TF.TO vs. T.TO
TF.TO (Timbercreek Financial Corp.) and T.TO (TELUS Corporation) are both stocks. TF.TO operates in Mortgage Finance (Financial Services), while T.TO operates in Telecom Services (Communication Services). Over the past 5 years, TF.TO returned 1.48%/yr vs -3.68%/yr for T.TO. At a 0.20 correlation, their price movements are largely independent.
Performance
TF.TO vs. T.TO - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, TF.TO achieves a -0.69% return, which is significantly higher than T.TO's -3.87% return.
TF.TO
- 1D
- 0.15%
- 1M
- -0.95%
- YTD
- -0.69%
- 6M
- 3.47%
- 1Y
- -3.25%
- 3Y*
- 5.36%
- 5Y*
- 1.48%
- 10Y*
- —
T.TO
- 1D
- -1.05%
- 1M
- -2.63%
- YTD
- -3.87%
- 6M
- -4.00%
- 1Y
- -17.45%
- 3Y*
- -6.39%
- 5Y*
- -3.68%
- 10Y*
- 12.82%
TF.TO vs. T.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TF.TO Timbercreek Financial Corp. | -0.69% | 6.58% | 16.09% | 3.20% | -19.62% | 19.59% | -5.44% | 22.00% | -1.96% | 18.70% |
T.TO TELUS Corporation | -3.87% | 0.34% | -11.50% | -4.41% | -8.27% | 23.58% | 113.11% | 21.76% | 3.92% | 21.55% |
Correlation
The correlation between TF.TO and T.TO is 0.12, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.12 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.22 |
Correlation (All Time) Calculated using the full available price history since Jul 6, 2016 | 0.20 |
The correlation between TF.TO and T.TO shifts across timeframes, from 0.12 (1 year) to 0.22 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
TF.TO:
CA$538.72M
T.TO:
CA$26.55B
TF.TO:
CA$0.36
T.TO:
CA$0.60
TF.TO:
17.93
T.TO:
28.27
TF.TO:
3.70
T.TO:
1.29
TF.TO:
0.82
T.TO:
1.71
TF.TO:
CA$145.73M
T.TO:
CA$20.32B
TF.TO:
CA$79.48M
T.TO:
CA$8.88B
TF.TO:
CA$55.87M
T.TO:
CA$7.49B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
TF.TO vs. T.TO — Risk / Return Rank
TF.TO
T.TO
TF.TO vs. T.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timbercreek Financial Corp. (TF.TO) and TELUS Corporation (T.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TF.TO | T.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.84 | ||
| Sortino ratioReturn per unit of downside risk | +1.13 | ||
| Omega ratioGain probability vs. loss probability | 0.98 | 0.82 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | -0.20 | -0.71 | +0.51 |
| Martin ratioReturn relative to average drawdown | -0.47 | -1.27 | +0.80 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| TF.TO | T.TO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.20 | -1.04 | +0.84 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.08 | -0.23 | +0.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.38 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.32 | 0.61 | -0.29 |
Drawdowns
TF.TO vs. T.TO - Drawdown Comparison
The maximum TF.TO drawdown since its inception was -40.43%, roughly equal to the maximum T.TO drawdown of -39.72%. Use the drawdown chart below to compare losses from any high point for TF.TO and T.TO.
Loading charts...
Drawdown Indicators
| TF.TO | T.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -40.43% | -39.72% | -0.71% |
Max Drawdown (1Y)Largest decline over 1 year | -16.36% | -24.59% | +8.23% |
Max Drawdown (3Y)Largest decline over 3 years | -23.05% | -24.59% | +1.54% |
Max Drawdown (5Y)Largest decline over 5 years | -30.99% | -38.60% | +7.61% |
Max Drawdown (10Y)Largest decline over 10 years | — | -38.60% | — |
Current DrawdownCurrent decline from peak | -9.31% | -35.84% | +26.53% |
Average DrawdownAverage peak-to-trough decline | -6.65% | -10.12% | +3.47% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.94% | 13.81% | -6.87% |
Volatility
TF.TO vs. T.TO - Volatility Comparison
Timbercreek Financial Corp. (TF.TO) and TELUS Corporation (T.TO) have volatilities of 3.90% and 3.97%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| TF.TO | T.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.90% | 3.97% | -0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 12.07% | 13.40% | -1.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.07% | 16.82% | -0.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.24% | 16.45% | +1.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.06% | 33.58% | -14.52% |
Dividends
TF.TO vs. T.TO - Dividend Comparison
TF.TO's dividend yield for the trailing twelve months is around 10.60%, more than T.TO's 9.82% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
T.TO TELUS Corporation | 9.82% | 9.14% | 7.99% | 6.17% | 5.19% | 4.27% | 4.70% | 8.96% | 9.28% | 8.27% | 8.61% | 8.78% |
TF.TO Timbercreek Financial Corp. | 10.60% | 10.09% | 9.76% | 10.35% | 9.76% | 7.18% | 7.99% | 6.95% | 7.89% | 7.12% | 3.92% | 0.00% |
Financials
TF.TO vs. T.TO - Financials Comparison
This section allows you to compare key financial metrics between Timbercreek Financial Corp. and TELUS Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TF.TO vs. T.TO - Profitability Comparison
TF.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Timbercreek Financial Corp. reported a gross profit of 22.05M and revenue of 39.10M. Therefore, the gross margin over that period was 56.4%.
T.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, TELUS Corporation reported a gross profit of 824.00M and revenue of 4.99B. Therefore, the gross margin over that period was 16.5%.
TF.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Timbercreek Financial Corp. reported an operating income of 17.68M and revenue of 39.10M, resulting in an operating margin of 45.2%.
T.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, TELUS Corporation reported an operating income of 824.00M and revenue of 4.99B, resulting in an operating margin of 16.5%.
TF.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Timbercreek Financial Corp. reported a net income of 10.37M and revenue of 39.10M, resulting in a net margin of 26.5%.
T.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, TELUS Corporation reported a net income of 136.00M and revenue of 4.99B, resulting in a net margin of 2.7%.
Frequently Asked Questions
TF.TO and T.TO have a correlation of 0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
Find the right allocation for TF.TO and T.TO
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer