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Stash Retirement - Aggressive
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Diversification

Asset Allocation


MSFT 63%AAPL 37%EquityEquity
PositionCategory/SectorTarget Weight
AAPL
Apple Inc
Technology
37%
MSFT
Microsoft Corporation
Technology
63%

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Stash Retirement - Aggressive, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.


0.00%200,000.00%400,000.00%600,000.00%800,000.00%1,000,000.00%1,200,000.00%December2025FebruaryMarchAprilMay
1,103,342.80%
2,328.89%
Stash Retirement - Aggressive
Benchmark (^GSPC)
Portfolio components

The earliest data available for this chart is Mar 13, 1986, corresponding to the inception date of MSFT

Returns By Period

As of May 9, 2025, the Stash Retirement - Aggressive returned -5.34% Year-To-Date and 25.60% of annualized return in the last 10 years.


YTD1M6M1Y5Y*10Y*
^GSPC
S&P 500
-3.70%13.67%-5.18%9.18%14.14%10.43%
Stash Retirement - Aggressive-5.34%20.58%-2.19%9.17%21.26%25.60%
AAPL
Apple Inc
-21.05%14.54%-12.99%8.58%21.29%21.49%
MSFT
Microsoft Corporation
4.16%23.58%3.41%7.55%19.98%26.84%
*Annualized

Monthly Returns

The table below presents the monthly returns of Stash Retirement - Aggressive, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-3.09%-1.73%-6.44%1.67%4.51%-5.34%
20242.06%2.13%-0.61%-4.96%9.20%8.43%-2.03%1.22%2.53%-4.62%4.70%1.82%20.54%
20236.20%1.45%14.13%5.22%6.20%5.75%-0.38%-2.98%-5.61%4.37%11.97%-0.02%54.88%
2022-5.32%-4.37%4.16%-9.89%-3.16%-6.48%12.83%-5.29%-11.37%3.82%4.91%-8.24%-27.14%
20212.51%-2.58%1.22%7.21%-2.36%9.01%5.66%5.44%-6.68%13.28%3.54%3.82%46.07%
20207.00%-7.09%-4.12%14.34%4.79%12.56%6.51%14.83%-8.23%-4.57%7.30%6.74%57.69%
20193.81%6.51%6.91%8.85%-7.63%9.91%3.90%0.30%3.24%6.09%6.65%6.40%69.21%
20186.61%1.77%-3.81%1.01%8.78%-0.50%5.81%11.23%0.79%-5.29%-4.23%-9.47%11.14%
20174.31%4.71%3.73%2.49%4.11%-2.94%4.66%6.06%-2.52%10.93%1.82%0.47%44.07%
2016-3.22%-4.56%10.10%-11.28%7.08%-3.74%10.12%2.14%2.55%2.69%0.01%3.72%14.25%
2015-5.96%9.63%-5.50%12.61%-0.55%-5.05%2.39%-6.34%0.32%15.03%2.38%-2.36%14.61%
2014-3.28%3.29%5.19%2.73%4.33%2.15%3.27%6.60%0.63%3.48%5.60%-4.58%32.88%

Expense Ratio

Stash Retirement - Aggressive has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.


The portfolio doesn't include any funds that charge management fees.

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of Stash Retirement - Aggressive is 21, meaning it’s performing worse than 79% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of Stash Retirement - Aggressive is 2121
Overall Rank
The Sharpe Ratio Rank of Stash Retirement - Aggressive is 2121
Sharpe Ratio Rank
The Sortino Ratio Rank of Stash Retirement - Aggressive is 2323
Sortino Ratio Rank
The Omega Ratio Rank of Stash Retirement - Aggressive is 2222
Omega Ratio Rank
The Calmar Ratio Rank of Stash Retirement - Aggressive is 2222
Calmar Ratio Rank
The Martin Ratio Rank of Stash Retirement - Aggressive is 1717
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.



Portfolio components
Sharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
AAPL
Apple Inc
0.270.631.090.280.95
MSFT
Microsoft Corporation
0.300.571.070.290.63

The current Stash Retirement - Aggressive Sharpe ratio is 0.37. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Compared to the broad market, where average Sharpe ratios range from 0.44 to 0.96, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests that it may not be performing as well in terms of risk-adjusted returns compared to many other portfolios. The lower performance could be due to either lower returns, higher volatility, or a combination of both. This might indicate that the portfolio requires some fine-tuning. You can use the Portfolio Optimization tool to find an allocation that maximizes the Sharpe ratio.

Use the chart below to compare the Sharpe ratio of Stash Retirement - Aggressive with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00December2025FebruaryMarchAprilMay
0.37
0.48
Stash Retirement - Aggressive
Benchmark (^GSPC)
Portfolio components

Dividends

Dividend yield

Stash Retirement - Aggressive provided a 0.64% dividend yield over the last twelve months.


TTM20242023202220212020201920182017201620152014
Portfolio0.64%0.61%0.65%0.93%0.61%0.82%1.14%1.73%1.71%2.20%2.18%2.18%
AAPL
Apple Inc
0.51%0.40%0.49%0.70%0.49%0.61%1.04%1.79%1.45%1.93%1.93%1.67%
MSFT
Microsoft Corporation
0.72%0.73%0.74%1.06%0.68%0.94%1.20%1.69%1.86%2.37%2.33%2.48%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%December2025FebruaryMarchAprilMay
-10.03%
-7.82%
Stash Retirement - Aggressive
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the Stash Retirement - Aggressive. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Stash Retirement - Aggressive was 67.31%, occurring on Dec 20, 2000. Recovery took 1222 trading sessions.

The current Stash Retirement - Aggressive drawdown is 10.03%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-67.31%Mar 24, 2000189Dec 20, 20001222Nov 2, 20051411
-56.68%Dec 27, 2007301Mar 9, 2009273Apr 8, 2010574
-51.15%Oct 6, 198715Oct 26, 1987519Nov 13, 1989534
-37.15%Jan 15, 1993157Aug 27, 1993254Aug 30, 1994411
-36.57%Jul 16, 199066Oct 16, 199059Jan 10, 1991125

Volatility

Volatility Chart

The current Stash Retirement - Aggressive volatility is 14.20%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%December2025FebruaryMarchAprilMay
14.20%
11.21%
Stash Retirement - Aggressive
Benchmark (^GSPC)
Portfolio components

Diversification

Diversification Metrics


Number of Effective Assets

The portfolio contains 2 assets, with an effective number of assets of 1.87, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

^GSPCAAPLMSFTPortfolio
^GSPC1.000.510.620.65
AAPL0.511.000.450.79
MSFT0.620.451.000.87
Portfolio0.650.790.871.00
The correlation results are calculated based on daily price changes starting from Mar 14, 1986