T vs. FLIN

Last updated Jun 9, 2026

T (AT&T Inc.) is a stock, while FLIN (Franklin FTSE India ETF) is Asia Pacific Equities fund tracking the FTSE India RIC Capped Index. Over the past 5 years, T returned 6.60%/yr vs 3.56%/yr for FLIN. At a 0.19 correlation, their price movements are largely independent.

Performance

T vs. FLIN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in AT&T Inc. (T) and Franklin FTSE India ETF (FLIN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, T achieves a -7.40% return, which is significantly higher than FLIN's -12.18% return.

T

• 1D: -1.10%
• 1M: -10.57%
• YTD: -7.40%
• 6M: -7.40%
• 1Y: -16.38%
• 3Y*: 18.39%
• 5Y*: 6.60%
• 10Y*: 2.86%

FLIN

• 1D: -0.24%
• 1M: -4.99%
• YTD: -12.18%
• 6M: -10.48%
• 1Y: -13.37%
• 3Y*: 5.55%
• 5Y*: 3.56%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

T vs. FLIN - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
T AT&T Inc.	-7.40%	13.97%	44.08%	-2.74%	5.76%	-8.09%	-21.37%	45.55%	-16.13%
FLIN Franklin FTSE India ETF	-12.18%	2.40%	10.33%	20.58%	-7.96%	24.96%	14.50%	4.77%	-6.70%

Correlation

The correlation between T and FLIN is -0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.05
Correlation (3Y) Calculated over the trailing 3-year period	0.04
Correlation (5Y) Calculated over the trailing 5-year period	0.18
Correlation (All Time) Calculated using the full available price history since Feb 9, 2018	0.19

The correlation between T and FLIN shifts across timeframes, from -0.05 (1 year) to 0.19 (all time), reflecting how their relationship changes across market environments.

Return for Risk

T vs. FLIN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

T

T Risk / Return Rank: 11
T Sharpe Ratio Rank: 11
T Sortino Ratio Rank: 12
T Omega Ratio Rank: 13
T Calmar Ratio Rank: 14
T Martin Ratio Rank: 4

FLIN

FLIN Risk / Return Rank: 2
FLIN Sharpe Ratio Rank: 2
FLIN Sortino Ratio Rank: 2
FLIN Omega Ratio Rank: 3
FLIN Calmar Ratio Rank: 3
FLIN Martin Ratio Rank: 0

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

T vs. FLIN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for AT&T Inc. (T) and Franklin FTSE India ETF (FLIN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	T	FLIN	Difference
Sharpe ratio: Return per unit of total volatility	-0.75	-0.90	+0.15
Sortino ratio: Return per unit of downside risk	-0.98	-1.24	+0.26
Omega ratio: Gain probability vs. loss probability	0.89	0.86	+0.03
Calmar ratio: Return relative to maximum drawdown	-0.75	-0.71	-0.04
Martin ratio: Return relative to average drawdown	-1.59	-1.73	+0.15
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

T vs. FLIN - Sharpe Ratio Comparison

The current T Sharpe Ratio is -0.75, which is comparable to the FLIN Sharpe Ratio of -0.90. The chart below compares the historical Sharpe Ratios of T and FLIN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	T	FLIN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.75	-0.90	+0.15
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.28	0.23	+0.05
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.12	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.38	0.26	+0.12

Drawdowns

T vs. FLIN - Drawdown Comparison

The maximum T drawdown since its inception was -64.15%, which is greater than FLIN's maximum drawdown of -41.90%. Use the drawdown chart below to compare losses from any high point for T and FLIN.

Drawdown Indicators

	T	FLIN	Difference
Max Drawdown Largest peak-to-trough decline	-64.15%	-41.90%	-22.25%
Max Drawdown (1Y) Largest decline over 1 year	-21.87%	-18.79%	-3.08%
Max Drawdown (3Y) Largest decline over 3 years	-21.87%	-22.85%	+0.98%
Max Drawdown (5Y) Largest decline over 5 years	-32.01%	-22.85%	-9.16%
Max Drawdown (10Y) Largest decline over 10 years	-42.35%	—	—
Current Drawdown Current decline from peak	-21.87%	-19.15%	-2.72%
Average Drawdown Average peak-to-trough decline	-15.72%	-8.02%	-7.70%
Ulcer Index Depth and duration of drawdowns from previous peaks	10.34%	7.73%	+2.61%

Volatility

T vs. FLIN - Volatility Comparison

AT&T Inc. (T) has a higher volatility of 7.50% compared to Franklin FTSE India ETF (FLIN) at 5.06%. This indicates that T's price experiences larger fluctuations and is considered to be riskier than FLIN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	T	FLIN	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.50%	5.06%	+2.44%
Volatility (6M) Calculated over the trailing 6-month period	17.57%	12.90%	+4.67%
Volatility (1Y) Calculated over the trailing 1-year period	21.98%	14.98%	+7.00%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	23.97%	15.76%	+8.21%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.71%	20.44%	+3.27%

Dividends

T vs. FLIN - Dividend Comparison

T's dividend yield for the trailing twelve months is around 4.93%, more than FLIN's 0.64% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FLIN Franklin FTSE India ETF	0.64%	0.56%	1.58%	0.73%	0.73%	2.26%	0.68%	0.90%	0.92%	0.00%	0.00%	0.00%
T AT&T Inc.	4.93%	4.47%	4.87%	6.62%	6.66%	8.46%	7.23%	5.22%	7.01%	5.04%	4.51%	5.46%

Frequently Asked Questions

Can I hold both T and FLIN in my portfolio?

T and FLIN have a correlation of -0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, T or FLIN?

T has higher volatility (7.50%) compared to FLIN (5.06%). In terms of maximum drawdown, T dropped -64.15% vs FLIN's -41.90%.

Which has better risk-adjusted returns?

T currently has the higher Sharpe Ratio (-0.75 vs -0.90), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.