRA compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


Rolling 12-month Sharpe Ratio0.001.002.003.00December2025FebruaryMarchAprilMay
1.31
0.44
Mom's Personally Managed IRA
Benchmark (^GSPC)
Portfolio components

Dividends

Dividend yield


Mom's Personally Managed IRA doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%December2025FebruaryMarchAprilMay
-4.83%
-7.88%
Mom's Personally Managed IRA
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the Mom's Personally Managed IRA. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Mom's Personally Managed IRA was 53.86%, occurring on Mar 5, 2009. Recovery took 995 trading sessions.

The current Mom's Personally Managed IRA drawdown is 4.83%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-53.86%Dec 11, 2007310Mar 5, 2009995Feb 15, 20131305
-49.35%Jun 22, 1998435Mar 10, 2000925Nov 14, 20031360
-29.57%Jan 21, 202044Mar 23, 2020166Nov 16, 2020210
-26.58%Mar 29, 2022137Oct 12, 2022204Aug 7, 2023341
-18.69%Dec 19, 2014275Jan 25, 2016203Nov 10, 2016478

Volatility

Volatility Chart

The current Mom's Personally Managed IRA volatility is 7.81%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%December2025FebruaryMarchAprilMay
7.81%
6.82%
Mom's Personally Managed IRA
Benchmark (^GSPC)
Portfolio components

Diversification

Diversification Metrics


Number of Effective Assets

The portfolio contains 1 assets, with an effective number of assets of 1.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

^GSPCBRK-BPortfolio
^GSPC1.000.510.51
BRK-B0.511.001.00
Portfolio0.511.001.00
The correlation results are calculated based on daily price changes starting from May 10, 1996