Rick's Simple 3
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
IAU iShares Gold Trust | Precious Metals, Gold | 25% |
QQQ Invesco QQQ | Large Cap Blend Equities | 25% |
UUP Invesco DB US Dollar Index Bullish Fund | Currency | 50% |
Performance
Performance Chart
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The earliest data available for this chart is Feb 20, 2007, corresponding to the inception date of UUP
Returns By Period
As of May 19, 2025, the Rick's Simple 3 returned 3.42% Year-To-Date and 8.88% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.30% | 12.79% | 1.49% | 12.35% | 15.37% | 10.87% |
| Rick's Simple 3 | 3.42% | 4.16% | 5.98% | 13.37% | 10.21% | 8.88% |
| Portfolio components: | ||||||
QQQ Invesco QQQ | 2.16% | 17.43% | 5.35% | 16.14% | 18.94% | 17.75% |
UUP Invesco DB US Dollar Index Bullish Fund | -5.23% | 2.12% | -3.13% | 2.02% | 3.04% | 2.57% |
IAU iShares Gold Trust | 21.59% | -3.88% | 24.46% | 31.76% | 12.58% | 9.98% |
Monthly Returns
The table below presents the monthly returns of Rick's Simple 3, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.39% | -0.37% | -0.78% | -0.25% | 2.43% | 3.42% | |||||||
| 2024 | 1.48% | 1.90% | 2.91% | 0.76% | 1.32% | 2.36% | 0.30% | -0.01% | 1.90% | 2.67% | 1.65% | 1.30% | 20.13% |
| 2023 | 3.58% | 0.10% | 3.48% | 0.12% | 3.20% | 0.72% | 1.26% | 0.47% | -1.05% | 1.83% | 2.04% | 1.05% | 18.03% |
| 2022 | -2.14% | 0.53% | 2.21% | -1.47% | -1.85% | -0.90% | 3.08% | -0.66% | -1.59% | 0.35% | 1.14% | -2.56% | -3.95% |
| 2021 | -0.36% | -1.36% | 1.48% | 1.34% | 0.94% | 0.87% | 1.22% | 1.28% | -1.45% | 2.23% | 1.20% | 1.00% | 8.64% |
| 2020 | 2.51% | -1.23% | -1.16% | 5.37% | 2.11% | 1.91% | 2.65% | 2.08% | -1.92% | -0.86% | 0.36% | 1.83% | 14.25% |
| 2019 | 2.86% | 1.16% | 1.39% | 1.47% | -1.43% | 3.17% | 2.08% | 1.68% | -0.16% | 0.79% | 0.82% | 1.17% | 15.97% |
| 2018 | 1.39% | 0.04% | -1.10% | 1.01% | 2.44% | -0.15% | 0.20% | 1.41% | -0.07% | -0.51% | 0.23% | -1.05% | 3.82% |
| 2017 | 1.23% | 2.67% | 0.17% | 0.37% | 0.04% | -1.79% | 0.22% | 1.50% | -0.63% | 1.78% | -0.20% | 0.40% | 5.84% |
| 2016 | 0.05% | 1.87% | -0.59% | -0.42% | 0.96% | 1.62% | 1.97% | -0.23% | 0.47% | 0.40% | -0.23% | 0.29% | 6.28% |
| 2015 | 4.06% | 0.33% | 0.27% | -1.46% | 1.81% | -1.83% | 0.28% | -1.65% | -0.89% | 3.74% | 0.13% | -1.34% | 3.29% |
| 2014 | 1.07% | 1.88% | -1.35% | -0.38% | 0.83% | 1.81% | 0.52% | 1.99% | 0.27% | 0.40% | 1.87% | 0.78% | 10.08% |
Expense Ratio
Rick's Simple 3 has an expense ratio of 0.49%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 91, Rick's Simple 3 is among the top 9% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
QQQ Invesco QQQ | 0.64 | 1.12 | 1.16 | 0.78 | 2.53 |
UUP Invesco DB US Dollar Index Bullish Fund | 0.27 | 0.34 | 1.04 | 0.17 | 0.48 |
IAU iShares Gold Trust | 1.92 | 2.67 | 1.34 | 4.31 | 11.10 |
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Dividends
Dividend yield
Rick's Simple 3 provided a 2.51% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.51% | 2.38% | 3.38% | 0.64% | 0.11% | 0.14% | 1.20% | 0.77% | 0.26% | 0.26% | 0.25% | 0.35% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ | 0.57% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% | 1.41% |
UUP Invesco DB US Dollar Index Bullish Fund | 4.72% | 4.48% | 6.44% | 0.89% | 0.00% | 0.00% | 2.03% | 1.08% | 0.10% | 0.00% | 0.00% | 0.00% |
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Rick's Simple 3. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Rick's Simple 3 was 10.20%, occurring on Nov 20, 2008. Recovery took 205 trading sessions.
The current Rick's Simple 3 drawdown is 0.57%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -10.2% | Nov 7, 2007 | 263 | Nov 20, 2008 | 205 | Sep 16, 2009 | 468 |
| -9.8% | Feb 21, 2020 | 17 | Mar 16, 2020 | 31 | Apr 29, 2020 | 48 |
| -7.01% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -6.63% | Apr 13, 2015 | 95 | Aug 25, 2015 | 213 | Jun 29, 2016 | 308 |
| -6.37% | Oct 4, 2012 | 182 | Jun 27, 2013 | 160 | Feb 14, 2014 | 342 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 2.67, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | IAU | UUP | QQQ | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.05 | -0.19 | 0.89 | 0.62 |
| IAU | 0.05 | 1.00 | -0.44 | 0.04 | 0.38 |
| UUP | -0.19 | -0.44 | 1.00 | -0.16 | 0.17 |
| QQQ | 0.89 | 0.04 | -0.16 | 1.00 | 0.70 |
| Portfolio | 0.62 | 0.38 | 0.17 | 0.70 | 1.00 |