QTWO vs. STNE
QTWO (Q2 Holdings, Inc.) and STNE (StoneCo Ltd.) are both stocks. Both operate in the Software - Application industry within the Technology sector. Over the past 5 years, QTWO returned -13.94%/yr vs -27.16%/yr for STNE. At a 0.44 correlation, their price movements are largely independent.
Performance
QTWO vs. STNE - Performance Comparison
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Returns By Period
In the year-to-date period, QTWO achieves a -37.89% return, which is significantly lower than STNE's -13.49% return.
QTWO
- 1D
- -1.95%
- 1M
- -10.59%
- YTD
- -37.89%
- 6M
- -39.02%
- 1Y
- -50.89%
- 3Y*
- 17.10%
- 5Y*
- -13.94%
- 10Y*
- 5.15%
STNE
- 1D
- 1.63%
- 1M
- -1.86%
- YTD
- -13.49%
- 6M
- -14.01%
- 1Y
- -5.43%
- 3Y*
- 0.25%
- 5Y*
- -27.16%
- 10Y*
- —
QTWO vs. STNE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
QTWO Q2 Holdings, Inc. | -37.89% | -28.31% | 131.86% | 61.56% | -66.18% | -37.22% | 56.06% | 63.63% | -4.23% |
STNE StoneCo Ltd. | -13.49% | 85.57% | -55.80% | 91.00% | -44.01% | -79.91% | 110.38% | 116.32% | -41.18% |
Correlation
The correlation between QTWO and STNE is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.23 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.33 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.44 |
Correlation (All Time) Calculated using the full available price history since Oct 26, 2018 | 0.44 |
Over the past year, the correlation between QTWO and STNE has dropped to 0.23 - well below their long-term average of 0.44, suggesting their price drivers have been diverging.
Fundamentals
QTWO:
$3.03B
STNE:
$2.68B
QTWO:
$1.07
STNE:
$12.96
QTWO:
41.78
STNE:
0.82
QTWO:
3.76
STNE:
0.24
QTWO:
4.96
STNE:
0.22
QTWO:
$821.58M
STNE:
$11.69B
QTWO:
$456.61M
STNE:
$8.11B
QTWO:
$105.55M
STNE:
$3.75B
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Return for Risk
QTWO vs. STNE — Risk / Return Rank
QTWO
STNE
QTWO vs. STNE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Q2 Holdings, Inc. (QTWO) and StoneCo Ltd. (STNE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| QTWO | STNE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.05 | ||
| Sortino ratioReturn per unit of downside risk | -2.08 | ||
| Omega ratioGain probability vs. loss probability | 0.78 | 1.03 | -0.25 |
| Calmar ratioReturn relative to maximum drawdown | -0.96 | -0.14 | -0.83 |
| Martin ratioReturn relative to average drawdown | -1.51 | -0.28 | -1.23 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| QTWO | STNE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.16 | -0.11 | -1.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.28 | -0.42 | +0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.12 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.21 | -0.17 | +0.37 |
Drawdowns
QTWO vs. STNE - Drawdown Comparison
The maximum QTWO drawdown since its inception was -85.77%, smaller than the maximum STNE drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for QTWO and STNE.
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Drawdown Indicators
| QTWO | STNE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -85.77% | -92.31% | +6.54% |
Max Drawdown (1Y)Largest decline over 1 year | -53.08% | -40.22% | -12.86% |
Max Drawdown (3Y)Largest decline over 3 years | -59.68% | -57.64% | -2.04% |
Max Drawdown (5Y)Largest decline over 5 years | -80.69% | -89.72% | +9.03% |
Max Drawdown (10Y)Largest decline over 10 years | -85.77% | — | — |
Current DrawdownCurrent decline from peak | -69.45% | -86.40% | +16.95% |
Average DrawdownAverage peak-to-trough decline | -30.20% | -61.14% | +30.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 33.84% | 19.70% | +14.14% |
Volatility
QTWO vs. STNE - Volatility Comparison
Q2 Holdings, Inc. (QTWO) has a higher volatility of 18.44% compared to StoneCo Ltd. (STNE) at 15.44%. This indicates that QTWO's price experiences larger fluctuations and is considered to be riskier than STNE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| QTWO | STNE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 18.44% | 15.44% | +3.00% |
Volatility (6M)Calculated over the trailing 6-month period | 32.97% | 39.35% | -6.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 44.22% | 51.40% | -7.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 50.12% | 64.91% | -14.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 44.29% | 67.44% | -23.15% |
Dividends
QTWO vs. STNE - Dividend Comparison
QTWO has not paid dividends to shareholders, while STNE's dividend yield for the trailing twelve months is around 23.94%.
| Position | TTM |
|---|---|
QTWO Q2 Holdings, Inc. | 0.00% |
STNE StoneCo Ltd. | 23.94% |
Financials
QTWO vs. STNE - Financials Comparison
This section allows you to compare key financial metrics between Q2 Holdings, Inc. and StoneCo Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
QTWO and STNE have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
QTWO has higher volatility (18.44%) compared to STNE (15.44%). In terms of maximum drawdown, QTWO dropped -85.77% vs STNE's -92.31%.
STNE currently has the higher Sharpe Ratio (-0.11 vs -1.16), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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