SOFI vs. BMNR

Last updated Jun 9, 2026

SOFI (SoFi Technologies, Inc.) and BMNR (BitMine Immersion Technologies, Inc.) are both stocks. Both are in the Financial Services sector — SOFI in Credit Services, BMNR in Capital Markets. Over the past year, SOFI returned 15.87% vs 123.39% for BMNR. At a 0.40 correlation, their price movements are largely independent.

Performance

SOFI vs. BMNR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SoFi Technologies, Inc. (SOFI) and BitMine Immersion Technologies, Inc. (BMNR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with SOFI having a -36.97% return and BMNR slightly lower at -37.94%.

SOFI

• 1D: 2.93%
• 1M: 4.76%
• YTD: -36.97%
• 6M: -40.24%
• 1Y: 15.87%
• 3Y*: 26.35%
• 5Y*: -6.19%
• 10Y*: —

BMNR

• 1D: 5.97%
• 1M: -24.00%
• YTD: -37.94%
• 6M: -52.99%
• 1Y: 123.39%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SOFI vs. BMNR - Yearly Performance Comparison

	2026 (YTD)	2025
SOFI SoFi Technologies, Inc.	-36.97%	94.50%
BMNR BitMine Immersion Technologies, Inc.	-37.94%	274.59%

Correlation

The correlation between SOFI and BMNR is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.41
Correlation (All Time) Calculated using the full available price history since Jun 5, 2025	0.40

Fundamentals

Market Cap SOFI : $22.74B BMNR : $7.66T
EPS SOFI : $0.44 BMNR : -$0.06
PS Ratio SOFI : 4.53 BMNR : 152.98K
PB Ratio SOFI : 2.10 BMNR : 777.06
Total Revenue (TTM) SOFI : $4.73B BMNR : $16.71M
Gross Profit (TTM) SOFI : $3.39B BMNR : $1.15M
EBITDA (TTM) SOFI : $1.40B BMNR : -$3.62B

Return for Risk

SOFI vs. BMNR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SOFI

SOFI Risk / Return Rank: 50
SOFI Sharpe Ratio Rank: 52
SOFI Sortino Ratio Rank: 50
SOFI Omega Ratio Rank: 48
SOFI Calmar Ratio Rank: 50
SOFI Martin Ratio Rank: 49

BMNR

BMNR Risk / Return Rank: 75
BMNR Sharpe Ratio Rank: 48
BMNR Sortino Ratio Rank: 99
BMNR Omega Ratio Rank: 98
BMNR Calmar Ratio Rank: 68
BMNR Martin Ratio Rank: 60

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SOFI vs. BMNR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and BitMine Immersion Technologies, Inc. (BMNR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SOFI	BMNR	Difference
Sharpe ratio: Return per unit of total volatility	0.28	0.17	+0.11
Sortino ratio: Return per unit of downside risk	0.76	7.84	-7.08
Omega ratio: Gain probability vs. loss probability	1.09	1.92	-0.82
Calmar ratio: Return relative to maximum drawdown	0.30	1.41	-1.11
Martin ratio: Return relative to average drawdown	0.56	1.70	-1.14
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SOFI vs. BMNR - Sharpe Ratio Comparison

The current SOFI Sharpe Ratio is 0.28, which is higher than the BMNR Sharpe Ratio of 0.17. The chart below compares the historical Sharpe Ratios of SOFI and BMNR, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SOFI	BMNR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.28	0.17	+0.11
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.09	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.12	0.16	-0.04

Drawdowns

SOFI vs. BMNR - Drawdown Comparison

The maximum SOFI drawdown since its inception was -83.32%, smaller than the maximum BMNR drawdown of -88.22%. Use the drawdown chart below to compare losses from any high point for SOFI and BMNR.

Drawdown Indicators

	SOFI	BMNR	Difference
Max Drawdown Largest peak-to-trough decline	-83.32%	-88.22%	+4.90%
Max Drawdown (1Y) Largest decline over 1 year	-52.96%	-88.22%	+35.26%
Max Drawdown (3Y) Largest decline over 3 years	-52.96%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-81.54%	—	—
Current Drawdown Current decline from peak	-48.77%	-87.51%	+38.74%
Average Drawdown Average peak-to-trough decline	-51.23%	-70.84%	+19.61%
Ulcer Index Depth and duration of drawdowns from previous peaks	28.21%	72.93%	-44.72%

Volatility

SOFI vs. BMNR - Volatility Comparison

The current volatility for SoFi Technologies, Inc. (SOFI) is 17.24%, while BitMine Immersion Technologies, Inc. (BMNR) has a volatility of 22.68%. This indicates that SOFI experiences smaller price fluctuations and is considered to be less risky than BMNR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SOFI	BMNR	Difference
Volatility (1M) Calculated over the trailing 1-month period	17.24%	22.68%	-5.44%
Volatility (6M) Calculated over the trailing 6-month period	38.62%	61.92%	-23.30%
Volatility (1Y) Calculated over the trailing 1-year period	56.53%	719.09%	-662.56%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	66.71%	717.68%	-650.97%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	71.97%	717.68%	-645.71%

Dividends

SOFI vs. BMNR - Dividend Comparison

SOFI has not paid dividends to shareholders, while BMNR's dividend yield for the trailing twelve months is around 0.06%.

Position	TTM	2025
BMNR BitMine Immersion Technologies, Inc.	0.06%	0.04%
SOFI SoFi Technologies, Inc.	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both SOFI and BMNR in my portfolio?

SOFI and BMNR have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SOFI or BMNR?

BMNR has higher volatility (22.68%) compared to SOFI (17.24%). In terms of maximum drawdown, SOFI dropped -83.32% vs BMNR's -88.22%.

Which has better risk-adjusted returns?

SOFI currently has the higher Sharpe Ratio (0.28 vs 0.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.