SCHH vs. VTV

Last updated Jun 9, 2026

SCHH (Schwab US REIT ETF) and VTV (Vanguard Value ETF) are both exchange-traded funds - SCHH is a REIT fund tracking the Dow Jones Equity All REIT Capped Index, while VTV is a Large Cap Value Equities fund tracking the CRSP US Large Cap Value Index. Both are passively managed. Over the past 10 years, SCHH returned 4.14%/yr vs 12.42%/yr for VTV. A 0.63 correlation means they provide meaningful diversification when combined. SCHH charges 0.07%/yr vs 0.04%/yr for VTV.

Performance

SCHH vs. VTV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab US REIT ETF (SCHH) and Vanguard Value ETF (VTV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with SCHH having a 12.43% return and VTV slightly lower at 11.91%. Over the past 10 years, SCHH has underperformed VTV with an annualized return of 4.14%, while VTV has yielded a comparatively higher 12.42% annualized return.

SCHH

• 1D: -1.35%
• 1M: -0.72%
• YTD: 12.43%
• 6M: 12.55%
• 1Y: 12.92%
• 3Y*: 9.97%
• 5Y*: 2.78%
• 10Y*: 4.14%

VTV

• 1D: 0.25%
• 1M: 2.67%
• YTD: 11.91%
• 6M: 13.41%
• 1Y: 25.49%
• 3Y*: 17.72%
• 5Y*: 11.30%
• 10Y*: 12.42%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SCHH vs. VTV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SCHH Schwab US REIT ETF	12.43%	2.20%	4.99%	11.18%	-24.99%	41.07%	-14.81%	22.85%	-4.26%	3.68%
VTV Vanguard Value ETF	11.91%	15.27%	15.95%	9.32%	-2.09%	26.53%	2.33%	25.66%	-5.47%	17.15%

Correlation

The correlation between SCHH and VTV is 0.61, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.61
Correlation (3Y) Calculated over the trailing 3-year period	0.68
Correlation (5Y) Calculated over the trailing 5-year period	0.71
Correlation (10Y) Calculated over the trailing 10-year period	0.61
Correlation (All Time) Calculated using the full available price history since Jan 13, 2011	0.63

The correlation between SCHH and VTV has been stable across timeframes, ranging from 0.61 to 0.71 - a consistent structural relationship.

SCHH vs. VTV - Sectors Allocation Comparison

Sectors	SCHH	VTV
Real Estate	98.5%	2.8%
Basic Materials	1.3%	3.1%
Financial Services	0.2%	22.3%
Communication Services	-	3.3%
Consumer Cyclical	-	4.0%
Consumer Defensive	-	9.4%
Energy	-	8.1%
Healthcare	-	14.5%
Industrials	-	14.0%
Technology	-	13.4%
Utilities	-	5.2%

Return for Risk

SCHH vs. VTV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SCHH

SCHH Risk / Return Rank: 31
SCHH Sharpe Ratio Rank: 29
SCHH Sortino Ratio Rank: 28
SCHH Omega Ratio Rank: 28
SCHH Calmar Ratio Rank: 35
SCHH Martin Ratio Rank: 35

VTV

VTV Risk / Return Rank: 84
VTV Sharpe Ratio Rank: 85
VTV Sortino Ratio Rank: 87
VTV Omega Ratio Rank: 83
VTV Calmar Ratio Rank: 83
VTV Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SCHH vs. VTV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab US REIT ETF (SCHH) and Vanguard Value ETF (VTV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SCHH	VTV	Difference
Sharpe ratio: Return per unit of total volatility	0.97	2.52	-1.55
Sortino ratio: Return per unit of downside risk	1.39	3.58	-2.19
Omega ratio: Gain probability vs. loss probability	1.17	1.45	-0.28
Calmar ratio: Return relative to maximum drawdown	1.57	4.03	-2.46
Martin ratio: Return relative to average drawdown	4.92	15.20	-10.28
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SCHH vs. VTV - Sharpe Ratio Comparison

The current SCHH Sharpe Ratio is 0.97, which is lower than the VTV Sharpe Ratio of 2.52. The chart below compares the historical Sharpe Ratios of SCHH and VTV, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SCHH	VTV	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.97	2.52	-1.55
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.15	0.82	-0.67
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.20	0.75	-0.55
Sharpe Ratio (All Time) Calculated using the full available price history	0.34	0.51	-0.17

Drawdowns

SCHH vs. VTV - Drawdown Comparison

The maximum SCHH drawdown since its inception was -44.22%, smaller than the maximum VTV drawdown of -59.27%. Use the drawdown chart below to compare losses from any high point for SCHH and VTV.

