VTI vs. EUDV.L

Last updated Jun 9, 2026

VTI (Vanguard Total Stock Market ETF) and EUDV.L (SPDR® S&P Euro Dividend Aristocrats UCITS ETF) are both exchange-traded funds - VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index, while EUDV.L is a Europe Equities fund tracking the MSCI EMU NR EUR. Both are passively managed. Over the past 10 years, VTI returned 14.84%/yr vs 7.37%/yr for EUDV.L. At a 0.47 correlation, their price movements are largely independent. VTI charges 0.03%/yr vs 0.30%/yr for EUDV.L.

Performance

VTI vs. EUDV.L - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Total Stock Market ETF (VTI) and SPDR® S&P Euro Dividend Aristocrats UCITS ETF (EUDV.L). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

VTI is traded in USD, while EUDV.L is traded in GBP. To make them comparable, the EUDV.L values have been converted to USD using the latest available exchange rates.

Returns By Period

In the year-to-date period, VTI achieves a 9.05% return, which is significantly higher than EUDV.L's 3.92% return. Over the past 10 years, VTI has outperformed EUDV.L with an annualized return of 14.84%, while EUDV.L has yielded a comparatively lower 7.37% annualized return.

VTI

• 1D: 0.30%
• 1M: 0.44%
• YTD: 9.05%
• 6M: 8.94%
• 1Y: 24.96%
• 3Y*: 21.05%
• 5Y*: 12.25%
• 10Y*: 14.84%

EUDV.L

• 1D: 0.05%
• 1M: -1.50%
• YTD: 3.92%
• 6M: 7.31%
• 1Y: 9.07%
• 3Y*: 16.26%
• 5Y*: 6.87%
• 10Y*: 7.37%

*Multi-year figures are annualized to reflect compound growth (CAGR)

VTI vs. EUDV.L - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
VTI Vanguard Total Stock Market ETF	9.05%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%
EUDV.L SPDR® S&P Euro Dividend Aristocrats UCITS ETF	3.92%	35.44%	1.88%	21.65%	-15.79%	6.15%	-4.05%	20.09%	-12.29%	25.94%

Correlation

The correlation between VTI and EUDV.L is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.40
Correlation (3Y) Calculated over the trailing 3-year period	0.36
Correlation (5Y) Calculated over the trailing 5-year period	0.44
Correlation (10Y) Calculated over the trailing 10-year period	0.45
Correlation (All Time) Calculated using the full available price history since Mar 1, 2012	0.47

The correlation between VTI and EUDV.L shifts across timeframes, from 0.36 (3 years) to 0.47 (all time), reflecting how their relationship changes across market environments.

VTI vs. EUDV.L - Sectors Allocation Comparison

Sectors	VTI	EUDV.L
Technology	33.5%	-
Financial Services	12.0%	23.1%
Communication Services	10.3%	6.7%
Consumer Cyclical	10.0%	1.3%
Industrials	9.8%	22.4%
Healthcare	9.2%	5.7%
Consumer Defensive	4.7%	7.9%
Energy	3.7%	2.7%
Real Estate	2.4%	1.9%
Utilities	2.3%	19.5%
Basic Materials	2.0%	8.8%

Return for Risk

VTI vs. EUDV.L — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VTI

VTI Risk / Return Rank: 68
VTI Sharpe Ratio Rank: 68
VTI Sortino Ratio Rank: 66
VTI Omega Ratio Rank: 68
VTI Calmar Ratio Rank: 62
VTI Martin Ratio Rank: 75

EUDV.L

EUDV.L Risk / Return Rank: 28
EUDV.L Sharpe Ratio Rank: 30
EUDV.L Sortino Ratio Rank: 28
EUDV.L Omega Ratio Rank: 29
EUDV.L Calmar Ratio Rank: 26
EUDV.L Martin Ratio Rank: 28

