TSCO.L vs. LLOY.L
TSCO.L (Tesco PLC) and LLOY.L (Lloyds Banking Group plc) are both stocks. TSCO.L operates in Grocery Stores (Consumer Defensive), while LLOY.L operates in Banks - Regional (Financial Services). Over the past 10 years, TSCO.L returned 15.19%/yr vs 8.20%/yr for LLOY.L. At a 0.29 correlation, their price movements are largely independent.
Performance
TSCO.L vs. LLOY.L - Performance Comparison
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Returns By Period
In the year-to-date period, TSCO.L achieves a 4.99% return, which is significantly higher than LLOY.L's 3.29% return. Over the past 10 years, TSCO.L has outperformed LLOY.L with an annualized return of 15.19%, while LLOY.L has yielded a comparatively lower 8.20% annualized return.
TSCO.L
- 1D
- -0.04%
- 1M
- -0.67%
- YTD
- 4.99%
- 6M
- 3.12%
- 1Y
- 20.04%
- 3Y*
- 24.64%
- 5Y*
- 19.54%
- 10Y*
- 15.19%
LLOY.L
- 1D
- -0.10%
- 1M
- 0.03%
- YTD
- 3.29%
- 6M
- 6.03%
- 1Y
- 34.00%
- 3Y*
- 36.39%
- 5Y*
- 21.21%
- 10Y*
- 8.20%
TSCO.L vs. LLOY.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TSCO.L Tesco PLC | 4.99% | 24.45% | 31.78% | 34.79% | -18.79% | 30.32% | -5.37% | 38.15% | -7.70% | 1.70% |
LLOY.L Lloyds Banking Group plc | 3.29% | 88.33% | 21.09% | 10.91% | -0.38% | 34.81% | -41.70% | 27.49% | -20.02% | 11.38% |
Correlation
The correlation between TSCO.L and LLOY.L is 0.21, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.21 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.21 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.25 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.26 |
Correlation (All Time) Calculated using the full available price history since Aug 21, 2006 | 0.29 |
Fundamentals
TSCO.L:
£28.84B
LLOY.L:
£58.25B
TSCO.L:
£0.54
LLOY.L:
£0.08
TSCO.L:
8.45
LLOY.L:
11.79
TSCO.L:
0.46
LLOY.L:
3.30
TSCO.L:
0.20
LLOY.L:
3.05
TSCO.L:
2.52
LLOY.L:
1.21
TSCO.L:
£143.63B
LLOY.L:
£19.51B
TSCO.L:
£10.94B
LLOY.L:
£19.34B
TSCO.L:
£8.93B
LLOY.L:
£7.17B
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Return for Risk
TSCO.L vs. LLOY.L — Risk / Return Rank
TSCO.L
LLOY.L
TSCO.L vs. LLOY.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Tesco PLC (TSCO.L) and Lloyds Banking Group plc (LLOY.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TSCO.L | LLOY.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.30 | ||
| Sortino ratioReturn per unit of downside risk | -0.49 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.23 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.52 | 1.72 | -0.20 |
| Martin ratioReturn relative to average drawdown | 3.76 | 4.84 | -1.08 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TSCO.L | LLOY.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.93 | 1.23 | -0.30 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.97 | 0.78 | +0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.27 | +0.41 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.17 | 0.02 | +0.14 |
Drawdowns
TSCO.L vs. LLOY.L - Drawdown Comparison
The maximum TSCO.L drawdown since its inception was -63.40%, smaller than the maximum LLOY.L drawdown of -91.44%. Use the drawdown chart below to compare losses from any high point for TSCO.L and LLOY.L.
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Drawdown Indicators
| TSCO.L | LLOY.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.40% | -91.44% | +28.04% |
Max Drawdown (1Y)Largest decline over 1 year | -13.12% | -19.68% | +6.56% |
Max Drawdown (3Y)Largest decline over 3 years | -20.76% | -19.68% | -1.08% |
Max Drawdown (5Y)Largest decline over 5 years | -32.40% | -25.65% | -6.75% |
Max Drawdown (10Y)Largest decline over 10 years | -32.40% | -64.34% | +31.94% |
Current DrawdownCurrent decline from peak | -7.46% | -9.88% | +2.42% |
Average DrawdownAverage peak-to-trough decline | -23.63% | -52.56% | +28.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.32% | 7.00% | -1.68% |
Volatility
TSCO.L vs. LLOY.L - Volatility Comparison
The current volatility for Tesco PLC (TSCO.L) is 6.76%, while Lloyds Banking Group plc (LLOY.L) has a volatility of 8.28%. This indicates that TSCO.L experiences smaller price fluctuations and is considered to be less risky than LLOY.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TSCO.L | LLOY.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.76% | 8.28% | -1.52% |
Volatility (6M)Calculated over the trailing 6-month period | 17.07% | 20.96% | -3.89% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.45% | 27.61% | -6.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.26% | 27.16% | -6.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.56% | 30.69% | -8.13% |
Dividends
TSCO.L vs. LLOY.L - Dividend Comparison
TSCO.L's dividend yield for the trailing twelve months is around 3.19%, less than LLOY.L's 3.68% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LLOY.L Lloyds Banking Group plc | 3.68% | 3.39% | 5.29% | 5.28% | 4.69% | 2.59% | 0.00% | 5.22% | 6.02% | 2.20% | 2.16% | 2.05% |
TSCO.L Tesco PLC | 3.19% | 3.23% | 3.39% | 3.75% | 5.15% | 20.72% | 4.19% | 2.64% | 1.93% | 0.48% | 0.00% | 0.00% |
Financials
TSCO.L vs. LLOY.L - Financials Comparison
This section allows you to compare key financial metrics between Tesco PLC and Lloyds Banking Group plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TSCO.L vs. LLOY.L - Profitability Comparison
TSCO.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Tesco PLC reported a gross profit of 2.76B and revenue of 37.68B. Therefore, the gross margin over that period was 7.3%.
LLOY.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a gross profit of 5.18B and revenue of 5.18B. Therefore, the gross margin over that period was 100.0%.
TSCO.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Tesco PLC reported an operating income of 1.49B and revenue of 37.68B, resulting in an operating margin of 4.0%.
LLOY.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported an operating income of 2.03B and revenue of 5.18B, resulting in an operating margin of 39.1%.
TSCO.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Tesco PLC reported a net income of 837.00M and revenue of 37.68B, resulting in a net margin of 2.2%.
LLOY.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a net income of 1.53B and revenue of 5.18B, resulting in a net margin of 29.5%.
Frequently Asked Questions
TSCO.L and LLOY.L have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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