Drawdown Indicators

	SCHH	VTV	Difference
Max Drawdown Largest peak-to-trough decline	-44.22%	-59.27%	+15.05%
Max Drawdown (1Y) Largest decline over 1 year	-8.28%	-6.35%	-1.93%
Max Drawdown (3Y) Largest decline over 3 years	-17.76%	-14.52%	-3.24%
Max Drawdown (5Y) Largest decline over 5 years	-33.28%	-17.04%	-16.24%
Max Drawdown (10Y) Largest decline over 10 years	-44.22%	-36.78%	-7.44%
Current Drawdown Current decline from peak	-2.01%	-1.11%	-0.90%
Average Drawdown Average peak-to-trough decline	-9.45%	-7.87%	-1.58%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.63%	1.68%	+0.95%

Volatility

SCHH vs. VTV - Volatility Comparison

Schwab US REIT ETF (SCHH) has a higher volatility of 4.21% compared to Vanguard Value ETF (VTV) at 2.65%. This indicates that SCHH's price experiences larger fluctuations and is considered to be riskier than VTV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SCHH	VTV	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.21%	2.65%	+1.56%
Volatility (6M) Calculated over the trailing 6-month period	9.75%	7.67%	+2.08%
Volatility (1Y) Calculated over the trailing 1-year period	13.39%	10.18%	+3.21%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.72%	13.89%	+4.83%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.98%	16.68%	+4.30%

SCHH vs. VTV - Expense Ratio Comparison

SCHH has a 0.07% expense ratio, which is higher than VTV's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

SCHH vs. VTV - Dividend Comparison

SCHH's dividend yield for the trailing twelve months is around 2.79%, more than VTV's 1.87% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SCHH Schwab US REIT ETF	2.79%	3.04%	3.22%	3.24%	2.55%	1.50%	2.86%	2.86%	3.64%	2.22%	2.81%	2.48%
VTV Vanguard Value ETF	1.87%	2.05%	2.31%	2.46%	2.52%	2.15%	2.56%	2.50%	2.73%	2.29%	2.44%	2.60%

Frequently Asked Questions

Can I hold both SCHH and VTV in my portfolio?

SCHH and VTV have a correlation of 0.61, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SCHH or VTV?

SCHH has higher volatility (4.21%) compared to VTV (2.65%). In terms of maximum drawdown, SCHH dropped -44.22% vs VTV's -59.27%.

Which ETF is better, SCHH or VTV?

On 10-year performance, VTV leads with 12.42% vs 4.14% for SCHH. On fees, VTV is cheaper at 0.04% per year. On volatility, VTV has been the lower-risk option at 2.65%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, SCHH or VTV?

Over the 10-year period, VTV has performed better with a 12.42% return vs 4.14%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, SCHH or VTV?

VTV is cheaper with a 0.04% expense ratio, compared with 0.07% for SCHH.

Which ETF pays a higher dividend yield, SCHH or VTV?

SCHH has the higher dividend yield at 2.79%, compared with 1.87% for VTV.

What is the main difference between SCHH and VTV?

SCHH is categorized as REIT, while VTV is Large Cap Value Equities. SCHH tracks Dow Jones Equity All REIT Capped Index, while VTV tracks CRSP US Large Cap Value Index. They also come from different issuers: Charles Schwab and Vanguard. Their fees differ too: 0.07% for SCHH and 0.04% for VTV.

Which has better risk-adjusted returns?

VTV currently has the higher Sharpe Ratio (2.52 vs 0.97), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.