UUGRY vs. LGEN.L
UUGRY (United Utilities Group PLC ADR) and LGEN.L (Legal & General Group plc) are both stocks. UUGRY operates in Utilities - Regulated Water (Utilities), while LGEN.L operates in Asset Management (Financial Services). Over the past 10 years, UUGRY returned 7.89%/yr vs 8.98%/yr for LGEN.L. At a 0.32 correlation, their price movements are largely independent.
Performance
UUGRY vs. LGEN.L - Performance Comparison
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Different Trading Currencies
UUGRY is traded in USD, while LGEN.L is traded in GBp. To make them comparable, the LGEN.L values have been converted to USD using the latest available exchange rates.
Returns By Period
The year-to-date returns for both investments are quite close, with UUGRY having a 8.48% return and LGEN.L slightly higher at 8.59%. Over the past 10 years, UUGRY has underperformed LGEN.L with an annualized return of 7.89%, while LGEN.L has yielded a comparatively higher 8.98% annualized return.
UUGRY
- 1D
- -1.80%
- 1M
- -7.94%
- YTD
- 8.48%
- 6M
- 10.93%
- 1Y
- 18.22%
- 3Y*
- 13.88%
- 5Y*
- 8.53%
- 10Y*
- 7.89%
LGEN.L
- 1D
- 0.42%
- 1M
- 5.21%
- YTD
- 8.59%
- 6M
- 15.14%
- 1Y
- 13.14%
- 3Y*
- 15.79%
- 5Y*
- 6.89%
- 10Y*
- 8.98%
UUGRY vs. LGEN.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UUGRY United Utilities Group PLC ADR | 8.48% | 27.86% | 0.53% | 21.42% | -16.24% | 22.43% | 4.26% | 39.83% | -12.43% | 8.62% |
LGEN.L Legal & General Group plc | 8.59% | 33.69% | -1.83% | 15.11% | -19.80% | 17.96% | -1.32% | 45.36% | -15.46% | 27.89% |
Correlation
The correlation between UUGRY and LGEN.L is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.40 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.37 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.34 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.29 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2008 | 0.32 |
The correlation between UUGRY and LGEN.L shifts across timeframes, from 0.29 (10 years) to 0.40 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
UUGRY:
$11.93B
LGEN.L:
£16.20B
UUGRY:
$2.50
LGEN.L:
£0.09
UUGRY:
13.94
LGEN.L:
29.56
UUGRY:
0.40
LGEN.L:
1.99
UUGRY:
2.50
LGEN.L:
0.24
UUGRY:
5.32
LGEN.L:
9.06
UUGRY:
$4.78B
LGEN.L:
£66.62B
UUGRY:
$3.23B
LGEN.L:
£44.74B
UUGRY:
$2.71B
LGEN.L:
£2.02B
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Return for Risk
UUGRY vs. LGEN.L — Risk / Return Rank
UUGRY
LGEN.L
UUGRY vs. LGEN.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Utilities Group PLC ADR (UUGRY) and Legal & General Group plc (LGEN.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UUGRY | LGEN.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.14 | ||
| Sortino ratioReturn per unit of downside risk | +0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.12 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 1.39 | 0.84 | +0.55 |
| Martin ratioReturn relative to average drawdown | 4.12 | 2.17 | +1.94 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UUGRY | LGEN.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.73 | 0.59 | +0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.35 | 0.25 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.31 | 0.26 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.36 | 0.18 | +0.18 |
Drawdowns
UUGRY vs. LGEN.L - Drawdown Comparison
The maximum UUGRY drawdown since its inception was -43.11%, smaller than the maximum LGEN.L drawdown of -89.44%. Use the drawdown chart below to compare losses from any high point for UUGRY and LGEN.L.
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Drawdown Indicators
| UUGRY | LGEN.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.11% | -89.44% | +46.33% |
Max Drawdown (1Y)Largest decline over 1 year | -13.17% | -15.59% | +2.42% |
Max Drawdown (3Y)Largest decline over 3 years | -19.49% | -16.15% | -3.34% |
Max Drawdown (5Y)Largest decline over 5 years | -38.73% | -42.18% | +3.45% |
Max Drawdown (10Y)Largest decline over 10 years | -38.73% | -62.24% | +23.51% |
Current DrawdownCurrent decline from peak | -11.60% | -1.37% | -10.23% |
Average DrawdownAverage peak-to-trough decline | -10.35% | -19.75% | +9.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.43% | 6.03% | -1.60% |
Volatility
UUGRY vs. LGEN.L - Volatility Comparison
United Utilities Group PLC ADR (UUGRY) has a higher volatility of 10.31% compared to Legal & General Group plc (LGEN.L) at 7.24%. This indicates that UUGRY's price experiences larger fluctuations and is considered to be riskier than LGEN.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UUGRY | LGEN.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.31% | 7.24% | +3.07% |
Volatility (6M)Calculated over the trailing 6-month period | 20.54% | 18.01% | +2.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.02% | 22.23% | +2.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.33% | 27.38% | -3.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 25.63% | 34.34% | -8.71% |
Dividends
UUGRY vs. LGEN.L - Dividend Comparison
UUGRY's dividend yield for the trailing twelve months is around 3.98%, less than LGEN.L's 8.06% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LGEN.L Legal & General Group plc | 8.06% | 8.20% | 8.98% | 7.82% | 7.50% | 5.99% | 6.60% | 5.53% | 6.77% | 5.36% | 5.63% | 4.41% |
UUGRY United Utilities Group PLC ADR | 3.98% | 4.32% | 4.87% | 4.24% | 4.47% | 3.87% | 4.16% | 3.79% | 5.36% | 9.00% | 8.81% | 4.06% |
Financials
UUGRY vs. LGEN.L - Financials Comparison
This section allows you to compare key financial metrics between United Utilities Group PLC ADR and Legal & General Group plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UUGRY vs. LGEN.L - Profitability Comparison
UUGRY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Utilities Group PLC ADR reported a gross profit of 634.90M and revenue of 1.33B. Therefore, the gross margin over that period was 47.9%.
LGEN.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Legal & General Group plc reported a gross profit of 38.39B and revenue of 38.39B. Therefore, the gross margin over that period was 100.0%.
UUGRY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Utilities Group PLC ADR reported an operating income of 550.04M and revenue of 1.33B, resulting in an operating margin of 41.5%.
LGEN.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Legal & General Group plc reported an operating income of 348.00M and revenue of 38.39B, resulting in an operating margin of 0.9%.
UUGRY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Utilities Group PLC ADR reported a net income of 352.01M and revenue of 1.33B, resulting in a net margin of 26.5%.
LGEN.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Legal & General Group plc reported a net income of 215.00M and revenue of 38.39B, resulting in a net margin of 0.6%.
Frequently Asked Questions
UUGRY and LGEN.L have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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