TMFC vs. USMV

Last updated Jun 9, 2026

TMFC (Motley Fool 100 Index ETF) and USMV (iShares MSCI USA Min Vol Factor ETF) are both exchange-traded funds - TMFC is a Large Cap Growth Equities fund tracking the Motley Fool 100 Index, while USMV is a Large Cap Blend Equities fund tracking the MSCI USA Minimum Volatility Index. Both are passively managed. Over the past 5 years, TMFC returned 15.26%/yr vs 7.21%/yr for USMV. A 0.69 correlation means they provide meaningful diversification when combined. TMFC charges 0.50%/yr vs 0.15%/yr for USMV.

Performance

TMFC vs. USMV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Motley Fool 100 Index ETF (TMFC) and iShares MSCI USA Min Vol Factor ETF (USMV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TMFC achieves a 5.68% return, which is significantly higher than USMV's 1.55% return.

TMFC

• 1D: 0.28%
• 1M: -1.58%
• YTD: 5.68%
• 6M: 5.24%
• 1Y: 22.16%
• 3Y*: 25.12%
• 5Y*: 15.26%
• 10Y*: —

USMV

• 1D: -0.43%
• 1M: 1.28%
• YTD: 1.55%
• 6M: 2.27%
• 1Y: 3.18%
• 3Y*: 11.35%
• 5Y*: 7.21%
• 10Y*: 9.75%

*Multi-year figures are annualized to reflect compound growth (CAGR)

TMFC vs. USMV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
TMFC Motley Fool 100 Index ETF	5.68%	19.55%	35.17%	47.04%	-30.86%	25.30%	42.00%	34.70%	-5.85%
USMV iShares MSCI USA Min Vol Factor ETF	1.55%	7.65%	15.74%	10.33%	-9.43%	20.85%	5.64%	27.69%	-2.56%

Correlation

The correlation between TMFC and USMV is 0.44, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.44
Correlation (3Y) Calculated over the trailing 3-year period	0.51
Correlation (5Y) Calculated over the trailing 5-year period	0.65
Correlation (All Time) Calculated using the full available price history since Jan 30, 2018	0.69

Over the past year, the correlation between TMFC and USMV has dropped to 0.44 - well below their long-term average of 0.69, suggesting their price drivers have been diverging.

TMFC vs. USMV - Sectors Allocation Comparison

Sectors	TMFC	USMV
Technology	41.4%	30.8%
Communication Services	17.4%	5.9%
Financial Services	12.9%	12.4%
Consumer Cyclical	11.4%	5.7%
Healthcare	4.8%	12.5%
Consumer Defensive	4.3%	10.0%
Industrials	4.0%	5.7%
Energy	1.9%	3.6%
Real Estate	0.9%	2.2%
Basic Materials	0.6%	2.2%
Utilities	0.5%	7.5%

Return for Risk

TMFC vs. USMV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TMFC

TMFC Risk / Return Rank: 47
TMFC Sharpe Ratio Rank: 52
TMFC Sortino Ratio Rank: 50
TMFC Omega Ratio Rank: 51
TMFC Calmar Ratio Rank: 39
TMFC Martin Ratio Rank: 43

USMV

USMV Risk / Return Rank: 15
USMV Sharpe Ratio Rank: 15
USMV Sortino Ratio Rank: 15
USMV Omega Ratio Rank: 14
USMV Calmar Ratio Rank: 16
USMV Martin Ratio Rank: 17

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TMFC vs. USMV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Motley Fool 100 Index ETF (TMFC) and iShares MSCI USA Min Vol Factor ETF (USMV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	TMFC	USMV	Difference
Sharpe ratio: Return per unit of total volatility	1.61	0.37	+1.24
Sortino ratio: Return per unit of downside risk	2.21	0.58	+1.62
Omega ratio: Gain probability vs. loss probability	1.29	1.07	+0.22
Calmar ratio: Return relative to maximum drawdown	1.76	0.49	+1.27
Martin ratio: Return relative to average drawdown	6.53	1.64	+4.89
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

TMFC vs. USMV - Sharpe Ratio Comparison

The current TMFC Sharpe Ratio is 1.61, which is higher than the USMV Sharpe Ratio of 0.37. The chart below compares the historical Sharpe Ratios of TMFC and USMV, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	TMFC	USMV	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.61	0.37	+1.24
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.75	0.59	+0.16
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.67	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.81	0.86	-0.05

Drawdowns

TMFC vs. USMV - Drawdown Comparison

The maximum TMFC drawdown since its inception was -33.06%, roughly equal to the maximum USMV drawdown of -33.10%. Use the drawdown chart below to compare losses from any high point for TMFC and USMV.

