50/50 Stocks/Bonds
A 50/50 Stocks/Bonds portfolio is an investment strategy that allocates 50% of assets to a high-income bonds fund and 50% to a large-cap stocks fund. This portfolio is designed to balance the potential for higher returns from stocks with the stability and income generation of bonds.
Expense Ratio
- 0.34%
Dividend Yield
- 6.50%
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
FFRHX Fidelity Floating Rate High Income Fund | High Yield Bonds | 50% |
FGLGX Fidelity Series Large Cap Stock Fund | Large Cap Blend Equities | 50% |
Performance
The chart shows the growth of $10,000 invested in 50/50 Stocks/Bonds in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $21,594 for a total return of roughly 115.94%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Mar 24, 2023, the 50/50 Stocks/Bonds returned 2.29% Year-To-Date and 7.44% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -3.20% | 2.84% | 4.19% | -12.48% | 8.81% | 9.75% |
| 50/50 Stocks/Bonds | -2.94% | 2.29% | 6.53% | -1.73% | 7.67% | 7.44% |
| Portfolio components: | ||||||
FFRHX Fidelity Floating Rate High Income Fund | -0.83% | 2.24% | 3.17% | 2.09% | 3.23% | 3.25% |
FGLGX Fidelity Series Large Cap Stock Fund | -5.00% | 2.30% | 9.71% | -5.99% | 11.67% | 11.33% |
| Returns over 1 year are annualized | ||||||
Dividends
50/50 Stocks/Bonds granted a 6.49% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 6.49% | 5.85% | 6.65% | 7.05% | 7.26% | 11.33% | 6.56% | 3.95% | 8.05% | 7.02% | 5.62% | 2.95% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the 50/50 Stocks/Bonds. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the 50/50 Stocks/Bonds is 29.37%, recorded on Mar 23, 2020. It took 161 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -29.37% | Jan 21, 2020 | 44 | Mar 23, 2020 | 161 | Nov 9, 2020 | 205 |
| -12.63% | Jan 13, 2022 | 182 | Sep 30, 2022 | 89 | Feb 7, 2023 | 271 |
| -12.45% | May 22, 2015 | 183 | Feb 11, 2016 | 110 | Jul 20, 2016 | 293 |
| -12.16% | Sep 24, 2018 | 64 | Dec 24, 2018 | 78 | Apr 17, 2019 | 142 |
| -5.9% | Jan 29, 2018 | 39 | Mar 23, 2018 | 89 | Jul 31, 2018 | 128 |
| -4.65% | Feb 8, 2023 | 25 | Mar 15, 2023 | — | — | — |
| -4.48% | Sep 22, 2014 | 19 | Oct 16, 2014 | 15 | Nov 6, 2014 | 34 |
| -4.25% | Nov 28, 2014 | 13 | Dec 16, 2014 | 39 | Feb 12, 2015 | 52 |
| -4.22% | May 6, 2019 | 19 | May 31, 2019 | 29 | Jul 12, 2019 | 48 |
| -4.02% | Nov 9, 2021 | 16 | Dec 1, 2021 | 23 | Jan 4, 2022 | 39 |
Volatility Chart
Current 50/50 Stocks/Bonds volatility is 5.16%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.