USFR vs. RMFGX
USFR (WisdomTree Floating Rate Treasury Fund) and RMFGX (American Mutual Fund Class R-6) are both funds - USFR is a Government Bonds fund tracking the Bloomberg U.S. Treasury Floating Rate Bond Index, while RMFGX is a Large Cap Value Equities fund actively managed by American Funds. USFR is passively managed, while RMFGX is actively managed. Over the past 10 years, USFR returned 2.41%/yr vs 11.33%/yr for RMFGX. At a 0.01 correlation, their price movements are largely independent. USFR charges 0.15%/yr vs 0.27%/yr for RMFGX.
Performance
USFR vs. RMFGX - Performance Comparison
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Returns By Period
In the year-to-date period, USFR achieves a 1.66% return, which is significantly lower than RMFGX's 5.83% return. Over the past 10 years, USFR has underperformed RMFGX with an annualized return of 2.41%, while RMFGX has yielded a comparatively higher 11.33% annualized return.
USFR
- 1D
- 0.00%
- 1M
- 0.29%
- YTD
- 1.66%
- 6M
- 1.98%
- 1Y
- 4.03%
- 3Y*
- 4.74%
- 5Y*
- 3.67%
- 10Y*
- 2.41%
RMFGX
- 1D
- -1.14%
- 1M
- 1.67%
- YTD
- 5.83%
- 6M
- 6.37%
- 1Y
- 16.02%
- 3Y*
- 15.57%
- 5Y*
- 10.35%
- 10Y*
- 11.33%
USFR vs. RMFGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USFR WisdomTree Floating Rate Treasury Fund | 1.66% | 4.23% | 5.47% | 5.18% | 1.98% | -0.03% | 0.56% | 2.02% | 2.01% | 1.03% |
RMFGX American Mutual Fund Class R-6 | 5.83% | 16.43% | 15.28% | 9.78% | -4.19% | 25.28% | 5.15% | 21.92% | -2.00% | 17.86% |
Correlation
The correlation between USFR and RMFGX is -0.14, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.14 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.04 |
Correlation (5Y) Calculated over the trailing 5-year period | -0.03 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.00 |
Correlation (All Time) Calculated using the full available price history since Feb 4, 2014 | 0.01 |
The correlation between USFR and RMFGX shifts across timeframes, from -0.14 (1 year) to 0.01 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
USFR vs. RMFGX — Risk / Return Rank
USFR
RMFGX
USFR vs. RMFGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for WisdomTree Floating Rate Treasury Fund (USFR) and American Mutual Fund Class R-6 (RMFGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USFR | RMFGX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +13.20 | ||
| Sortino ratioReturn per unit of downside risk | +48.19 | ||
| Omega ratioGain probability vs. loss probability | 13.43 | 1.31 | +12.12 |
| Calmar ratioReturn relative to maximum drawdown | 203.42 | 2.12 | +201.30 |
| Martin ratioReturn relative to average drawdown | 787.83 | 8.52 | +779.32 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USFR | RMFGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 14.95 | 1.75 | +13.20 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 9.30 | 0.83 | +8.47 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 3.09 | 0.80 | +2.29 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.61 | 0.82 | +0.78 |
Drawdowns
USFR vs. RMFGX - Drawdown Comparison
The maximum USFR drawdown since its inception was -1.36%, smaller than the maximum RMFGX drawdown of -29.79%. Use the drawdown chart below to compare losses from any high point for USFR and RMFGX.
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Drawdown Indicators
| USFR | RMFGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -1.36% | -29.79% | +28.43% |
Max Drawdown (1Y)Largest decline over 1 year | -0.02% | -7.89% | +7.87% |
Max Drawdown (3Y)Largest decline over 3 years | -0.06% | -12.90% | +12.84% |
Max Drawdown (5Y)Largest decline over 5 years | -0.18% | -15.17% | +14.99% |
Max Drawdown (10Y)Largest decline over 10 years | -0.80% | -29.79% | +28.99% |
Current DrawdownCurrent decline from peak | 0.00% | -1.14% | +1.14% |
Average DrawdownAverage peak-to-trough decline | -0.16% | -2.72% | +2.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.01% | 1.96% | -1.95% |
Volatility
USFR vs. RMFGX - Volatility Comparison
The current volatility for WisdomTree Floating Rate Treasury Fund (USFR) is 0.08%, while American Mutual Fund Class R-6 (RMFGX) has a volatility of 2.51%. This indicates that USFR experiences smaller price fluctuations and is considered to be less risky than RMFGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USFR | RMFGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.08% | 2.51% | -2.43% |
Volatility (6M)Calculated over the trailing 6-month period | 0.19% | 7.34% | -7.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 0.27% | 9.58% | -9.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 0.40% | 12.52% | -12.12% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 0.78% | 14.12% | -13.34% |
USFR vs. RMFGX - Expense Ratio Comparison
USFR has a 0.15% expense ratio, which is lower than RMFGX's 0.27% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
USFR vs. RMFGX - Dividend Comparison
USFR's dividend yield for the trailing twelve months is around 3.91%, less than RMFGX's 7.46% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RMFGX American Mutual Fund Class R-6 | 7.46% | 7.85% | 6.59% | 4.06% | 5.20% | 4.88% | 2.30% | 4.89% | 6.75% | 6.23% | 4.54% | 6.84% |
USFR WisdomTree Floating Rate Treasury Fund | 3.91% | 4.15% | 5.17% | 5.12% | 1.78% | 0.01% | 0.40% | 2.08% | 1.67% | 1.03% | 0.29% | 0.00% |
Frequently Asked Questions
USFR and RMFGX have a correlation of -0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RMFGX has higher volatility (2.51%) compared to USFR (0.08%). In terms of maximum drawdown, USFR dropped -1.36% vs RMFGX's -29.79%.
USFR currently has the higher Sharpe Ratio (14.95 vs 1.75), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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