Drawdown Indicators

	TMFC	USMV	Difference
Max Drawdown Largest peak-to-trough decline	-33.06%	-33.10%	+0.04%
Max Drawdown (1Y) Largest decline over 1 year	-12.64%	-6.46%	-6.18%
Max Drawdown (3Y) Largest decline over 3 years	-20.06%	-9.36%	-10.70%
Max Drawdown (5Y) Largest decline over 5 years	-33.06%	-17.93%	-15.13%
Max Drawdown (10Y) Largest decline over 10 years	—	-33.10%	—
Current Drawdown Current decline from peak	-3.62%	-2.24%	-1.38%
Average Drawdown Average peak-to-trough decline	-6.77%	-2.88%	-3.89%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.40%	1.94%	+1.46%

Volatility

TMFC vs. USMV - Volatility Comparison

Motley Fool 100 Index ETF (TMFC) has a higher volatility of 4.14% compared to iShares MSCI USA Min Vol Factor ETF (USMV) at 2.65%. This indicates that TMFC's price experiences larger fluctuations and is considered to be riskier than USMV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TMFC	USMV	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.14%	2.65%	+1.49%
Volatility (6M) Calculated over the trailing 6-month period	10.56%	6.02%	+4.54%
Volatility (1Y) Calculated over the trailing 1-year period	13.82%	8.57%	+5.25%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.41%	12.36%	+8.05%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	22.00%	14.51%	+7.49%

TMFC vs. USMV - Expense Ratio Comparison

TMFC has a 0.50% expense ratio, which is higher than USMV's 0.15% expense ratio.

Dividends

TMFC vs. USMV - Dividend Comparison

TMFC's dividend yield for the trailing twelve months is around 0.14%, less than USMV's 1.54% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TMFC Motley Fool 100 Index ETF	0.14%	0.14%	0.40%	0.26%	0.27%	0.23%	0.42%	0.50%	0.61%	0.00%	0.00%	0.00%
USMV iShares MSCI USA Min Vol Factor ETF	1.54%	1.49%	1.67%	1.82%	1.62%	1.26%	1.81%	1.88%	2.12%	1.77%	2.22%	2.02%

Frequently Asked Questions

Can I hold both TMFC and USMV in my portfolio?

TMFC and USMV have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TMFC or USMV?

TMFC has higher volatility (4.14%) compared to USMV (2.65%). In terms of maximum drawdown, TMFC dropped -33.06% vs USMV's -33.10%.

Which ETF is better, TMFC or USMV?

On 5-year performance, TMFC leads with 15.26% vs 7.21% for USMV. On fees, USMV is cheaper at 0.15% per year. On volatility, USMV has been the lower-risk option at 2.65%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TMFC or USMV?

Over the 5-year period, TMFC has performed better with a 15.26% return vs 7.21%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TMFC or USMV?

USMV is cheaper with a 0.15% expense ratio, compared with 0.50% for TMFC.

Which ETF pays a higher dividend yield, TMFC or USMV?

USMV has the higher dividend yield at 1.54%, compared with 0.14% for TMFC.

What is the main difference between TMFC and USMV?

TMFC is categorized as Large Cap Growth Equities, while USMV is Large Cap Blend Equities. TMFC tracks Motley Fool 100 Index, while USMV tracks MSCI USA Minimum Volatility Index. They also come from different issuers: Motley Fool and iShares. Their fees differ too: 0.50% for TMFC and 0.15% for USMV.

Which has better risk-adjusted returns?

TMFC currently has the higher Sharpe Ratio (1.61 vs 0.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.