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50/50 Stocks/Bonds

Last updated Mar 24, 2023

A 50/50 Stocks/Bonds portfolio is an investment strategy that allocates 50% of assets to a high-income bonds fund and 50% to a large-cap stocks fund. This portfolio is designed to balance the potential for higher returns from stocks with the stability and income generation of bonds.

Expense Ratio


Dividend Yield


Asset Allocation

FFRHX 50%FGLGX 50%BondBondEquityEquity


The chart shows the growth of $10,000 invested in 50/50 Stocks/Bonds in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $21,594 for a total return of roughly 115.94%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly

50/50 Stocks/Bonds
Benchmark (^GSPC)
Portfolio components


As of Mar 24, 2023, the 50/50 Stocks/Bonds returned 2.29% Year-To-Date and 7.44% of annualized return in the last 10 years.

1 monthYear-To-Date6 months1 year5 years (annualized)10 years (annualized)
50/50 Stocks/Bonds-2.94%2.29%6.53%-1.73%7.67%7.44%
Fidelity Floating Rate High Income Fund
Fidelity Series Large Cap Stock Fund

Sharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current 50/50 Stocks/Bonds Sharpe ratio is -0.18. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.

50/50 Stocks/Bonds
Benchmark (^GSPC)
Portfolio components


50/50 Stocks/Bonds granted a 6.49% dividend yield in the last twelve months.


Dividend yield


Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.

50/50 Stocks/Bonds
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the 50/50 Stocks/Bonds. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the 50/50 Stocks/Bonds is 29.37%, recorded on Mar 23, 2020. It took 161 trading sessions for the portfolio to recover.



To Bottom


To Recover



-29.37%Jan 21, 202044Mar 23, 2020161Nov 9, 2020205
-12.63%Jan 13, 2022182Sep 30, 202289Feb 7, 2023271
-12.45%May 22, 2015183Feb 11, 2016110Jul 20, 2016293
-12.16%Sep 24, 201864Dec 24, 201878Apr 17, 2019142
-5.9%Jan 29, 201839Mar 23, 201889Jul 31, 2018128
-4.65%Feb 8, 202325Mar 15, 2023
-4.48%Sep 22, 201419Oct 16, 201415Nov 6, 201434
-4.25%Nov 28, 201413Dec 16, 201439Feb 12, 201552
-4.22%May 6, 201919May 31, 201929Jul 12, 201948
-4.02%Nov 9, 202116Dec 1, 202123Jan 4, 202239

Volatility Chart

Current 50/50 Stocks/Bonds volatility is 5.16%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.

50/50 Stocks/Bonds
Benchmark (^GSPC)
Portfolio components