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VTI vs. EUDV.L - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and SPDR® S&P Euro Dividend Aristocrats UCITS ETF (EUDV.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	VTI	EUDV.L	Difference
Sharpe ratio: Return per unit of total volatility	2.02	0.70	+1.32
Sortino ratio: Return per unit of downside risk	2.73	1.04	+1.69
Omega ratio: Gain probability vs. loss probability	1.36	1.13	+0.23
Calmar ratio: Return relative to maximum drawdown	2.81	0.90	+1.91
Martin ratio: Return relative to average drawdown	12.85	2.74	+10.11
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VTI vs. EUDV.L - Sharpe Ratio Comparison

The current VTI Sharpe Ratio is 2.02, which is higher than the EUDV.L Sharpe Ratio of 0.70. The chart below compares the historical Sharpe Ratios of VTI and EUDV.L, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	VTI	EUDV.L	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.02	0.70	+1.32
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.71	0.40	+0.30
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.81	0.42	+0.39
Sharpe Ratio (All Time) Calculated using the full available price history	0.50	0.33	+0.18

Drawdowns

VTI vs. EUDV.L - Drawdown Comparison

The maximum VTI drawdown since its inception was -55.45%, which is greater than EUDV.L's maximum drawdown of -39.03%. Use the drawdown chart below to compare losses from any high point for VTI and EUDV.L.

Drawdown Indicators

	VTI	EUDV.L	Difference
Max Drawdown Largest peak-to-trough decline	-55.45%	-39.03%	-16.42%
Max Drawdown (1Y) Largest decline over 1 year	-8.92%	-10.01%	+1.09%
Max Drawdown (3Y) Largest decline over 3 years	-19.30%	-13.83%	-5.47%
Max Drawdown (5Y) Largest decline over 5 years	-25.36%	-37.83%	+12.47%
Max Drawdown (10Y) Largest decline over 10 years	-35.00%	-39.03%	+4.03%
Current Drawdown Current decline from peak	-2.64%	-4.75%	+2.11%
Average Drawdown Average peak-to-trough decline	-8.02%	-9.43%	+1.41%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.95%	3.30%	-1.35%

Volatility

VTI vs. EUDV.L - Volatility Comparison

Vanguard Total Stock Market ETF (VTI) has a higher volatility of 3.88% compared to SPDR® S&P Euro Dividend Aristocrats UCITS ETF (EUDV.L) at 2.57%. This indicates that VTI's price experiences larger fluctuations and is considered to be riskier than EUDV.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VTI	EUDV.L	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.88%	2.57%	+1.31%
Volatility (6M) Calculated over the trailing 6-month period	9.55%	10.27%	-0.72%
Volatility (1Y) Calculated over the trailing 1-year period	12.44%	12.89%	-0.45%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.44%	17.03%	+0.41%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.33%	17.39%	+0.94%

VTI vs. EUDV.L - Expense Ratio Comparison

VTI has a 0.03% expense ratio, which is lower than EUDV.L's 0.30% expense ratio.

Dividends

VTI vs. EUDV.L - Dividend Comparison

VTI's dividend yield for the trailing twelve months is around 1.03%, less than EUDV.L's 3.61% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EUDV.L SPDR® S&P Euro Dividend Aristocrats UCITS ETF	3.61%	4.04%	3.68%	3.29%	3.56%	2.86%	3.14%	3.23%	3.71%	3.13%	2.94%	2.97%
VTI Vanguard Total Stock Market ETF	1.03%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both VTI and EUDV.L in my portfolio?

VTI and EUDV.L have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, VTI or EUDV.L?

On fees, VTI is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, VTI or EUDV.L?

VTI is cheaper with a 0.03% expense ratio, compared with 0.30% for EUDV.L.

What is the main difference between VTI and EUDV.L?

VTI is categorized as Large Cap Blend Equities, while EUDV.L is Europe Equities. VTI tracks CRSP US Total Market Index, while EUDV.L tracks MSCI EMU NR EUR. They also come from different issuers: Vanguard and State Street. Their fees differ too: 0.03% for VTI and 0.30% for EUDV.L.