T vs. VT

Last updated Jun 9, 2026

T (AT&T Inc.) is a stock, while VT (Vanguard Total World Stock ETF) is Global Equities fund tracking the FTSE Global All Cap Index. Over the past 10 years, T returned 2.86%/yr vs 12.61%/yr for VT. At a 0.44 correlation, their price movements are largely independent.

Performance

T vs. VT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in AT&T Inc. (T) and Vanguard Total World Stock ETF (VT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, T achieves a -7.40% return, which is significantly lower than VT's 9.77% return. Over the past 10 years, T has underperformed VT with an annualized return of 2.86%, while VT has yielded a comparatively higher 12.61% annualized return.

T

• 1D: -1.10%
• 1M: -10.57%
• YTD: -7.40%
• 6M: -7.40%
• 1Y: -16.38%
• 3Y*: 18.39%
• 5Y*: 6.60%
• 10Y*: 2.86%

VT

• 1D: 0.52%
• 1M: -0.45%
• YTD: 9.77%
• 6M: 10.59%
• 1Y: 25.47%
• 3Y*: 19.82%
• 5Y*: 10.54%
• 10Y*: 12.61%

*Multi-year figures are annualized to reflect compound growth (CAGR)

T vs. VT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
T AT&T Inc.	-7.40%	13.97%	44.08%	-2.74%	5.76%	-8.09%	-21.37%	45.55%	-22.25%	-4.01%
VT Vanguard Total World Stock ETF	9.77%	22.43%	16.49%	22.02%	-18.00%	18.27%	16.59%	26.81%	-9.76%	24.50%

Correlation

The correlation between T and VT is -0.11, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.11
Correlation (3Y) Calculated over the trailing 3-year period	0.05
Correlation (5Y) Calculated over the trailing 5-year period	0.24
Correlation (10Y) Calculated over the trailing 10-year period	0.32
Correlation (All Time) Calculated using the full available price history since Jun 26, 2008	0.44

The correlation between T and VT shifts across timeframes, from -0.11 (1 year) to 0.44 (all time), reflecting how their relationship changes across market environments.

Return for Risk

T vs. VT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

T

T Risk / Return Rank: 11
T Sharpe Ratio Rank: 11
T Sortino Ratio Rank: 12
T Omega Ratio Rank: 13
T Calmar Ratio Rank: 14
T Martin Ratio Rank: 4

VT

VT Risk / Return Rank: 65
VT Sharpe Ratio Rank: 65
VT Sortino Ratio Rank: 64
VT Omega Ratio Rank: 66
VT Calmar Ratio Rank: 59
VT Martin Ratio Rank: 69

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

T vs. VT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for AT&T Inc. (T) and Vanguard Total World Stock ETF (VT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	T	VT	Difference
Sharpe ratio: Return per unit of total volatility	-0.75	1.96	-2.71
Sortino ratio: Return per unit of downside risk	-0.98	2.68	-3.65
Omega ratio: Gain probability vs. loss probability	0.89	1.36	-0.47
Calmar ratio: Return relative to maximum drawdown	-0.75	2.64	-3.40
Martin ratio: Return relative to average drawdown	-1.59	11.68	-13.26
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

T vs. VT - Sharpe Ratio Comparison

The current T Sharpe Ratio is -0.75, which is lower than the VT Sharpe Ratio of 1.96. The chart below compares the historical Sharpe Ratios of T and VT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	T	VT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.75	1.96	-2.71
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.28	0.66	-0.38
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.12	0.73	-0.61
Sharpe Ratio (All Time) Calculated using the full available price history	0.38	0.43	-0.05

Drawdowns

T vs. VT - Drawdown Comparison

The maximum T drawdown since its inception was -64.15%, which is greater than VT's maximum drawdown of -50.27%. Use the drawdown chart below to compare losses from any high point for T and VT.

Drawdown Indicators

	T	VT	Difference
Max Drawdown Largest peak-to-trough decline	-64.15%	-50.27%	-13.88%
Max Drawdown (1Y) Largest decline over 1 year	-21.87%	-9.67%	-12.20%
Max Drawdown (3Y) Largest decline over 3 years	-21.87%	-16.51%	-5.36%
Max Drawdown (5Y) Largest decline over 5 years	-32.01%	-26.38%	-5.63%
Max Drawdown (10Y) Largest decline over 10 years	-42.35%	-34.24%	-8.11%
Current Drawdown Current decline from peak	-21.87%	-3.06%	-18.81%
Average Drawdown Average peak-to-trough decline	-15.72%	-7.02%	-8.70%
Ulcer Index Depth and duration of drawdowns from previous peaks	10.34%	2.19%	+8.15%

Volatility

T vs. VT - Volatility Comparison

AT&T Inc. (T) has a higher volatility of 7.50% compared to Vanguard Total World Stock ETF (VT) at 4.55%. This indicates that T's price experiences larger fluctuations and is considered to be riskier than VT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	T	VT	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.50%	4.55%	+2.95%
Volatility (6M) Calculated over the trailing 6-month period	17.57%	10.67%	+6.90%
Volatility (1Y) Calculated over the trailing 1-year period	21.98%	13.10%	+8.88%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	23.97%	16.10%	+7.87%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.71%	17.26%	+6.45%

Dividends

T vs. VT - Dividend Comparison

T's dividend yield for the trailing twelve months is around 4.93%, more than VT's 1.63% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
T AT&T Inc.	4.93%	4.47%	4.87%	6.62%	6.66%	8.46%	7.23%	5.22%	7.01%	5.04%	4.51%	5.46%
VT Vanguard Total World Stock ETF	1.63%	1.82%	1.95%	2.08%	2.20%	1.82%	1.66%	2.32%	2.53%	2.11%	2.39%	2.45%

Frequently Asked Questions

Can I hold both T and VT in my portfolio?

T and VT have a correlation of -0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, T or VT?

T has higher volatility (7.50%) compared to VT (4.55%). In terms of maximum drawdown, T dropped -64.15% vs VT's -50.27%.

Which has better risk-adjusted returns?

VT currently has the higher Sharpe Ratio (1.96 vs -0.75), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.