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SWVXX vs. DXYZ
Performance
Return for Risk
Drawdowns
Volatility
Dividends

Performance

SWVXX vs. DXYZ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Prime Advantage Money Fund Investor Shares (SWVXX) and Destiny Tech100 Inc (DXYZ). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, SWVXX achieves a 1.45% return, which is significantly lower than DXYZ's 28.08% return.


SWVXX

1D
0.00%
1M
0.29%
YTD
1.45%
6M
1.77%
1Y
3.85%
3Y*
4.71%
5Y*
3.14%
10Y*

DXYZ

1D
-6.13%
1M
-28.15%
YTD
28.08%
6M
42.86%
1Y
-1.28%
3Y*
5Y*
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

SWVXX vs. DXYZ - Yearly Performance Comparison


2026 (YTD)20252024
SWVXX
Schwab Prime Advantage Money Fund Investor Shares
1.45%4.15%4.02%
DXYZ
Destiny Tech100 Inc
28.08%-47.96%554.00%

Correlation

The correlation between SWVXX and DXYZ is -0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

-0.01

Correlation (All Time)
Calculated using the full available price history since Mar 27, 2024

-0.02

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Return for Risk

SWVXX vs. DXYZ — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SWVXX

DXYZ
DXYZ Risk / Return Rank: 4545
Overall Rank
DXYZ Sharpe Ratio Rank: 4141
Sharpe Ratio Rank
DXYZ Sortino Ratio Rank: 5050
Sortino Ratio Rank
DXYZ Omega Ratio Rank: 4848
Omega Ratio Rank
DXYZ Calmar Ratio Rank: 4141
Calmar Ratio Rank
DXYZ Martin Ratio Rank: 4141
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SWVXX vs. DXYZ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Prime Advantage Money Fund Investor Shares (SWVXX) and Destiny Tech100 Inc (DXYZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


SWVXXDXYZDifference
Sharpe ratioReturn per unit of total volatility

+3.72

Sortino ratioReturn per unit of downside risk

Omega ratioGain probability vs. loss probability

1.09

Calmar ratioReturn relative to maximum drawdown

-0.03

Martin ratioReturn relative to average drawdown

-0.04

SWVXX vs. DXYZ - Sharpe Ratio Comparison

The current SWVXX Sharpe Ratio is 3.71, which is higher than the DXYZ Sharpe Ratio of -0.01. The chart below compares the historical Sharpe Ratios of SWVXX and DXYZ, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Sharpe Ratios by Period


SWVXXDXYZDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

3.71

-0.01

+3.72

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

2.95

Sharpe Ratio (All Time)

Calculated using the full available price history

2.94

0.58

+2.36

Drawdowns

SWVXX vs. DXYZ - Drawdown Comparison

The maximum SWVXX drawdown since its inception was 0.00%, smaller than the maximum DXYZ drawdown of -90.35%. Use the drawdown chart below to compare losses from any high point for SWVXX and DXYZ.


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Drawdown Indicators


SWVXXDXYZDifference

Max Drawdown

Largest peak-to-trough decline

0.00%

-90.35%

+90.35%

Max Drawdown (1Y)

Largest decline over 1 year

0.00%

-51.30%

+51.30%

Max Drawdown (3Y)

Largest decline over 3 years

0.00%

Max Drawdown (5Y)

Largest decline over 5 years

0.00%

Current Drawdown

Current decline from peak

0.00%

-60.69%

+60.69%

Average Drawdown

Average peak-to-trough decline

0.00%

-68.51%

+68.51%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.00%

32.50%

-32.50%

Volatility

SWVXX vs. DXYZ - Volatility Comparison

The current volatility for Schwab Prime Advantage Money Fund Investor Shares (SWVXX) is 0.29%, while Destiny Tech100 Inc (DXYZ) has a volatility of 61.59%. This indicates that SWVXX experiences smaller price fluctuations and is considered to be less risky than DXYZ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


SWVXXDXYZDifference

Volatility (1M)

Calculated over the trailing 1-month period

0.29%

61.59%

-61.30%

Volatility (6M)

Calculated over the trailing 6-month period

0.76%

80.50%

-79.74%

Volatility (1Y)

Calculated over the trailing 1-year period

1.10%

97.95%

-96.85%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

1.09%

164.89%

-163.80%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

1.09%

164.89%

-163.80%

Dividends

SWVXX vs. DXYZ - Dividend Comparison

SWVXX's dividend yield for the trailing twelve months is around 3.77%, while DXYZ has not paid dividends to shareholders.


PositionTTM202520242023
DXYZ
Destiny Tech100 Inc
0.00%0.00%0.00%0.00%
SWVXX
Schwab Prime Advantage Money Fund Investor Shares
3.77%4.06%5.02%4.91%

Frequently Asked Questions


SWVXX and DXYZ have a correlation of -0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

DXYZ has higher volatility (61.59%) compared to SWVXX (0.29%). In terms of maximum drawdown, SWVXX dropped 0.00% vs DXYZ's -90.35%.

SWVXX currently has the higher Sharpe Ratio (3.71 vs -0.01), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

Find the right allocation for SWVXX and DXYZ

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